PEER TO PEER LENDING Let your money work for you

7800.00 EUR loan financed by 318 investors Market
3400.00 EUR loan financed by 143 investors Market
6000.00 EUR loan financed by 188 investors Market
3000.00 EUR loan financed by 126 investors Market
1500.00 EUR loan financed by 58 investors Market

Statistics and reports of "NEO Finance"

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11977

Number of investors

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59 379 046 €

Sum of granted loans

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12236

Issued loans count

Introducing P2P Lending platform NEO Finance

Loan proposals to select
house repair loan
house repair loan
9200.00 € 8043.02 € collected from 9200.00 €
84 months Maturity
16.00 % Interest
B Rating
house repair loan
house repair loan
16000.00 € 12312.09 € collected from 16000.00 €
84 months Maturity
10.00 % Interest
A Rating
Real estate purchase
Real estate purchase
14000.00 € 6183.91 € collected from 14000.00 €
84 months Maturity
16.00 % Interest
B Rating
house repair loan
house repair loan
4000.00 € 1622.91 € collected from 4000.00 €
56 months Maturity
5.00 % Interest
A+ Rating
consumer loan
consumer loan
5500.00 € 3269.20 € collected from 5500.00 €
48 months Maturity
15.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
9100.00 € 5731.99 € collected from 9100.00 €
72 months Maturity
21.00 % Interest
C Rating
Refinancing Loan
Refinancing Loan
5500.00 € 4082.58 € collected from 5500.00 €
36 months Maturity
18.00 % Interest
C Rating
Refinancing Loan
Refinancing Loan
8500.00 € 4344.39 € collected from 8500.00 €
48 months Maturity
14.00 % Interest
B Rating
auto-invest

or invest automatically

Select criteria for your Auto Invest and we will invest for you based on your criteria. Save your time and earn solid returns. More

Why invest via NEO Finance?

What do we offer?

Unlimited e-money institution licence (EMI)

Unlimited e-money institution licence (EMI)

The first and, so far, the only Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania.

Buyback and Provision fund services

Buyback and Provision fund services

When agreements with borrowers are terminated, investors can sell their investments for 50-80% of their face value to NEO Finance. Also, a unique service of Provision Fund allows investors to reduce their investment risk: if a loan defaults, NEO Finance guarantees to repay investors with all the company assets as collateral.

Average return rate of 12 percent

Average return rate of 12 percent

Historically, Lithuanian consumer loans had high interest rates, as the market was not regulated until 2016. However, even after the regulation was implemented, the interest rates remained high (16.8% for banking consumer loans, and 78.9% for other financial institutions’ loans in 2016). Therefore, risk / reward ratio is one of the highest in Europe.

Personal IBAN accounts free of charge

Personal IBAN accounts free of charge

Every user account is linked to a personal IBAN account, which is free of charge. Payments sent to other financial institutions are also free of charge for VIP investors. In addition, one can have multiple IBAN accounts under their name at NEO Finance, which enables them to test and employ different investment strategies.

Built inhouse IT system

Built inhouse IT system

The Lending Platform is very similar in its functionality to a banking system with IBAN accounts, support of payment transactions, and similar functions. It was built and is being constantly developed in-house by highly experienced IT and banking professionals.

Close long-term partnership with debt collection and recovery company

Close long-term partnership with debt collection and recovery company

All debts are handled by a single firm, which has been a long-term partner of NEO Finance. The company has 8+ years of experience in delinquent loans recovery, which ensures speed and quality of the service: 65% of debts have been collected within two years.

ensure-fond

Provision fund
Guaranteed return on investment

Invest in loans using a Provision fund service. In the case of delay, payments are covered from the accumulated Provision fund fees. Its annual fee is between 0.44% and 22.91%. The fee depends on the credit receiver's creditworthiness rating and maturity of the loan. Morehttps://www.neofinance.com/en/faq/investor/16

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