Statistics

Investor statistics

14000

Active investors

227

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

3 561 €

Average active investment amount Average amount invested per investor

64 190 472 €

Principal received Principal received, including principal paid from Provision fund

19 418 114 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10661

Total active borrowers

3306 €

Average loan amount

60 months

Average loan term Weighted average loan term

755 €

Average income

843 €

A+ rating

766 €

A rating

744 €

B rating

716 €

C rating

887 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 112 345 056 € 7 872 033 € 36 447 092 € 38 026 075 € 27 340 740 € 2 659 115 €
Amount of issued credits 49 851 705 € 5 131 966 € 14 432 525 € 16 380 702 € 12 188 908 € 1 717 605 €
Amount of issued credits 33 979 2 571 11 151 11 113 8 489 655
Amount of issued credits 33 962 2 571 11 139 11 109 8 488 655
Not overdue and returned 95 168 232 €
84.71% 		7 595 726 €
96.49% 		34 204 321 €
93.85% 		32 271 817 €
84.87% 		19 361 668 €
70.82% 		1 734 699 €
65.24%
Not overdue and returned 32 674 881 €
65.54% 		4 855 659 €
94.62% 		12 189 754 €
84.46% 		10 626 444 €
64.87% 		4 209 836 €
34.54% 		793 188 €
46.18%
Not overdue and returned 28 849
84.90% 		2 487
96.73% 		10 388
93.16% 		9 439
84.94% 		6 121
72.11% 		414
63.21%
Not overdue and returned 28 832
84.89% 		2 487
96.73% 		10 376
93.15% 		9 435
84.93% 		6 120
72.10% 		414
63.21%
Overdue 17 176 825 €
15.29% 		276 307 €
3.51% 		2 242 771 €
6.15% 		5 754 258 €
15.13% 		7 979 072 €
29.18% 		924 416 €
34.76%
Overdue 17 176 825 €
34.46% 		276 307 €
5.38% 		2 242 771 €
15.54% 		5 754 258 €
35.13% 		7 979 072 €
65.46% 		924 416 €
53.82%
Overdue 5 130
15.10% 		84
3.27% 		763
6.84% 		1 674
15.06% 		2 368
27.89% 		241
36.79%
Overdue 5 130
15.11% 		84
3.27% 		763
6.85% 		1 674
15.07% 		2 368
27.90% 		241
36.79%
1-30 days 5 256 007 €
4.68% 		214 317 €
2.72% 		1 287 915 €
3.53% 		1 921 341 €
5.05% 		1 510 874 €
5.53% 		321 561 €
12.09%
1-30 days 5 256 007 €
10.54% 		214 317 €
4.18% 		1 287 915 €
8.92% 		1 921 341 €
11.73% 		1 510 874 €
12.40% 		321 561 €
18.72%
1-30 days 1 588
4.67% 		69
2.68% 		421
3.78% 		573
5.16% 		446
5.25% 		79
12.06%
1-30 days 1 588
4.68% 		69
2.68% 		421
3.78% 		573
5.16% 		446
5.25% 		79
12.06%
31-60 days 1 130 000 €
1.01% 		43 452 €
0.55% 		114 220 €
0.31% 		488 812 €
1.29% 		384 880 €
1.41% 		98 636 €
3.71%
31-60 days 1 130 000 €
2.27% 		43 452 €
0.85% 		114 220 €
0.79% 		488 812 €
2.98% 		384 880 €
3.16% 		98 636 €
5.74%
31-60 days 355
1.04% 		9
0.35% 		39
0.35% 		142
1.28% 		136
1.60% 		29
4.43%
31-60 days 355
1.05% 		9
0.35% 		39
0.35% 		142
1.28% 		136
1.60% 		29
4.43%
61-90 days 760 320 €
0.68% 		0 €
0.00% 		113 715 €
0.31% 		240 175 €
0.63% 		320 133 €
1.17% 		86 297 €
3.25%
61-90 days 760 320 €
1.53% 		0 €
0.00% 		113 715 €
0.79% 		240 175 €
1.47% 		320 133 €
2.63% 		86 297 €
5.02%
61-90 days 209
0.62% 		0
0.00% 		26
0.23% 		62
0.56% 		100
1.18% 		21
3.21%
61-90 days 209
0.62% 		0
0.00% 		26
0.23% 		62
0.56% 		100
1.18% 		21
3.21%
91-720 days 4 901 373 €
4.36% 		18 538 €
0.24% 		351 379 €
0.96% 		1 524 690 €
4.01% 		2 588 844 €
9.47% 		417 922 €
15.72%
91-720 days 4 901 373 €
9.83% 		18 538 €
0.36% 		351 379 €
2.43% 		1 524 690 €
9.31% 		2 588 844 €
21.24% 		417 922 €
24.33%
91-720 days 1 478
4.35% 		6
