Statistics

Investor statistics

14393

Active investors

243

Average number of loans Average loans per investor

14.46 %

Average interest rate Return on investment it will always be lower than the interest rate

3 994 €

Average active investment amount Average amount invested per investor

82 098 852 €

Principal received Principal received, including principal paid from Provision fund

23 558 936 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11231

Total active borrowers

3487 €

Average loan amount

64 months

Average loan term Weighted average loan term

778 €

Average income

877 €

A+ rating

786 €

A rating

765 €

B rating

728 €

C rating

920 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 137 341 873 € 10 850 423 € 45 926 452 € 47 048 442 € 29 958 470 € 3 558 085 €
Amount of issued credits 57 479 262 € 6 272 585 € 18 212 174 € 18 931 486 € 11 984 463 € 2 078 554 €
Amount of issued credits 39 388 3 550 13 040 12 823 9 092 883
Amount of issued credits 39 371 3 550 13 028 12 819 9 091 883
Not overdue and returned 117 098 192 €
85.26% 		10 479 408 €
96.58% 		42 810 030 €
93.21% 		39 635 986 €
84.25% 		21 795 755 €
72.75% 		2 377 012 €
66.81%
Not overdue and returned 37 235 581 €
64.78% 		5 901 570 €
94.09% 		15 095 752 €
82.89% 		11 519 029 €
60.85% 		3 821 748 €
31.89% 		897 482 €
43.18%
Not overdue and returned 33 909
86.09% 		3 457
97.38% 		12 244
93.90% 		10 953
85.42% 		6 692
73.60% 		563
63.76%
Not overdue and returned 33 892
86.08% 		3 457
97.38% 		12 232
93.89% 		10 949
85.41% 		6 691
73.60% 		563
63.76%
Overdue 20 243 681 €
14.74% 		371 015 €
3.42% 		3 116 423 €
6.79% 		7 412 457 €
15.75% 		8 162 715 €
27.25% 		1 181 073 €
33.19%
Overdue 20 243 681 €
35.22% 		371 015 €
5.91% 		3 116 423 €
17.11% 		7 412 457 €
39.15% 		8 162 715 €
68.11% 		1 181 073 €
56.82%
Overdue 5 479
13.91% 		93
2.62% 		796
6.10% 		1 870
14.58% 		2 400
26.40% 		320
36.24%
Overdue 5 479
13.92% 		93
2.62% 		796
6.11% 		1 870
14.59% 		2 400
26.40% 		320
36.24%
1-30 days 6 312 431 €
4.60% 		307 015 €
2.83% 		1 714 117 €
3.73% 		2 623 294 €
5.58% 		1 341 534 €
4.48% 		326 471 €
9.18%
1-30 days 6 312 431 €
10.98% 		307 015 €
4.89% 		1 714 117 €
9.41% 		2 623 294 €
13.86% 		1 341 534 €
11.19% 		326 471 €
15.71%
1-30 days 1 612
4.09% 		79
2.23% 		401
3.08% 		634
4.94% 		416
4.58% 		82
9.29%
1-30 days 1 612
4.09% 		79
2.23% 		401
3.08% 		634
4.95% 		416
4.58% 		82
9.29%
31-60 days 1 269 535 €
0.92% 		3 259 €
0.03% 		260 721 €
0.57% 		557 011 €
1.18% 		338 098 €
1.13% 		110 445 €
3.10%
31-60 days 1 269 535 €
2.21% 		3 259 €
0.05% 		260 721 €
1.43% 		557 011 €
2.94% 		338 098 €
2.82% 		110 445 €
5.31%
31-60 days 322
0.82% 		3
0.08% 		58
0.44% 		123
0.96% 		101
1.11% 		37
4.19%
31-60 days 322
0.82% 		3
0.08% 		58
0.45% 		123
0.96% 		101
1.11% 		37
4.19%
61-90 days 920 276 €
0.67% 		8 871 €
0.08% 		124 387 €
0.27% 		395 481 €
0.84% 		275 806 €
0.92% 		115 732 €
3.25%
61-90 days 920 276 €
1.60% 		8 871 €
0.14% 		124 387 €
0.68% 		395 481 €
2.09% 		275 806 €
