Statistics

Investor statistics

14094

Active investors

236

Average number of loans Average loans per investor

14.69 %

Average interest rate Return on investment it will always be lower than the interest rate

3 771 €

Average active investment amount Average amount invested per investor

72 787 159 €

Principal received Principal received, including principal paid from Provision fund

21 431 406 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10885

Total active borrowers

3392 €

Average loan amount

62 months

Average loan term Weighted average loan term

767 €

Average income

859 €

A+ rating

777 €

A rating

756 €

B rating

722 €

C rating

905 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 124 070 696 € 9 165 233 € 40 916 782 € 42 295 255 € 28 617 350 € 3 076 075 €
Amount of issued credits 53 144 270 € 5 621 031 € 16 171 078 € 17 540 633 € 11 907 859 € 1 903 668 €
Amount of issued credits 36 574 3 037 12 086 11 913 8 784 754
Amount of issued credits 36 557 3 037 12 074 11 909 8 783 754
Not overdue and returned 105 523 618 €
85.05% 		8 904 058 €
97.15% 		38 257 102 €
93.50% 		35 550 649 €
84.05% 		20 806 952 €
72.71% 		2 004 857 €
65.18%
Not overdue and returned 34 597 192 €
65.10% 		5 359 856 €
95.35% 		13 511 398 €
83.55% 		10 796 028 €
61.55% 		4 097 461 €
34.41% 		832 450 €
43.73%
Not overdue and returned 31 320
85.63% 		2 954
97.27% 		11 322
93.68% 		10 124
84.98% 		6 446
73.38% 		474
62.86%
Not overdue and returned 31 303
85.63% 		2 954
97.27% 		11 310
93.67% 		10 120
84.98% 		6 445
73.38% 		474
62.86%
Overdue 18 547 078 €
14.95% 		261 176 €
2.85% 		2 659 681 €
6.50% 		6 744 606 €
15.95% 		7 810 398 €
27.29% 		1 071 218 €
34.82%
Overdue 18 547 078 €
34.90% 		261 176 €
4.65% 		2 659 681 €
16.45% 		6 744 606 €
38.45% 		7 810 398 €
65.59% 		1 071 218 €
56.27%
Overdue 5 254
14.37% 		83
2.73% 		764
6.32% 		1 789
15.02% 		2 338
26.62% 		280
37.14%
Overdue 5 254
14.37% 		83
2.73% 		764
6.33% 		1 789
15.02% 		2 338
26.62% 		280
37.14%
1-30 days 5 829 638 €
4.70% 		231 041 €
2.52% 		1 455 712 €
3.56% 		2 552 870 €
6.04% 		1 232 250 €
4.31% 		357 765 €
11.63%
1-30 days 5 829 638 €
10.97% 		231 041 €
4.11% 		1 455 712 €
9.00% 		2 552 870 €
14.55% 		1 232 250 €
10.35% 		357 765 €
18.79%
1-30 days 1 615
4.42% 		67
2.21% 		399
3.30% 		636
5.34% 		419
4.77% 		94
12.47%
1-30 days 1 615
4.42% 		67
2.21% 		399
3.30% 		636
5.34% 		419
4.77% 		94
12.47%
31-60 days 1 290 401 €
1.04% 		9 110 €
0.10% 		270 401 €
0.66% 		522 687 €
1.24% 		377 219 €
1.32% 		110 983 €
3.61%
31-60 days 1 290 401 €
2.43% 		9 110 €
0.16% 		270 401 €
1.67% 		522 687 €
2.98% 		377 219 €
3.17% 		110 983 €
5.83%
31-60 days 330
0.90% 		7
0.23% 		46
0.38% 		133
1.12% 		116
1.32% 		28
3.71%
31-60 days 330
0.90% 		7
0.23% 		46
0.38% 		133
1.12% 		116
1.32% 		28
3.71%
61-90 days 720 882 €
0.58% 		171 €
0.00% 		171 026 €
0.42% 		249 900 €
0.59% 		247 782 €
0.87% 		52 003 €
1.69%
61-90 days 720 882 €
1.36% 		171 €
0.00% 		171 026 €
1.06% 		249 900 €
1.42% 		247 782 €
2.08% 		52 003 €
2.73%
61-90 days 184
0.50% 		2
0.07% 		30
0.25% 		68
0.57% 		68
0.77% 		16
2.12%
61-90 days 184
0.50% 		2
0.07% 		30
0.25% 		68
0.57% 		68
0.77% 		16
2.12%
91-720 days 5 032 136 €
4.06% 		20 853 €
0.23% 		355 740 €
0.87% 		1 608 527 €
3.80% 		2 496 549 €
8.72% 		550 467 €
17.90%
91-720 days 5 032 136 €
9.47% 		20 853 €
0.37% 		355 740 €
2.20% 		1 608 527 €
9.17% 		2 496 549 €
20.97% 		550 467 €
28.92%
91-720 days 1 508
4.12% 		7
0.23% 		151
1.25% 		456
3.83% 		752
8.56% 		142
18.83%
91-720 days 1 508
4.13% 		7
0.23% 		151
1.25% 		456
3.83% 		752
8.56% 		142
18.83%
> 720 days 5 674 021 €
4.57% 		0 €
0.00% 		406 801 €
0.99% 		1 810 622 €
4.28% 		3 456 598 €
12.08% 		0 €
0.00%
> 720 days 5 674 021 €
10.68% 		0 €
0.00% 		406 801 €
2.52% 		1 810 622 €
10.32% 		3 456 598 €
29.03% 		0 €
0.00%
> 720 days 1 617
4.42% 		0
0.00% 		138
1.14% 		496
4.16% 		983
11.19% 		0
0.00%
> 720 days 1 617
4.42% 		0
0.00% 		138
1.14% 		496
4.16% 		983
11.19% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 33 186 480 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 4 520 142 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 11 299 770 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 12 052 301 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 039 341 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 274 927 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 344 030 € 7 833 273 € 11 931 154 € 14 050 026 € 12 450 804 € 13 487 973 € 8 818 941 €
