Statistics
Investor statistics
15495
Active investors
271
Average number of loans Average loans per investor
14.60 %
Average interest rate Return on investment it will always be lower than the interest rate
4 708 €
Average active investment amount Average amount invested per investor
112 991 489 €
Principal received Principal received, including principal paid from Provision fund
31 465 338 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12327
Total active borrowers
3735 €
Average loan amount
68 months
Average loan term Weighted average loan term
816 €
Average income
906 €
A+ rating
818 €
A rating
810 €
B rating
758 €
C rating
937 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 182 089 055 € | 16 107 001 € | 61 470 367 € | 62 969 255 € | 35 561 440 € | 5 980 992 € |
Not overdue and returned |
151 844 172 €
83.39% |
15 275 963 €
94.84% |
55 696 840 €
90.61% |
51 021 015 €
81.03% |
26 110 003 €
73.42% |
3 740 351 €
62.54% |
Overdue |
30 244 883 €
16.61% |
831 038 €
5.16% |
5 773 527 €
9.39% |
11 948 240 €
18.97% |
9 451 437 €
26.58% |
2 240 641 €
37.46% |
1-30 days |
9 653 448 €
5.30% |
480 734 €
2.98% |
2 854 796 €
4.64% |
4 248 823 €
6.75% |
1 575 464 €
4.43% |
493 631 €
8.25% |
31-60 days |
2 635 484 €
1.45% |
115 563 €
0.72% |
627 035 €
1.02% |
1 175 493 €
1.87% |
483 351 €
1.36% |
234 041 €
3.91% |
61-90 days |
1 681 592 €
0.92% |
29 514 €
0.18% |
425 584 €
0.69% |
648 896 €
1.03% |
375 607 €
1.06% |
201 991 €
3.38% |
91-720 days |
9 030 358 €
4.96% |
203 426 €
1.26% |
1 399 856 €
2.28% |
3 679 035 €
5.84% |
2 659 523 €
7.48% |
1 088 518 €
18.20% |
> 720 days |
7 244 002 €
3.98% |
1 800 €
0.01% |
466 257 €
0.76% |
2 195 992 €
3.49% |
4 357 492 €
12.25% |
222 460 €
3.72% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 10 076 139 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 366 785 € | 8 002 611 € | 12 600 304 € | 15 983 186 € | 15 104 768 € | 18 713 540 € | 20 206 936 € | 14 849 448 € | 1 297 627 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.28 % | 89.49 % | 88.27 % | 85.82 % | 79.15 % | 68.32 % | 54.34 % | 33.79 % | 12.88 % |
Outstanding principal, EUR | 0 € | 197 880 € | 939 435 € | 1 674 118 € | 2 640 981 € | 3 978 201 € | 8 675 556 € | 16 981 794 € | 29 090 522 € | 8 778 513 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 197 880 € | 939 436 € | 1 674 118 € | 2 312 345 € | 2 006 255 € | 2 349 397 € | 3 626 419 € | 3 168 509 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.72 % | 10.51 % | 11.73 % | 12.42 % | 10.51 % | 8.58 % | 9.75 % | 7.21 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 14.78 % |
Interest paid, EUR | 1 142 € | 1 005 174 € | 3 283 220 € | 4 573 790 € | 5 779 533 € | 4 631 497 € | 4 953 137 € | 4 126 720 € | 2 870 764 € | 92 686 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 210 110 € | 913 326 € | 1 311 479 € | 1 527 121 € | 1 014 874 € | 691 867 € | 601 153 € | 444 514 € | 12 863 € |
>90 days overdue, EUR | 0 € | 210 110 € | 913 326 € | 1 311 455 € | 1 507 629 € | 959 983 € | 599 412 € | 427 600 € | 179 108 € | 0 € |