Statistics

Investor statistics

14000

Active investors

227

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

3 561 €

Average active investment amount Average amount invested per investor

64 190 472 €

Principal received Principal received, including principal paid from Provision fund

19 418 114 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10661

Total active borrowers

3306 €

Average loan amount

60 months

Average loan term Weighted average loan term

755 €

Average income

843 €

A+ rating

766 €

A rating

744 €

B rating

716 €

C rating

887 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 112 345 056 € 7 872 033 € 36 447 092 € 38 026 075 € 27 340 740 € 2 659 115 €
Amount of issued credits 49 851 705 € 5 131 966 € 14 432 525 € 16 380 702 € 12 188 908 € 1 717 605 €
Amount of issued credits 33 979 2 571 11 151 11 113 8 489 655
Amount of issued credits 33 962 2 571 11 139 11 109 8 488 655
Not overdue and returned 95 168 232 €
84.71%
7 595 726 €
96.49%
34 204 321 €
93.85%
32 271 817 €
84.87%
19 361 668 €
70.82%
1 734 699 €
65.24%
Not overdue and returned 32 674 881 €
65.54%
4 855 659 €
94.62%
12 189 754 €
84.46%
10 626 444 €
64.87%
4 209 836 €
34.54%
793 188 €
46.18%
Not overdue and returned 28 849
84.90%
2 487
96.73%
10 388
93.16%
9 439
84.94%
6 121
72.11%
414
63.21%
Not overdue and returned 28 832
84.89%
2 487
96.73%
10 376
93.15%
9 435
84.93%
6 120
72.10%
414
63.21%
Overdue 17 176 825 €
15.29%
276 307 €
3.51%
2 242 771 €
6.15%
5 754 258 €
15.13%
7 979 072 €
29.18%
924 416 €
34.76%
Overdue 17 176 825 €
34.46%
276 307 €
5.38%
2 242 771 €
15.54%
5 754 258 €
35.13%
7 979 072 €
65.46%
924 416 €
53.82%
Overdue 5 130
15.10%
84
3.27%
763
6.84%
1 674
15.06%
2 368
27.89%
241
36.79%
Overdue 5 130
15.11%
84
3.27%
763
6.85%
1 674
15.07%
2 368
27.90%
241
36.79%
1-30 days 5 256 007 €
4.68%
214 317 €
2.72%
1 287 915 €
3.53%
1 921 341 €
5.05%
1 510 874 €
5.53%
321 561 €
12.09%
1-30 days 5 256 007 €
10.54%
214 317 €
4.18%
1 287 915 €
8.92%
1 921 341 €
11.73%
1 510 874 €
12.40%
321 561 €
18.72%
1-30 days 1 588
4.67%
69
2.68%
421
3.78%
573
5.16%
446
5.25%
79
12.06%
1-30 days 1 588
4.68%
69
2.68%
421
3.78%
573
5.16%
446
5.25%
79
12.06%
31-60 days 1 130 000 €
1.01%
43 452 €
0.55%
114 220 €
0.31%
488 812 €
1.29%
384 880 €
1.41%
98 636 €
3.71%
31-60 days 1 130 000 €
2.27%
43 452 €
0.85%
114 220 €
0.79%
488 812 €
2.98%
384 880 €
3.16%
98 636 €
5.74%
31-60 days 355
1.04%
9
0.35%
39
0.35%
142
1.28%
136
1.60%
29
4.43%
31-60 days 355
1.05%
9
0.35%
39
0.35%
142
1.28%
136
1.60%
29
4.43%
61-90 days 760 320 €
0.68%
0 €
0.00%
113 715 €
0.31%
240 175 €
0.63%
320 133 €
1.17%
86 297 €
3.25%
61-90 days 760 320 €
1.53%
0 €
0.00%
113 715 €
0.79%
240 175 €
1.47%
320 133 €
2.63%
86 297 €
5.02%
61-90 days 209
0.62%
0
0.00%
26
0.23%
62
0.56%
100
1.18%
21
3.21%
61-90 days 209
0.62%
0
0.00%
26
0.23%
62
0.56%
100
1.18%
21
3.21%
91-720 days 4 901 373 €
4.36%
18 538 €
0.24%
351 379 €
0.96%
1 524 690 €
4.01%
2 588 844 €
9.47%
417 922 €
15.72%
91-720 days 4 901 373 €
9.83%
18 538 €
0.36%
351 379 €
2.43%
1 524 690 €
9.31%
2 588 844 €
21.24%
417 922 €
24.33%
91-720 days 1 478
4.35%
6
0.23%
151
1.35%
429
3.86%
780
9.19%
112
17.10%
91-720 days 1 478
4.35%
6
0.23%
151
1.36%
429
3.86%
780
9.19%
112
17.10%
> 720 days 5 129 124 €
4.57%
0 €
0.00%
375 543 €
1.03%
1 579 240 €
4.15%
3 174 341 €
11.61%
0 €
0.00%
> 720 days 5 129 124 €
10.29%
0 €
0.00%
375 543 €
2.60%
1 579 240 €
9.64%
3 174 341 €
26.04%
0 €
0.00%
> 720 days 1 500
4.41%
0
0.00%
126
1.13%
468
4.21%
906
10.67%
0
0.00%
> 720 days 1 500
4.42%
0
0.00%
126
1.13%
468
4.21%
906
10.67%
0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 21 460 840 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 3 226 942 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 6 830 080 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 7 783 121 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 762 731 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 857 967 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 335 926 € 7 730 985 € 11 580 423 € 13 343 803 € 11 455 934 € 11 599 086 € 4 438 997 €
