Statistics

Investor statistics

15942

Active investors

317

Average number of loans Average loans per investor

14.90 %

Average interest rate Return on investment it will always be lower than the interest rate

5 696 €

Average active investment amount Average amount invested per investor

162 300 767 €

Principal received Principal received, including principal paid from Provision fund

45 837 836 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13586

Total active borrowers

4035 €

Average loan amount

67 months

Average loan term Weighted average loan term

873 €

Average income

956 €

A+ rating

864 €

A rating

883 €

B rating

805 €

C rating

973 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 247 476 495 € 18 215 531 € 74 820 185 € 97 472 504 € 46 903 055 € 10 060 579 €
Amount of issued credits 90 812 282 € 5 894 290 € 23 787 420 € 38 275 651 € 17 711 971 € 5 142 570 €
Amount of issued credits 61 339 6 316 19 383 21 677 11 886 2 067
Amount of issued credits 61 322 6 316 19 371 21 673 11 885 2 067
Not overdue and returned 210 069 581 €
84.88% 		17 491 275 €
96.02% 		68 470 346 €
91.51% 		82 215 986 €
84.35% 		35 379 353 €
75.43% 		6 507 980 €
64.69%
Not overdue and returned 53 407 282 €
58.81% 		5 170 034 €
87.71% 		17 437 581 €
73.31% 		23 021 047 €
60.15% 		6 188 269 €
34.94% 		1 589 971 €
30.92%
Not overdue and returned 54 210
88.38% 		6 220
98.48% 		18 444
95.16% 		19 003
87.66% 		9 257
77.88% 		1 276
61.73%
Not overdue and returned 54 193
88.37% 		6 220
98.48% 		18 432
95.15% 		18 999
87.66% 		9 256
77.88% 		1 276
61.73%
Overdue 37 405 000 €
15.11% 		724 256 €
3.98% 		6 349 839 €
8.49% 		15 254 604 €
15.65% 		11 523 702 €
24.57% 		3 552 599 €
35.31%
Overdue 37 405 000 €
41.19% 		724 256 €
12.29% 		6 349 839 €
26.69% 		15 254 604 €
39.85% 		11 523 702 €
65.06% 		3 552 599 €
69.08%
Overdue 7 128
11.62% 		96
1.52% 		939
4.84% 		2 673
12.33% 		2 629
22.12% 		791
38.27%
Overdue 7 128
11.62% 		96
1.52% 		939
4.85% 		2 673
12.33% 		2 629
22.12% 		791
38.27%
1-30 days 8 874 401 €
3.59% 		356 744 €
1.96% 		2 432 853 €
3.25% 		4 147 239 €
4.25% 		1 442 335 €
3.08% 		495 230 €
4.92%
1-30 days 8 874 401 €
9.77% 		356 744 €
6.05% 		2 432 853 €
10.23% 		4 147 239 €
10.84% 		1 442 335 €
8.14% 		495 230 €
9.63%
1-30 days 1 489
2.43% 		54
0.85% 		348
1.80% 		667
3.08% 		299
2.52% 		121
5.85%
1-30 days 1 489
2.43% 		54
0.85% 		348
1.80% 		667
3.08% 		299
2.52% 		121
5.85%
31-60 days 2 412 450 €
0.97% 		59 444 €
0.33% 		331 220 €
0.44% 		1 238 638 €
1.27% 		578 997 €
1.23% 		204 149 €
2.03%
31-60 days 2 412 450 €
2.66% 		59 444 €
1.01% 		331 220 €
1.39% 		1 238 638 €
3.24% 		578 997 €
3.27% 		204 149 €
3.97%
31-60 days 410
0.67% 		6
0.09% 		49
0.25% 		204
0.94% 		104
0.87% 		47
2.27%
31-60 days 410
0.67% 		6
0.09% 		49
0.25% 		204
0.94% 		104
0.88% 		47
2.27%
61-90 days 1 629 384 €
0.66% 		18 272 €
0.10% 		290 294 €
0.39% 		712 459 €
0.73% 		387 239 €
0.83% 		221 120 €
2.20%
61-90 days 1 629 384 €
1.79% 		18 272 €
0.31% 		290 294 €
1.22% 		712 459 €
1.86% 		387 239 €
2.19% 		221 120 €
4.30%
61-90 days 250
0.41% 		4
0.06% 		33
0.17% 		102
0.47% 		66
0.56% 		45
2.18%
61-90 days 250
0.41% 		4
0.06% 		33
0.17% 		102
0.47% 		66
0.56% 		45
2.18%
91-720 days 13 547 730 €
5.47% 		258 910 €
1.42% 		2 225 446 €
2.97% 		5 428 401 €
5.57% 		3 759 185 €
8.01% 		1 875 788 €
18.64%
91-720 days 13 547 730 €
14.92% 		258 910 €
4.39% 		2 225 446 €
9.36% 		5 428 401 €
14.18% 		3 759 185 €
21.22% 		1 875 788 €
36.48%
91-720 days 2 210
3.60% 		27
0.43% 		272
1.40% 		833
