Statistics
Investor statistics
12838
Active investors
186
Average number of loans Average loans per investor
16.52 %
Average interest rate Return on investment it will always be lower than the interest rate
2 749 €
Average active investment amount Average amount invested per investor
32 429 125 €
Principal received Principal received, including principal paid from Provision fund
11 317 622 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
9454
Total active borrowers
2898 €
Average loan amount
52 months
Average loan term Weighted average loan term
721 €
Average income
780 €
A+ rating
747 €
A rating
711 €
B rating
691 €
C rating
921 €
pk_front_statistics_averageIncome_RATING_CM
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 66 810 575 € | 1 814 309 € | 22 562 813 € | 22 307 748 € | 19 915 255 € | 210 450 € |
Not overdue and returned |
54 307 458 €
81.29% |
1 792 617 €
98.80% |
21 062 941 €
93.35% |
18 147 710 €
81.35% |
13 102 103 €
65.79% |
202 087 €
96.03% |
Overdue |
12 503 117 €
18.71% |
21 692 €
1.20% |
1 499 873 €
6.65% |
4 160 038 €
18.65% |
6 813 152 €
34.21% |
8 363 €
3.97% |
1-30 days |
3 211 551 €
4.81% |
17 744 €
0.98% |
700 453 €
3.10% |
1 188 375 €
5.33% |
1 296 616 €
6.51% |
8 363 €
3.97% |
31-60 days |
717 927 €
1.07% |
3 948 €
0.22% |
64 368 €
0.29% |
266 636 €
1.20% |
382 975 €
1.92% |
0 €
0.00% |
61-90 days |
563 890 €
0.84% |
0 €
0.00% |
58 710 €
0.26% |
236 912 €
1.06% |
268 268 €
1.35% |
0 €
0.00% |
91-720 days |
5 848 551 €
8.75% |
0 €
0.00% |
486 254 €
2.16% |
1 821 530 €
8.17% |
3 540 766 €
17.78% |
0 €
0.00% |
> 720 days |
2 161 199 €
3.23% |
0 €
0.00% |
190 088 €
0.84% |
646 585 €
2.90% |
1 324 527 €
6.65% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 3 315 455 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 239 132 € | 6 828 999 € | 9 165 707 € | 8 649 716 € | 4 502 396 € | 131 168 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 87.31 % | 76.37 % | 64.21 % | 46.44 % | 23.59 % | 3.96 % |
Outstanding principal, EUR | 0 € | 325 533 € | 2 113 048 € | 5 108 715 € | 9 974 451 € | 14 580 574 € | 3 184 287 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 262 188 € | 1 381 902 € | 2 353 392 € | 2 833 890 € | 1 178 379 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 10.22 % | 15.45 % | 16.49 % | 15.22 % | 6.18 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.98 % |
Interest paid, EUR | 1 142 € | 870 611 € | 2 546 935 € | 3 184 387 € | 3 184 595 € | 1 377 937 € | 13 132 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 148 193 € | 632 162 € | 792 895 € | 713 673 € | 177 764 € | 1 159 € |
>90 days overdue, EUR | 0 € | 144 981 € | 593 814 € | 698 883 € | 558 129 € | 88 901 € | 0 € |