Statistics

Investor statistics

12555

Active investors

183

Average number of loans Average loans per investor

16.62 %

Average interest rate Return on investment it will always be lower than the interest rate

2 741 €

Average active investment amount Average amount invested per investor

30 725 989 €

Principal received Principal received, including principal paid from Provision fund

10 807 874 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

9327

Total active borrowers

2871 €

Average loan amount

51 months

Average loan term Weighted average loan term

719 €

Average income

776 €

A+ rating

746 €

A rating

710 €

B rating

690 €

C rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
Amount of issued credits 64 254 690 € 1 619 182 € 21 843 704 € 21 440 372 € 19 351 432 €
Amount of issued credits 34 408 322 € 1 320 679 € 10 438 143 € 11 309 462 € 11 340 038 €
Amount of issued credits 22 378 681 7 592 7 461 6 644
Amount of issued credits 22 361 681 7 580 7 457 6 643
Not overdue and returned 51 987 048 €
80.91%
1 565 667 €
96.69%
20 363 755 €
93.22%
17 396 113 €
81.14%
12 661 513 €
65.43%
Not overdue and returned 22 140 680 €
64.35%
1 267 163 €
95.95%
8 958 193 €
85.82%
7 265 203 €
64.24%
4 650 120 €
41.01%
Not overdue and returned 18 388
82.17%
659
96.77%
7 032
92.62%
6 110
81.89%
4 587
69.04%
Not overdue and returned 18 371
82.16%
659
96.77%
7 020
92.61%
6 106
81.88%
4 586
69.04%
Overdue 12 267 642 €
19.09%
53 516 €
3.31%
1 479 949 €
6.78%
4 044 259 €
18.86%
6 689 919 €
34.57%
Overdue 12 267 642 €
35.65%
53 516 €
4.05%
1 479 949 €
14.18%
4 044 259 €
35.76%
6 689 919 €
58.99%
Overdue 3 990
17.83%
22
3.23%
560
7.38%
1 351
18.11%
2 057
30.96%
Overdue 3 990
17.84%
22
3.23%
560
7.39%
1 351
18.12%
2 057
30.96%
1-30 days 2 951 420 €
4.59%
53 284 €
3.29%
623 057 €
2.85%
1 081 339 €
5.04%
1 193 741 €
6.17%
1-30 days 2 951 420 €
8.58%
53 284 €
4.03%
623 057 €
5.97%
1 081 339 €
9.56%
1 193 741 €
10.53%
1-30 days 1 104
4.93%
21
3.08%
267
3.52%
418
5.60%
398
5.99%
1-30 days 1 104
4.94%
21
3.08%
267
3.52%
418
5.61%
398
5.99%
31-60 days 840 348 €
1.31%
231 €
0.01%
96 032 €
0.44%
294 787 €
1.37%
449 298 €
2.32%
31-60 days 840 348 €
2.44%
231 €
0.02%
96 032 €
0.92%
294 787 €
2.61%
449 298 €
3.96%
31-60 days 293
1.31%
1
0.15%
39
0.51%
109
1.46%
144
2.17%
31-60 days 293
1.31%
1
0.15%
39
0.51%
109
1.46%
144
2.17%
61-90 days 730 952 €
1.14%
0 €
0.00%
106 138 €
0.49%
241 245 €
1.13%
383 569 €
1.98%
61-90 days 730 952 €
2.12%
0 €
0.00%
106 138 €
1.02%
241 245 €
2.13%
383 569 €
3.38%
61-90 days 204
0.91%
0
0.00%
29
0.38%
73
0.98%
102
1.54%
61-90 days 204
0.91%
0
0.00%
29
0.38%
73
0.98%
102
1.54%
91-720 days 5 802 713 €
9.03%
0 €
0.00%
485 628 €
2.22%
1 839 689 €
8.58%
3 477 396 €
17.97%
91-720 days 5 802 713 €
16.86%
0 €
0.00%
485 628 €
4.65%
1 839 689 €
16.27%
3 477 396 €
30.66%
91-720 days 1 763
7.88%
0
0.00%
176
2.32%
555
7.44%
1 032
15.53%
91-720 days 1 763
7.88%
0
0.00%
176
2.32%
555
7.44%
1 032
15.54%
> 720 days 1 942 209 €
3.02%
0 €
0.00%
169 095 €
0.77%
587 199 €
2.74%
1 185 915 €
6.13%
> 720 days 1 942 209 €
5.64%
0 €
0.00%
169 095 €
1.62%
587 199 €
5.19%
1 185 915 €
10.46%
> 720 days 626
2.80%
0
0.00%
49
0.65%
196
2.63%
381
5.73%
> 720 days 626
2.80%
0
0.00%
49
0.65%
196
2.63%
381
