Statistics
Investor statistics
15854
Active investors
307
Average number of loans Average loans per investor
14.83 %
Average interest rate Return on investment it will always be lower than the interest rate
5 476 €
Average active investment amount Average amount invested per investor
149 979 753 €
Principal received Principal received, including principal paid from Provision fund
42 397 574 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13250
Total active borrowers
3968 €
Average loan amount
68 months
Average loan term Weighted average loan term
859 €
Average income
943 €
A+ rating
854 €
A rating
866 €
B rating
793 €
C rating
963 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 231 539 249 € | 17 896 959 € | 72 866 632 € | 88 379 446 € | 43 533 584 € | 8 858 016 € |
Not overdue and returned |
196 705 085 €
84.96% |
17 312 688 €
96.74% |
66 727 273 €
91.57% |
74 363 053 €
84.14% |
32 651 787 €
75.00% |
5 645 674 €
63.74% |
Overdue |
34 834 163 €
15.04% |
584 270 €
3.26% |
6 139 360 €
8.43% |
14 016 393 €
15.86% |
10 881 798 €
25.00% |
3 212 342 €
36.26% |
1-30 days |
8 831 760 €
3.81% |
244 386 €
1.37% |
2 385 038 €
3.27% |
4 064 626 €
4.60% |
1 604 122 €
3.68% |
533 588 €
6.02% |
31-60 days |
2 184 627 €
0.94% |
26 868 €
0.15% |
578 287 €
0.79% |
952 825 €
1.08% |
428 518 €
0.98% |
198 128 €
2.24% |
61-90 days |
1 364 620 €
0.59% |
9 479 €
0.05% |
179 295 €
0.25% |
603 312 €
0.68% |
396 383 €
0.91% |
176 151 €
1.99% |
91-720 days |
12 730 809 €
5.50% |
272 514 €
1.52% |
2 213 948 €
3.04% |
5 132 649 €
5.81% |
3 348 028 €
7.69% |
1 763 670 €
19.91% |
> 720 days |
9 722 348 €
4.20% |
31 024 €
0.17% |
782 792 €
1.07% |
3 262 981 €
3.69% |
5 104 747 €
11.73% |
540 804 €
6.11% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 16 933 439 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 388 555 € | 8 072 383 € | 12 744 611 € | 16 498 761 € | 16 336 959 € | 21 347 040 € | 24 275 678 € | 22 638 736 € | 17 185 175 € | 3 224 437 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.13 % | 90.27 % | 89.28 % | 88.59 % | 85.61 % | 77.94 % | 65.28 % | 51.52 % | 40.35 % | 19.04 % |
Outstanding principal, EUR | 0 € | 176 110 € | 869 664 € | 1 529 811 € | 2 125 406 € | 2 746 011 € | 6 042 055 € | 12 913 052 € | 21 301 234 € | 25 407 719 € | 13 709 002 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 176 110 € | 869 664 € | 1 529 811 € | 2 084 935 € | 1 868 646 € | 2 255 312 € | 3 831 230 € | 6 047 617 € | 3 741 781 € | 48 050 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.87 % | 9.73 % | 10.72 % | 11.19 % | 9.79 % | 8.23 % | 10.30 % | 13.76 % | 8.78 % | 0.28 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.50 % |
Interest paid, EUR | 1 142 € | 1 072 133 € | 3 455 617 € | 4 864 972 € | 6 192 611 € | 5 047 776 € | 5 894 163 € | 5 875 202 € | 6 200 871 € | 3 337 815 € | 300 287 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 226 872 € | 1 035 098 € | 1 500 766 € | 1 751 017 € | 1 273 087 € | 945 338 € | 1 007 234 € | 1 318 454 € | 571 342 € | 33 086 € |
>90 days overdue, EUR | 0 € | 226 872 € | 1 035 098 € | 1 500 766 € | 1 750 728 € | 1 249 551 € | 886 972 € | 879 597 € | 1 081 659 € | 376 356 € | 730 € |