3.84% 		688
5.79% 		390
18.87%
91-720 days 2 210
3.60% 		27
0.43% 		272
1.40% 		833
3.84% 		688
5.79% 		390
18.87%
> 720 days 10 941 036 €
4.42% 		30 885 €
0.17% 		1 070 026 €
1.43% 		3 727 866 €
3.82% 		5 355 945 €
11.42% 		756 312 €
7.52%
> 720 days 10 941 036 €
12.05% 		30 885 €
0.52% 		1 070 026 €
4.50% 		3 727 866 €
9.74% 		5 355 945 €
30.24% 		756 312 €
14.71%
> 720 days 2 769
4.51% 		5
0.08% 		237
1.22% 		867
4.00% 		1 472
12.38% 		188
9.10%
> 720 days 2 769
4.52% 		5
0.08% 		237
1.22% 		867
4.00% 		1 472
12.39% 		188
9.10%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 1 914 €
0.00% 		0 €
0.00% 		0 €
0.00% 		1 914 €
0.00% 		0 €
0.00% 		0 €
0.00%
Written-off loans 1
0.00% 		0
0.00% 		0
0.00% 		1
0.00% 		0
0.00% 		0
0.00%
Written-off loans 1
0.00% 		0
0.00% 		0
0.00% 		1
0.00% 		0
0.00% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 32 870 685 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 709 870 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 5 524 566 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 18 142 808 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 6 204 681 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 288 730 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 394 834 € 8 084 150 € 12 770 344 € 16 551 122 € 16 587 355 € 21 967 267 € 25 215 769 € 24 266 852 € 19 941 176 € 8 876 582 €
A+
 0 € 0 € 0 € 0 € 0 € 1 496 462 € 2 505 706 € 3 638 403 € 3 076 284 € 1 342 129 € 262 257 €
A
 1 400 € 611 728 € 3 032 385 € 5 318 037 € 6 773 525 € 5 153 330 € 6 412 401 € 8 478 618 € 8 321 117 € 5 448 130 € 1 482 094 €
B
 2 750 € 835 335 € 2 906 426 € 3 963 037 € 5 472 749 € 5 674 018 € 7 506 672 € 9 144 499 € 8 940 977 € 9 699 306 € 5 049 171 €
C
 2 700 € 947 771 € 2 145 339 € 3 489 271 € 4 304 848 € 4 263 545 € 4 198 819 € 2 981 583 € 2 809 577 € 2 608 615 € 1 439 018 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 343 669 € 972 667 € 1 118 897 € 838 765 € 644 012 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.38 % 90.41 % 89.46 % 88.87 % 86.92 % 80.20 % 67.80 % 55.23 % 46.82 % 27.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 96.50 % 80.98 % 72.15 % 56.75 % 55.99 % 36.94 %
A
 100.00 % 93.24 % 97.10 % 98.16 % 98.08 % 93.32 % 80.25 % 66.04 % 54.79 % 46.75 % 26.83 %
B
 100.00 % 96.06 % 89.85 % 89.44 % 90.11 % 85.74 % 83.28 % 67.79 % 57.00 % 48.71 % 27.83 %
C
 100.00 % 91.22 % 83.01 % 78.84 % 76.26 % 79.06 % 76.49 % 67.73 % 52.32 % 41.10 % 23.19 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.60 % 68.68 % 49.17 % 36.81 % 28.14 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 0 € 1 914 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 1 914 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 0.00 % 0.06 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.06 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 169 831 € 855 983 € 1 504 078 € 2 073 045 € 2 495 615 € 5 421 829 € 11 972 961 € 19 673 118 € 22 651 718 € 23 994 104 €
A+
 0 € 0 € 0 € 0 € 0 € 54 320 € 588 603 € 1 404 418 € 2 344 497 € 1 054 838 € 447 613 €
A
 0 € 44 346 € 90 614 € 99 798 € 132 380 € 368 593 € 1 578 477 € 4 360 072 € 6 865 295 € 6 205 374 € 4 042 472 €
B
 0 € 34 268 € 326 257 € 467 945 € 600 825 € 943 778 € 1 506 980 € 4 344 202 € 6 745 623 € 10 212 135 € 13 093 636 €
C
 0 € 91 217 € 439 113 € 936 334 € 1 339 840 € 1 128 924 € 1 290 289 € 1 420 658 € 2 560 923 € 3 739 009 € 4 765 663 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 457 479 € 443 611 € 1 156 781 € 1 439 982 € 1 644 718 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 169 831 € 855 984 € 1 504 078 € 2 044 727 € 1 831 803 € 2 210 000 € 3 881 915 € 6 444 407 € 4 700 652 € 845 369 €