5.74%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 759 570 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 68 400 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 217 569 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 211 070 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 262 531 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 223 846 € 6 720 732 € 8 939 154 € 8 196 420 € 3 739 731 € 18 755 €
A+
0 € 0 € 0 € 0 € 0 € 297 810 € 693 €
A
1 400 € 564 384 € 2 581 817 € 3 809 226 € 3 383 303 € 1 062 885 € 2 300 €
B
2 750 € 784 045 € 2 409 716 € 2 842 256 € 2 745 923 € 1 337 151 € 8 885 €
C
2 700 € 875 417 € 1 729 199 € 2 287 672 € 2 067 195 € 1 041 885 € 6 877 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 86.71 % 75.16 % 62.62 % 44.01 % 19.60 % 2.47 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 19.20 % 1.01 %
A
100.00 % 86.02 % 82.67 % 70.31 % 48.99 % 19.25 % 1.06 %
B
100.00 % 90.16 % 74.50 % 64.15 % 45.21 % 20.21 % 4.21 %
C
100.00 % 84.26 % 66.91 % 51.69 % 36.62 % 19.32 % 2.62 %
Outstanding principal, EUR 0 € 340 819 € 2 221 315 € 5 335 268 € 10 427 746 € 15 343 238 € 740 815 €
A+
0 € 0 € 0 € 0 € 0 € 1 252 972 € 67 707 €
A
0 € 91 690 € 541 181 € 1 608 609 € 3 522 602 € 4 459 038 € 215 269 €
B
0 € 85 558 € 824 881 € 1 588 726 € 3 327 651 € 5 280 645 € 202 185 €
C
0 € 163 571 € 855 253 € 2 137 933 € 3 577 493 € 4 350 583 € 255 654 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 264 099 € 1 397 938 € 2 356 218 € 2 771 063 € 955 604 € 0 €
A+
0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
0 € 75 584 € 165 057 € 217 195 € 186 477 € 10 410 € 0 €
B
0 € 52 733 € 527 488 € 704 253 € 824 477 € 317 937 € 0 €
C
0 € 135 782 € 705 392 € 1 434 770 € 1 760 110 € 627 257 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 10.30 % 15.63 % 16.51 % 14.88 % 5.01 % 0.00 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
0.00 % 11.52 % 5.29 % 4.01 % 2.70 % 0.19 % 0.00 %
B
0.00 % 6.06 % 16.31 % 15.89 % 13.57 % 4.80 % 0.00 %
C
0.00 % 13.07 % 27.29 % 32.42 % 31.18 % 11.63 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.69 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 7.21 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 8.95 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 14.02 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 19.05 %
Interest paid, EUR 1 142 € 865 736 € 2 509 352 € 3 107 884 € 3 031 453 € 1 156 061 € 106 €
A+
0 € 0 € 0 € 0 € 0 € 43 648 € 0 €
A
61 € 170 609 € 733 621 € 986 933 € 887 631 € 242 531 € 0 €
B
416 € 301 168 € 950 423 € 994 488 € 1 041 814 € 422 905 € 27 €
C
664 € 393 959 € 825 308 € 1 126 463 € 1 102 008 € 446 977 € 79 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 144 631 € 620 644 € 762 471 € 666 717 € 149 952 € 0 €
A+
0 € 0 € 0 € 0 € 0 € 297 € 0 €
A
0 € 33 307 € 51 071 € 37 896 € 25 834 € 2 999 € 0 €
B
0 € 26 717 € 206 333 € 192 326 € 171 326 € 42 014 € 0 €
C
0 € 84 607 € 363 240 € 532 248 € 469 556 € 104 643 € 0 €
>90 days overdue, EUR 0 € 141 147 € 579 033 € 664 624 € 508 202 € 66 496 € 0 €
A+
0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
0 € 32 552 € 46 842 € 30 730 € 16 605 € 414 € 0 €
B
0 € 26 203 € 191 023 € 166 151 € 128 624 € 17 040 € 0 €
C
0 € 82 392 € 341 168 € 467 743 € 362 973 € 49 042 € 0 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 2 957 936 €
Receivable fee amount 5 959 809 €
Historical Returns
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