2.30% 		115 732 €
5.57%
61-90 days 222
0.56% 		1
0.03% 		28
0.21% 		79
0.62% 		78
0.86% 		36
4.08%
61-90 days 222
0.56% 		1
0.03% 		28
0.21% 		79
0.62% 		78
0.86% 		36
4.08%
91-720 days 5 792 098 €
4.22% 		51 870 €
0.48% 		609 054 €
1.33% 		1 963 263 €
4.17% 		2 546 121 €
8.50% 		621 789 €
17.48%
91-720 days 5 792 098 €
10.08% 		51 870 €
0.83% 		609 054 €
3.34% 		1 963 263 €
10.37% 		2 546 121 €
21.25% 		621 789 €
29.91%
91-720 days 1 622
4.12% 		10
0.28% 		167
1.28% 		523
4.08% 		759
8.35% 		163
18.46%
91-720 days 1 622
4.12% 		10
0.28% 		167
1.28% 		523
4.08% 		759
8.35% 		163
18.46%
> 720 days 5 949 341 €
4.33% 		0 €
0.00% 		408 144 €
0.89% 		1 873 407 €
3.98% 		3 661 155 €
12.22% 		6 635 €
0.19%
> 720 days 5 949 341 €
10.35% 		0 €
0.00% 		408 144 €
2.24% 		1 873 407 €
9.90% 		3 661 155 €
30.55% 		6 635 €
0.32%
> 720 days 1 701
4.32% 		0
0.00% 		142
1.09% 		511
3.99% 		1 046
11.50% 		2
0.23%
> 720 days 1 701
4.32% 		0
0.00% 		142
1.09% 		511
3.99% 		1 046
11.51% 		2
0.23%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 9 268 927 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 1 162 510 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 3 470 750 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 3 316 787 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 978 220 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 340 660 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 348 075 € 7 879 538 € 12 190 616 € 14 672 049 € 13 276 904 € 15 047 782 € 13 574 732 € 865 719 €
A+
 0 € 0 € 0 € 0 € 0 € 1 226 435 € 1 598 685 € 1 682 687 € 69 919 €
A
 1 400 € 595 766 € 3 001 674 € 5 172 155 € 6 094 366 € 4 107 354 € 4 326 845 € 4 143 682 € 270 996 €
B
 2 750 € 826 225 € 2 826 226 € 3 803 704 € 4 876 998 € 4 549 789 € 5 319 912 € 5 499 320 € 412 033 €
C
 2 700 € 926 084 € 2 051 638 € 3 214 757 € 3 700 686 € 3 393 326 € 2 859 919 € 1 746 642 € 78 062 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 942 420 € 502 401 € 34 710 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.55 % 88.12 % 85.40 % 78.78 % 69.57 % 54.94 % 36.50 % 9.34 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 79.08 % 51.67 % 33.37 % 6.01 %
A
 100.00 % 90.81 % 96.12 % 95.47 % 88.25 % 74.38 % 54.15 % 32.27 % 7.81 %
B
 100.00 % 95.01 % 87.37 % 85.84 % 80.30 % 68.75 % 59.02 % 40.77 % 12.42 %
C
 100.00 % 89.13 % 79.38 % 72.64 % 65.56 % 62.93 % 52.10 % 39.68 % 7.98 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 52.32 % 35.47 % 10.19 %
Outstanding principal, EUR 0 € 216 590 € 1 062 509 € 2 083 806 € 3 952 118 € 5 806 066 € 12 341 314 € 23 613 999 € 8 403 208 €
A+
 0 € 0 € 0 € 0 € 0 € 324 347 € 1 495 624 € 3 360 134 € 1 092 591 €
A
 0 € 60 308 € 121 325 € 245 680 € 811 540 € 1 414 569 € 3 664 032 € 8 695 008 € 3 199 754 €
B
 0 € 43 378 € 408 371 € 627 278 € 1 196 576 € 2 068 007 € 3 693 740 € 7 989 381 € 2 904 754 €
C