A+
 0 € 0 € 0 € 0 € 0 € 2 666 € 5 134 € 67 823 € 190 710 € 23 461 € 0 €
A
 0 € 44 346 € 90 614 € 99 798 € 120 614 € 85 479 € 238 478 € 826 865 € 1 295 554 € 490 599 € 3 126 €
B
 0 € 34 268 € 326 257 € 467 945 € 584 273 € 649 867 € 691 641 € 1 746 529 € 2 634 717 € 1 772 403 € 248 366 €
C
 0 € 91 217 € 439 113 € 936 334 € 1 339 840 € 1 093 791 € 873 988 € 908 869 € 1 526 313 € 1 541 231 € 364 433 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 400 758 € 331 828 € 797 113 € 872 957 € 229 444 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 6.62 % 9.57 % 10.54 % 10.98 % 9.60 % 8.07 % 10.44 % 14.67 % 11.04 % 2.57 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.17 % 0.17 % 1.34 % 3.52 % 0.98 % 0.00 %
A
 0.00 % 6.76 % 2.90 % 1.84 % 1.75 % 1.55 % 2.98 % 6.44 % 8.53 % 4.21 % 0.06 %
B
 0.00 % 3.94 % 10.09 % 10.56 % 9.62 % 9.82 % 7.67 % 12.95 % 16.80 % 8.90 % 1.37 %
C
 0.00 % 8.78 % 16.99 % 21.16 % 23.74 % 20.28 % 15.92 % 20.65 % 28.42 % 24.28 % 5.87 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.25 % 23.43 % 35.03 % 38.31 % 10.02 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.80 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.45 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.62 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.19 %
Interest paid, EUR 1 142 € 1 080 795 € 3 487 272 € 4 938 915 € 6 284 364 € 5 135 959 € 6 093 570 € 6 274 411 € 6 950 308 € 4 333 795 € 1 089 268 €
A+
 0 € 0 € 0 € 0 € 0 € 226 197 € 443 353 € 574 833 € 640 846 € 167 831 € 10 816 €
A
 61 € 214 837 € 868 190 € 1 267 914 € 1 518 640 € 1 106 071 € 1 420 729 € 1 925 378 € 2 194 635 € 1 018 411 € 143 840 €
B
 416 € 352 925 € 1 310 911 € 1 507 610 € 2 047 850 € 1 892 928 € 2 007 975 € 2 397 745 € 2 620 366 € 2 125 315 € 606 880 €
C
 664 € 513 033 € 1 308 171 € 2 163 392 € 2 717 874 € 1 910 763 € 1 633 631 € 976 407 € 1 041 662 € 768 382 € 237 617 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 587 884 € 400 049 € 452 799 € 253 598 € 90 115 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 233 362 € 1 075 258 € 1 561 001 € 1 825 357 € 1 346 872 € 1 024 134 € 1 134 439 € 1 599 300 € 858 980 € 134 292 €
A+
 0 € 0 € 0 € 0 € 0 € 277 € 484 € 7 454 € 20 535 € 2 139 € 20 €
A
 0 € 55 422 € 74 301 € 67 226 € 56 567 € 33 871 € 56 390 € 139 094 € 210 770 € 62 690 € 1 183 €
B
 0 € 41 020 € 353 511 € 404 144 € 448 677 € 425 526 € 244 661 € 491 441 € 604 800 € 275 971 € 41 285 €
C
 0 € 136 920 € 647 446 € 1 089 631 € 1 320 113 € 887 198 € 463 343 € 341 657 € 455 074 € 303 944 € 54 109 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 259 256 € 154 793 € 308 122 € 214 236 € 37 694 €
>90 days overdue, EUR 0 € 233 362 € 1 075 258 € 1 561 001 € 1 825 138 € 1 330 339 € 975 025 € 1 018 607 € 1 384 106 € 685 123 € 32 760 €
A+
 0 € 0 € 0 € 0 € 0 € 273 € 284 € 6 581 € 16 021 € 1 638 € 0 €
A
 0 € 55 422 € 74 301 € 67 226 € 56 558 € 33 108 € 51 398 € 118 115 € 173 384 € 48 827 € 136 €
B
 0 € 41 020 € 353 511 € 404 144 € 448 467 € 414 040 € 230 188 € 437 812 € 520 076 € 201 643 € 6 646 €
C
 0 € 136 920 € 647 446 € 1 089 631 € 1 320 113 € 882 918 € 441 642 € 312 736 € 397 217 € 248 723 € 14 123 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 251 514 € 143 363 € 277 410 € 184 290 € 11 855 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 184 819 €
Receivable fee amount 14 238 219 €
Historical Returns