Statistics

Investor statistics

13936

Active investors

221

Average number of loans Average loans per investor

15.21 %

Average interest rate Return on investment it will always be lower than the interest rate

3 401 €

Average active investment amount Average amount invested per investor

58 620 120 €

Principal received Principal received, including principal paid from Provision fund

18 194 257 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10643

Total active borrowers

3230 €

Average loan amount

59 months

Average loan term Weighted average loan term

749 €

Average income

826 €

A+ rating

762 €

A rating

738 €

B rating

712 €

C rating

881 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 104 415 355 € 6 755 283 € 33 727 747 € 34 787 129 € 26 657 980 € 2 487 215 €
Amount of issued credits 47 399 158 € 4 519 228 € 13 503 279 € 15 146 136 € 12 493 170 € 1 737 345 €
Amount of issued credits 32 322 2 230 10 593 10 566 8 326 607
Amount of issued credits 32 305 2 230 10 581 10 562 8 325 607
Not overdue and returned 88 946 048 €
85.18%
6 598 739 €
97.68%
31 983 112 €
94.83%
29 612 877 €
85.13%
19 000 774 €
71.28%
1 750 546 €
70.38%
Not overdue and returned 31 929 852 €
67.36%
4 362 684 €
96.54%
11 758 643 €
87.08%
9 971 884 €
65.84%
4 835 964 €
38.71%
1 000 676 €
57.60%
Not overdue and returned 27 548
85.23%
2 175
97.53%
9 946
93.89%
9 015
85.32%
6 002
72.09%
410
67.55%
Not overdue and returned 27 531
85.22%
2 175
97.53%
9 934
93.89%
9 011
85.32%
6 001
72.08%
410
67.55%
Overdue 15 469 306 €
14.82%
156 544 €
2.32%
1 744 635 €
5.17%
5 174 252 €
14.87%
7 657 206 €
28.72%
736 669 €
29.62%
Overdue 15 469 306 €
32.64%
156 544 €
3.46%
1 744 635 €
12.92%
5 174 252 €
34.16%
7 657 206 €
61.29%
736 669 €
42.40%
Overdue 4 774
14.77%
55
2.47%
647
6.11%
1 551
14.68%
2 324
27.91%
197
32.45%
Overdue 4 774
14.78%
55
2.47%
647
6.11%
1 551
14.68%
2 324
27.92%
197
32.45%
1-30 days 4 172 446 €
4.00%
137 415 €
2.03%
870 460 €
2.58%
1 664 255 €
4.78%
1 301 743 €
4.88%
198 574 €
7.98%
1-30 days 4 172 446 €
8.80%
137 415 €
3.04%
870 460 €
6.45%
1 664 255 €
10.99%
1 301 743 €
10.42%
198 574 €
11.43%
1-30 days 1 348
4.17%
47
2.11%
305
2.88%
512
4.85%
430
5.16%
54
8.90%
1-30 days 1 348
4.17%
47
2.11%
305
2.88%
512
4.85%
430
5.17%
54
8.90%
31-60 days 957 907 €
0.92%
4 756 €
0.07%
112 642 €
0.33%
317 372 €
0.91%
407 788 €
1.53%
115 349 €
4.64%
31-60 days 957 907 €
2.02%
4 756 €
0.11%
112 642 €
0.83%
317 372 €
2.10%
407 788 €
3.26%
115 349 €
6.64%
31-60 days 295
0.91%
2
0.09%
46
0.43%
94
0.89%
123
1.48%
30
4.94%
31-60 days 295
0.91%
2
0.09%
46
0.43%
94
0.89%
123
1.48%
30
4.94%
61-90 days 617 916 €
0.59%
12 762 €
0.19%
45 185 €
0.13%
211 152 €
0.61%
282 758 €
1.06%
66 058 €
2.66%
61-90 days 617 916 €
1.30%
12 762 €
0.28%
45 185 €
0.33%
211 152 €
1.39%
282 758 €
2.26%
66 058 €
3.80%
61-90 days 179
0.55%
3
0.13%
25
0.24%
56
0.53%
78
0.94%
17
2.80%
61-90 days 179
0.55%
3
0.13%
25
0.24%
56
0.53%
78
0.94%
17
2.80%
91-720 days 4 985 844 €
4.78%
1 610 €
0.02%
364 179 €
1.08%
1 484 586 €
4.27%
2 778 780 €
10.42%
356 688 €
14.34%
91-720 days 4 985 844 €
10.52%
1 610 €
0.04%
364 179 €
2.70%
1 484 586 €
9.80%
2 778 780 €
22.24%
356 688 €
20.53%
91-720 days 1 521
4.71%
3
0.13%
150
1.42%
432
4.09%
840
10.09%
96
15.82%
91-720 days 1 521
4.71%
3
0.13%
150
1.42%
432
4.09%
840
10.09%
96
15.82%
> 720 days 4 735 193 €
4.53%
0 €
0.00%
352 170 €
1.04%
1 496 887 €
4.30%
2 886 136 €
10.83%
0 €
0.00%
> 720 days 4 735 193 €
9.99%
0 €
0.00%
352 170 €
2.61%
1 496 887 €
9.88%
2 886 136 €
23.10%
0 €
0.00%
> 720 days 1 431
4.43%
0
0.00%
121
1.14%
457
4.33%
853
10.25%
0
0.00%
> 720 days 1 431
4.43%
0
0.00%
121
1.14%
457
4.33%
853
10.25%
0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 13 531 139 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 2 110 192 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 4 110 735 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 4 544 174 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 079 971 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 686 067 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 329 619 € 7 647 998 € 11 308 110 € 12 810 439 € 10 711 964 € 10 055 153 € 2 143 302 €
