Statistics
Investor statistics
15562
Active investors
273
Average number of loans Average loans per investor
14.60 %
Average interest rate Return on investment it will always be lower than the interest rate
4 756 €
Average active investment amount Average amount invested per investor
116 000 316 €
Principal received Principal received, including principal paid from Provision fund
32 184 803 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12386
Total active borrowers
3760 €
Average loan amount
68 months
Average loan term Weighted average loan term
819 €
Average income
908 €
A+ rating
820 €
A rating
814 €
B rating
760 €
C rating
942 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 185 978 433 € | 16 637 944 € | 62 750 637 € | 64 446 136 € | 35 969 727 € | 6 173 212 € |
Not overdue and returned |
156 321 027 €
84.05% |
15 872 216 €
95.40% |
57 172 894 €
91.11% |
52 804 252 €
81.94% |
26 546 167 €
73.80% |
3 924 721 €
63.58% |
Overdue |
29 657 406 €
15.95% |
765 727 €
4.60% |
5 577 743 €
8.89% |
11 641 884 €
18.06% |
9 423 561 €
26.20% |
2 248 491 €
36.42% |
1-30 days |
8 779 836 €
4.72% |
444 610 €
2.67% |
2 505 504 €
3.99% |
3 871 501 €
6.01% |
1 511 467 €
4.20% |
446 755 €
7.24% |
31-60 days |
2 447 144 €
1.32% |
89 641 €
0.54% |
570 214 €
0.91% |
1 046 136 €
1.62% |
511 361 €
1.42% |
229 792 €
3.72% |
61-90 days |
1 689 383 €
0.91% |
29 199 €
0.18% |
591 143 €
0.94% |
644 404 €
1.00% |
271 826 €
0.76% |
152 811 €
2.48% |
91-720 days |
9 431 720 €
5.07% |
196 042 €
1.18% |
1 447 513 €
2.31% |
3 836 608 €
5.95% |
2 785 654 €
7.74% |
1 165 902 €
18.89% |
> 720 days |
7 309 323 €
3.93% |
6 236 €
0.04% |
463 369 €
0.74% |
2 243 235 €
3.48% |
4 343 252 €
12.07% |
253 230 €
4.10% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 13 965 517 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 368 091 € | 8 010 710 € | 12 614 978 € | 16 059 258 € | 15 212 522 € | 18 945 962 € | 20 557 848 € | 15 817 363 € | 2 366 348 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.34 % | 89.58 % | 88.37 % | 86.23 % | 79.72 % | 69.17 % | 55.28 % | 36.00 % | 16.94 % |
Outstanding principal, EUR | 0 € | 196 574 € | 931 337 € | 1 659 444 € | 2 564 909 € | 3 870 448 € | 8 443 134 € | 16 630 883 € | 28 122 607 € | 11 599 169 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 196 573 € | 931 338 € | 1 659 444 € | 2 283 295 € | 2 002 855 € | 2 326 190 € | 3 739 910 € | 3 601 437 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.66 % | 10.42 % | 11.63 % | 12.26 % | 10.50 % | 8.49 % | 10.06 % | 8.20 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 14.69 % |
Interest paid, EUR | 1 142 € | 1 008 483 € | 3 296 503 € | 4 599 266 € | 5 818 745 € | 4 670 115 € | 5 032 403 € | 4 269 786 € | 3 154 935 € | 183 373 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 211 794 € | 921 860 € | 1 321 947 € | 1 535 057 € | 1 030 537 € | 706 851 € | 626 508 € | 490 612 € | 21 642 € |
>90 days overdue, EUR | 0 € | 211 794 € | 921 860 € | 1 321 947 € | 1 518 482 € | 977 738 € | 616 771 € | 456 172 € | 222 270 € | 0 € |