Statistics
Investor statistics
13069
Active investors
190
Average number of loans Average loans per investor
16.40 %
Average interest rate Return on investment it will always be lower than the interest rate
2 782 €
Average active investment amount Average amount invested per investor
34 495 631 €
Principal received Principal received, including principal paid from Provision fund
11 927 869 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
9592
Total active borrowers
2929 €
Average loan amount
52 months
Average loan term Weighted average loan term
722 €
Average income
781 €
A+ rating
747 €
A rating
712 €
B rating
691 €
C rating
859 €
pk_front_statistics_averageIncome_RATING_CM
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 69 833 248 € | 2 132 739 € | 23 425 167 € | 23 199 458 € | 20 595 029 € | 480 855 € |
Not overdue and returned |
56 964 534 €
81.57% |
2 064 711 €
96.81% |
21 841 677 €
93.24% |
19 061 278 €
82.16% |
13 552 601 €
65.81% |
444 267 €
92.39% |
Overdue |
12 868 713 €
18.43% |
68 027 €
3.19% |
1 583 489 €
6.76% |
4 138 180 €
17.84% |
7 042 428 €
34.19% |
36 588 €
7.61% |
1-30 days |
3 449 879 €
4.94% |
63 650 €
2.98% |
772 996 €
3.30% |
1 158 791 €
4.99% |
1 430 110 €
6.94% |
24 331 €
5.06% |
31-60 days |
918 544 €
1.32% |
4 378 €
0.21% |
96 665 €
0.41% |
284 203 €
1.23% |
521 041 €
2.53% |
12 257 €
2.55% |
61-90 days |
398 906 €
0.57% |
0 €
0.00% |
56 102 €
0.24% |
143 697 €
0.62% |
199 107 €
0.97% |
0 €
0.00% |
91-720 days |
5 691 416 €
8.15% |
0 €
0.00% |
453 136 €
1.93% |
1 815 785 €
7.83% |
3 422 495 €
16.62% |
0 €
0.00% |
> 720 days |
2 409 970 €
3.45% |
0 €
0.00% |
204 590 €
0.87% |
735 705 €
3.17% |
1 469 674 €
7.14% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 6 338 128 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 253 514 € | 6 928 346 € | 9 418 363 € | 9 199 047 € | 5 271 377 € | 399 414 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 87.87 % | 77.48 % | 65.98 % | 49.39 % | 27.62 % | 6.30 % |
Outstanding principal, EUR | 0 € | 311 151 € | 2 013 701 € | 4 856 059 € | 9 425 119 € | 13 811 593 € | 5 938 714 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 261 518 € | 1 363 224 € | 2 338 938 € | 2 815 420 € | 1 322 286 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 10.20 % | 15.25 % | 16.39 % | 15.12 % | 6.93 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.89 % |
Interest paid, EUR | 1 142 € | 877 375 € | 2 583 822 € | 3 274 341 € | 3 361 296 € | 1 616 109 € | 70 479 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 151 247 € | 650 508 € | 825 085 € | 760 588 € | 215 718 € | 4 421 € |
>90 days overdue, EUR | 0 € | 148 339 € | 614 143 € | 730 628 € | 605 754 € | 119 551 € | 0 € |