A+
 0 € 0 € 0 € 0 € 0 € 1 159 459 € 1 361 827 € 1 022 894 €
A
 1 400 € 595 020 € 2 991 852 € 5 070 996 € 5 866 578 € 3 828 590 € 3 870 143 € 2 521 125 €
B
 2 750 € 824 872 € 2 811 175 € 3 727 695 € 4 666 089 € 4 271 303 € 4 810 142 € 3 638 006 €
C
 2 700 € 924 138 € 2 030 247 € 3 132 463 € 3 517 359 € 3 191 452 € 2 614 423 € 1 295 947 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 831 438 € 340 969 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.40 % 87.60 % 83.58 % 75.44 % 65.25 % 49.25 % 26.57 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.77 % 44.01 % 22.63 %
A
 100.00 % 90.69 % 95.80 % 93.60 % 84.95 % 69.33 % 48.43 % 22.31 %
B
 100.00 % 94.86 % 86.91 % 84.13 % 76.83 % 64.54 % 53.37 % 30.19 %
C
 100.00 % 88.95 % 78.56 % 70.78 % 62.31 % 59.18 % 47.63 % 32.08 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 46.16 % 26.74 %
Outstanding principal, EUR 0 € 220 635 € 1 108 774 € 2 343 268 € 4 574 140 € 6 632 165 € 13 901 123 € 24 367 540 €
A+
 0 € 0 € 0 € 0 € 0 € 391 323 € 1 732 482 € 3 497 248 €
A
 0 € 61 054 € 131 147 € 346 839 € 1 039 327 € 1 693 333 € 4 120 734 € 8 778 645 €
B
 0 € 44 731 € 423 422 € 703 287 € 1 407 485 € 2 346 493 € 4 203 511 € 8 414 295 €
C
 0 € 114 850 € 554 205 € 1 293 142 € 2 127 328 € 2 201 016 € 2 874 686 € 2 743 394 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 969 709 € 933 959 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 220 635 € 1 103 276 € 1 968 664 € 2 667 191 € 2 026 113 € 2 046 839 € 673 440 €
A+
 0 € 0 € 0 € 0 € 0 € 7 124 € 11 930 € 1 800 €
A
 0 € 61 054 € 128 849 € 168 238 € 192 267 € 65 566 € 141 431 € 5 138 €
B
 0 € 44 731 € 420 766 € 599 143 € 802 169 € 652 433 € 601 176 € 298 731 €
C
 0 € 114 850 € 553 660 € 1 201 283 € 1 672 755 € 1 300 991 € 837 736 € 271 871 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 454 566 € 95 900 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.60 % 12.34 % 13.79 % 14.32 % 10.62 % 7.47 % 2.03 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.46 % 0.39 % 0.04 %
A
 0.00 % 9.31 % 4.13 % 3.11 % 2.78 % 1.19 % 1.77 % 0.05 %
B
 0.00 % 5.14 % 13.01 % 13.52 % 13.21 % 9.86 % 6.67 % 2.48 %
C
 0.00 % 11.05 % 21.42 % 27.14 % 29.63 % 24.13 % 15.26 % 6.73 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 25.24 % 7.52 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.05 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.78 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.09 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.59 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.23 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.85 %
Interest paid, EUR 1 142 € 955 290 € 3 011 495 € 4 167 822 € 5 040 272 € 3 768 071 € 3 198 284 € 1 142 718 €
A+
 0 € 0 € 0 € 0 € 0 € 173 334 € 217 153 € 104 716 €
A
 61 € 185 298 € 808 628 € 1 202 701 € 1 378 720 € 833 844 € 716 593 € 302 793 €
B
 416 € 326 991 € 1 125 281 € 1 297 360 € 1 677 553 € 1 394 507 € 1 092 094 € 439 649 €
C
 664 € 443 001 € 1 077 586 € 1 667 761 € 1 983 999 € 1 366 386 € 867 256 € 211 463 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 305 189 € 84 097 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 180 509 € 806 521 € 1 111 766 € 1 248 088 € 682 566 € 356 748 € 103 449 €
A+
 0 € 0 € 0 € 0 € 0 € 519 € 1 056 € 971 €
A
 0 € 44 306 € 65 202 € 51 669 € 41 895 € 13 447 € 15 105 € 10 229 €
B
 0 € 32 288 € 278 643 € 283 231 € 321 583 € 200 856 € 82 976 € 39 133 €
C
 0 € 103 915 € 462 676 € 776 866 € 884 611 € 467 744 € 159 466 € 35 532 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 98 145 € 17 585 €
>90 days overdue, EUR 0 € 180 509 € 804 706 € 1 082 938 € 1 169 192 € 595 045 € 246 049 € 23 288 €
A+
 0 € 0 € 0 € 0 € 0 € 240 € 477 € 52 €
A
 0 € 44 306 € 65 072 € 49 701 € 36 522 € 10 419 € 7 770 € 38 €
B
 0 € 32 288 € 277 984 € 276 102 € 299 527 € 171 717 € 52 537 € 6 513 €
C
 0 € 103 915 € 461 649 € 757 135 € 833 144 € 412 668 € 114 164 € 11 208 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 71 101 € 5 477 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 248 409 €
Receivable fee amount 8 123 559 €
Historical Returns