PEER TO PEER LENDING Let your money work for you

9000.00 EUR loan financed by 129 investors Market
4712.99 EUR loan financed by 124 investors Market
9000.00 EUR loan financed by 253 investors Market
1050.00 EUR loan financed by 44 investors Market
900.00 EUR loan financed by 36 investors Market

Statistics and reports of "NEO Finance"

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7097

Number of investors

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33 006 337 €

Sum of granted loans

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7951

Issued loans count

Introducing P2P Lending platform NEO Finance

Loan proposals to select
Refinancing Loan
Refinancing Loan
10000.00 € 7619.23 € collected from 10000.00 €
60 months Maturity
19.00 % Interest
B Rating
consumer loan
consumer loan
2700.00 € 2184.87 € collected from 2700.00 €
60 months Maturity
10.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
2983.75 € 979.37 € collected from 2983.75 €
60 months Maturity
18.00 % Interest
C Rating
Refinancing Loan
Refinancing Loan
15000.00 € 7146.81 € collected from 15000.00 €
60 months Maturity
15.00 % Interest
A Rating
house repair loan
house repair loan
8000.00 € 1867.08 € collected from 8000.00 €
60 months Maturity
10.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
10000.00 € 3253.70 € collected from 10000.00 €
36 months Maturity
18.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
10000.00 € 4766.11 € collected from 10000.00 €
36 months Maturity
22.00 % Interest
B Rating
consumer loan
consumer loan
6000.00 € 1249.10 € collected from 6000.00 €
60 months Maturity
24.00 % Interest
C Rating
Refinancing Loan
Refinancing Loan
2558.49 € 536.54 € collected from 2558.49 €
60 months Maturity
10.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
4934.49 € 250.00 € collected from 4934.49 €
54 months Maturity
24.00 % Interest
C Rating
auto-invest

or invest automatically

Select criteria for your Auto Invest and we will invest for you based on your criteria. Save your time and earn solid returns. More

Why to invest through NEO Finance?

What do we offer?

Unlimited e-money institution licence (EMI)

Unlimited e-money institution licence (EMI)

The first and, so far, the only Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania.

Buyback and Provision fund services

Buyback and Provision fund services

When agreements with borrowers are terminated, investors can sell their investments for 50-80% of their face value to NEO Finance. Also, a unique service of Provision Fund allows investors to reduce their investment risk: if a loan defaults, NEO Finance guarantees to repay investors with all the company assets as collateral.

Average return rate of 14 percent

Average return rate of 14 percent

Historically, Lithuanian consumer loans had high interest rates, as the market was not regulated until 2016. However, even after the regulation was implemented, the interest rates remained high (16.8% for banking consumer loans, and 78.9% for other financial institutions’ loans in 2016). Therefore, risk / reward ratio is one of the highest in Europe.

Personal IBAN accounts free of charge

Personal IBAN accounts free of charge

Every user account is linked to a personal IBAN account, which is free of charge. Payments sent to other financial institutions are also free of charge for VIP investors. In addition, one can have multiple IBAN accounts under their name at NEO Finance, which enables them to test and employ different investment strategies.

Built inhouse IT system

Built inhouse IT system

The Lending Platform is very similar in its functionality to a banking system with IBAN accounts, support of payment transactions, and similar functions. It was built and is being constantly developed in-house by highly experienced IT and banking professionals.

Close long-term partnership with debt collection and recovery company

Close long-term partnership with debt collection and recovery company

All debts are handled by a single firm, which has been a long-term partner of NEO Finance. The company has 8+ years of experience in delinquent loans recovery, which ensures speed and quality of the service: 65% of debts have been collected within two years.

NEO Finance operational ground

The activity of "NEO Finance" is supervised by the Bank of Lithuania. The company is included in the public list of the consumer credit providers and in the list of the payment initiation service providers that undertaken to adhere to the principles of good practice, it is also the first platform that is included in the public list of mutual lending platform operators. The company is operating on the basis of the electronic money institution licence granted by the Bank of Lithuania.

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Provision fund
Guaranteed return on investment

Invest in a loan by using a provision fund. In case of delay the payments are covered from the accumulated provision fund fees. Its annual fee is between 0.44% and 22.91%. The fee depends on the rating and maturity.
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