A+
0 € 0 € 0 € 0 € 0 € 1 065 572 € 1 188 761 € 485 721 €
A
1 400 € 591 275 € 2 966 305 € 4 952 044 € 5 583 556 € 3 505 044 € 3 297 630 € 1 117 314 €
B
2 750 € 823 865 € 2 782 336 € 3 628 488 € 4 455 484 € 3 944 596 € 4 176 543 € 1 829 978 €
C
2 700 € 920 787 € 1 982 344 € 2 999 891 € 3 304 763 € 2 940 723 € 2 205 897 € 794 728 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 730 255 € 211 256 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.08 % 86.46 % 81.13 % 71.65 % 60.03 % 42.35 % 20.68 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 68.71 % 38.42 % 15.05 %
A
100.00 % 90.12 % 94.98 % 91.40 % 80.85 % 63.48 % 41.27 % 16.36 %
B
100.00 % 94.74 % 86.02 % 81.89 % 73.36 % 59.61 % 46.34 % 23.51 %
C
100.00 % 88.62 % 76.70 % 67.78 % 58.55 % 54.53 % 40.19 % 28.77 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 40.54 % 24.62 %
Outstanding principal, EUR 0 € 228 739 € 1 211 062 € 2 693 999 € 5 280 363 € 7 627 036 € 15 790 010 € 17 021 843 €
A+
0 € 0 € 0 € 0 € 0 € 485 210 € 1 905 549 € 2 741 220 €
A
0 € 64 799 € 156 694 € 465 791 € 1 322 349 € 2 016 879 € 4 693 247 € 5 712 766 €
B
0 € 45 738 € 452 261 € 802 494 € 1 618 090 € 2 673 201 € 4 837 109 € 5 953 142 €
C
0 € 118 202 € 602 107 € 1 425 714 € 2 339 925 € 2 451 746 € 3 283 212 € 1 968 003 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 070 893 € 646 712 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 228 739 € 1 167 821 € 2 068 029 € 2 758 269 € 1 967 611 € 1 668 428 € 171 601 €
A+
0 € 0 € 0 € 0 € 0 € 4 436 € 12 302 € 1 800 €
A
0 € 64 799 € 136 404 € 172 573 € 199 399 € 64 983 € 88 763 € 0 €
B
0 € 45 738 € 436 949 € 619 495 € 832 852 € 626 093 € 504 064 € 38 739 €
C
0 € 118 202 € 594 468 € 1 275 961 € 1 726 018 € 1 272 100 € 677 784 € 98 653 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 385 515 € 32 408 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.92 % 13.06 % 14.49 % 14.81 % 10.31 % 6.09 % 0.80 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.29 % 0.40 % 0.06 %
A
0.00 % 9.88 % 4.37 % 3.19 % 2.89 % 1.18 % 1.11 % 0.00 %
B
0.00 % 5.26 % 13.51 % 13.98 % 13.71 % 9.46 % 5.59 % 0.50 %
C
0.00 % 11.38 % 23.00 % 28.83 % 30.58 % 23.59 % 12.35 % 3.57 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 21.40 % 3.78 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 11.98 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.68 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.83 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.46 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.38 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.99 %
Interest paid, EUR 1 142 € 941 660 € 2 922 400 € 4 017 960 € 4 789 746 € 3 476 307 € 2 641 637 € 482 860 €
A+
0 € 0 € 0 € 0 € 0 € 160 694 € 177 006 € 41 851 €
A
61 € 182 758 € 801 238 € 1 187 092 € 1 333 590 € 770 621 € 589 377 € 113 042 €
B
416 € 323 993 € 1 099 385 € 1 259 801 € 1 601 137 € 1 290 112 € 905 764 € 178 537 €
C
664 € 434 909 € 1 021 777 € 1 571 067 € 1 855 019 € 1 254 880 € 717 509 € 107 453 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 251 982 € 41 978 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 176 313 € 800 354 € 1 081 361 € 1 176 455 € 602 917 € 272 200 € 40 477 €
A+
0 € 0 € 0 € 0 € 0 € 355 € 1 009 € 926 €
A
0 € 42 568 € 65 111 € 49 296 € 39 455 € 11 334 € 10 483 € 3 940 €
B
0 € 31 453 € 272 239 € 272 545 € 304 007 € 173 481 € 63 226 € 12 561 €
C
0 € 102 292 € 463 004 € 759 519 € 832 993 € 417 747 € 123 440 € 14 474 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 74 043 € 8 575 €
>90 days overdue, EUR 0 € 176 314 € 794 079 € 1 039 915 € 1 079 968 € 508 111 € 162 248 € 3 208 €
A+
0 € 0 € 0 € 0 € 0 € 48 € 214 € 25 €
A
0 € 42 568 € 64 546 € 46 648 € 32 781 € 8 330 € 3 766 € 0 €
B
0 € 31 453 € 270 143 € 262 132 € 277 298 € 143 424 € 33 681 € 500 €
C
0 € 102 292 € 459 390 € 731 134 € 769 889 € 356 310 € 77 296 € 1 451 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 47 291 € 1 232 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 602 532 €
Receivable fee amount 7 884 445 €
Historical Returns