 0 € 112 905 € 532 813 € 1 210 848 € 1 944 002 € 1 999 142 € 2 629 189 € 2 655 599 € 900 158 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 858 728 € 913 876 € 305 950 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 216 590 € 1 062 510 € 1 911 394 € 2 599 260 € 2 093 457 € 2 230 526 € 1 627 702 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 28 566 € 0 €
A
 0 € 60 308 € 121 325 € 161 350 € 189 577 € 81 364 € 192 434 € 210 841 € 0 €
B
 0 € 43 378 € 408 371 € 579 225 € 769 789 € 697 133 € 674 369 € 664 406 € 0 €
C
 0 € 112 904 € 532 813 € 1 170 820 € 1 639 895 € 1 308 017 € 896 396 € 546 431 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 450 966 € 177 458 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.45 % 11.88 % 13.39 % 13.96 % 10.97 % 8.14 % 4.38 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.57 % 0.00 %
A
 0.00 % 9.19 % 3.88 % 2.98 % 2.75 % 1.47 % 2.41 % 1.64 % 0.00 %
B
 0.00 % 4.99 % 12.63 % 13.07 % 12.67 % 10.53 % 7.48 % 4.93 % 0.00 %
C
 0.00 % 10.87 % 20.62 % 26.46 % 29.05 % 24.26 % 16.33 % 12.41 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 25.04 % 12.53 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 12.34 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.07 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 9.89 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 13.89 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 18.49 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 22.61 %
Interest paid, EUR 1 142 € 966 573 € 3 078 165 € 4 267 331 € 5 259 000 € 4 027 473 € 3 698 974 € 2 024 823 € 79 592 €
A+
 0 € 0 € 0 € 0 € 0 € 184 469 € 256 662 € 185 617 € 6 765 €
A
 61 € 186 499 € 816 057 € 1 214 240 € 1 416 216 € 890 472 € 837 574 € 571 047 € 24 385 €
B
 416 € 328 791 € 1 149 527 € 1 324 901 € 1 753 192 € 1 491 581 € 1 255 847 € 786 402 € 32 577 €
C
 664 € 451 283 € 1 112 581 € 1 728 190 € 2 089 593 € 1 460 952 € 996 325 € 340 643 € 11 502 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 352 566 € 141 113 € 4 363 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 187 077 € 830 196 € 1 171 255 € 1 320 445 € 769 644 € 452 947 € 206 913 € 9 299 €
A+
 0 € 0 € 0 € 0 € 0 € 717 € 1 324 € 1 912 € 181 €
A
 0 € 46 990 € 66 629 € 54 316 € 44 335 € 15 668 € 18 863 € 19 169 € 1 608 €
B
 0 € 33 638 € 286 673 € 299 721 € 330 405 € 227 200 € 108 033 € 77 840 € 3 628 €
C
 0 € 106 449 € 476 894 € 817 218 € 945 705 € 526 060 € 202 825 € 74 627 € 3 390 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 121 903 € 33 366 € 491 €
>90 days overdue, EUR 0 € 187 077 € 830 159 € 1 151 058 € 1 254 751 € 687 237 € 338 398 € 77 877 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 491 € 735 € 87 € 0 €
A
 0 € 46 990 € 66 629 € 53 142 € 39 534 € 12 438 € 10 717 € 3 015 € 0 €
B
 0 € 33 638 € 286 671 € 295 061 € 312 814 € 198 464 € 77 075 € 25 777 € 0 €
C
 0 € 106 449 € 476 860 € 802 855 € 902 403 € 475 844 € 154 206 € 35 129 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 95 666 € 13 868 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 978 022 €
Receivable fee amount 8 836 100 €
Historical Returns