A+
0 € 0 € 0 € 0 € 0 € 1 005 336 € 1 042 966 € 187 753 €
A
1 400 € 590 294 € 2 935 617 € 4 841 520 € 5 354 773 € 3 244 516 € 2 808 110 € 447 996 €
B
2 750 € 821 353 € 2 751 169 € 3 542 981 € 4 299 041 € 3 682 401 € 3 646 082 € 894 985 €
C
2 700 € 917 973 € 1 961 212 € 2 923 609 € 3 156 625 € 2 779 711 € 1 943 507 € 477 186 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 614 488 € 135 382 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 90.84 % 85.53 % 79.22 % 68.78 % 56.13 % 36.71 % 15.84 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 64.83 % 33.71 % 8.90 %
A
100.00 % 89.97 % 94.00 % 89.36 % 77.54 % 58.76 % 35.14 % 10.90 %
B
100.00 % 94.45 % 85.05 % 79.96 % 70.78 % 55.64 % 40.45 % 19.70 %
C
100.00 % 88.35 % 75.89 % 66.06 % 55.92 % 51.55 % 35.41 % 22.94 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 34.12 % 19.73 %
Outstanding principal, EUR 0 € 235 046 € 1 294 049 € 2 966 312 € 5 813 727 € 8 371 006 € 17 333 943 € 11 387 837 €
A+
0 € 0 € 0 € 0 € 0 € 545 446 € 2 051 343 € 1 922 439 €
A
0 € 65 780 € 187 382 € 576 314 € 1 551 132 € 2 277 407 € 5 182 768 € 3 662 739 €
B
0 € 48 250 € 483 427 € 888 001 € 1 774 533 € 2 935 395 € 5 367 571 € 3 649 190 €
C
0 € 121 016 € 623 240 € 1 501 996 € 2 488 062 € 2 612 757 € 3 545 601 € 1 602 784 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 186 660 € 550 685 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 235 045 € 1 197 164 € 2 118 049 € 2 801 977 € 1 942 447 € 1 411 954 € 14 400 €
A+
0 € 0 € 0 € 0 € 0 € 0 € 1 610 € 0 €
A
0 € 65 780 € 143 982 € 177 942 € 196 234 € 63 574 € 68 836 € 0 €
B
0 € 48 250 € 448 056 € 641 454 € 842 409 € 607 274 € 390 031 € 4 000 €
C
0 € 121 016 € 605 127 € 1 298 653 € 1 763 334 € 1 271 599 € 596 988 € 8 200 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 354 488 € 2 200 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 9.16 % 13.39 % 14.84 % 15.04 % 10.18 % 5.16 % 0.11 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.05 % 0.00 %
A
0.00 % 10.03 % 4.61 % 3.28 % 2.84 % 1.15 % 0.86 % 0.00 %
B
0.00 % 5.55 % 13.85 % 14.48 % 13.87 % 9.18 % 4.33 % 0.09 %
C
0.00 % 11.65 % 23.41 % 29.34 % 31.24 % 23.58 % 10.88 % 0.39 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 19.68 % 0.32 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.31 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.58 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.78 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.66 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.59 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 23.18 %
Interest paid, EUR 1 142 € 931 545 € 2 878 525 € 3 918 933 € 4 614 595 € 3 267 564 € 2 243 261 € 194 184 €
A+
0 € 0 € 0 € 0 € 0 € 151 014 € 149 018 € 12 773 €
A
61 € 181 102 € 796 189 € 1 173 516 € 1 297 603 € 722 677 € 497 232 € 39 042 €
B
416 € 322 156 € 1 082 514 € 1 226 839 € 1 549 875 € 1 210 873 € 771 742 € 69 959 €
C
664 € 428 287 € 999 822 € 1 518 578 € 1 767 116 € 1 182 999 € 612 067 € 52 171 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 213 202 € 20 239 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 172 885 € 778 726 € 1 053 881 € 1 121 930 € 541 633 € 213 576 € 13 263 €
A+
0 € 0 € 0 € 0 € 0 € 259 € 626 € 313 €
A
0 € 41 717 € 64 118 € 47 876 € 37 589 € 9 942 € 7 604 € 835 €
B
0 € 30 763 € 263 440 € 271 400 € 290 304 € 154 679 € 49 202 € 4 029 €
C
0 € 100 405 € 451 168 € 734 604 € 794 037 € 376 753 € 97 812 € 5 634 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 58 332 € 2 451 €
>90 days overdue, EUR 0 € 172 885 € 768 292 € 1 003 363 € 1 014 279 € 444 554 € 107 208 € 204 €
A+
0 € 0 € 0 € 0 € 0 € 0 € 48 € 0 €
A
0 € 41 717 € 63 158 € 44 750 € 30 782 € 6 962 € 2 377 € 0 €
B
0 € 30 763 € 259 911 € 258 562 € 260 955 € 124 718 € 21 654 € 33 €
C
0 € 100 405 € 445 223 € 700 050 € 722 542 € 312 874 € 52 693 € 126 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 30 436 € 45 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 866 051 €
Receivable fee amount 7 287 210 €
Historical Returns