0.23% 		151
1.35% 		429
3.86% 		780
9.19% 		112
17.10%
91-720 days 1 478
4.35% 		6
0.23% 		151
1.36% 		429
3.86% 		780
9.19% 		112
17.10%
> 720 days 5 129 124 €
4.57% 		0 €
0.00% 		375 543 €
1.03% 		1 579 240 €
4.15% 		3 174 341 €
11.61% 		0 €
0.00%
> 720 days 5 129 124 €
10.29% 		0 €
0.00% 		375 543 €
2.60% 		1 579 240 €
9.64% 		3 174 341 €
26.04% 		0 €
0.00%
> 720 days 1 500
4.41% 		0
0.00% 		126
1.13% 		468
4.21% 		906
10.67% 		0
0.00%
> 720 days 1 500
4.42% 		0
0.00% 		126
1.13% 		468
4.21% 		906
10.67% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 21 460 840 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 3 226 942 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 6 830 080 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 7 783 121 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 762 731 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 857 967 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 335 926 € 7 730 985 € 11 580 423 € 13 343 803 € 11 455 934 € 11 599 086 € 4 438 997 €
A+
 0 € 0 € 0 € 0 € 0 € 1 065 572 € 1 188 761 € 485 721 €
A
 1 400 € 591 275 € 2 966 305 € 4 952 044 € 5 583 556 € 3 505 044 € 3 297 630 € 1 117 314 €
B
 2 750 € 823 865 € 2 782 336 € 3 628 488 € 4 455 484 € 3 944 596 € 4 176 543 € 1 829 978 €
C
 2 700 € 920 787 € 1 982 344 € 2 999 891 € 3 304 763 € 2 940 723 € 2 205 897 € 794 728 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 730 255 € 211 256 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.08 % 86.46 % 81.13 % 71.65 % 60.03 % 42.35 % 20.68 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 68.71 % 38.42 % 15.05 %
A
 100.00 % 90.12 % 94.98 % 91.40 % 80.85 % 63.48 % 41.27 % 16.36 %
B
 100.00 % 94.74 % 86.02 % 81.89 % 73.36 % 59.61 % 46.34 % 23.51 %
C
 100.00 % 88.62 % 76.70 % 67.78 % 58.55 % 54.53 % 40.19 % 28.77 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 40.54 % 24.62 %
Outstanding principal, EUR 0 € 228 739 € 1 211 062 € 2 693 999 € 5 280 363 € 7 627 036 € 15 790 010 € 17 021 843 €
A+
 0 € 0 € 0 € 0 € 0 € 485 210 € 1 905 549 € 2 741 220 €
A
 0 € 64 799 € 156 694 € 465 791 € 1 322 349 € 2 016 879 € 4 693 247 € 5 712 766 €
B
 0 € 45 738 € 452 261 € 802 494 € 1 618 090 € 2 673 201 € 4 837 109 € 5 953 142 €
C
 0 € 118 202 € 602 107 € 1 425 714 € 2 339 925 € 2 451 746 € 3 283 212 € 1 968 003 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 070 893 € 646 712 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 228 739 € 1 167 821 € 2 068 029 € 2 758 269 € 1 967 611 € 1 668 428 € 171 601 €
A+
 0 € 0 € 0 € 0 € 0 € 4 436 € 12 302 € 1 800 €
A
 0 € 64 799 € 136 404 € 172 573 € 199 399 € 64 983 € 88 763 € 0 €
B
 0 € 45 738 € 436 949 € 619 495 € 832 852 € 626 093 € 504 064 € 38 739 €
C
 0 € 118 202 € 594 468 € 1 275 961 € 1 726 018 € 1 272 100 € 677 784 € 98 653 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 385 515 € 32 408 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.92 % 13.06 % 14.49 % 14.81 % 10.31 % 6.09 % 0.80 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.29 % 0.40 % 0.06 %
A
 0.00 % 9.88 % 4.37 % 3.19 % 2.89 % 1.18 % 1.11 % 0.00 %
B
 0.00 % 5.26 % 13.51 % 13.98 % 13.71 % 9.46 % 5.59 % 0.50 %
C
 0.00 % 11.38 % 23.00 % 28.83 % 30.58 % 23.59 % 12.35 % 3.57 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 21.40 % 3.78 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 11.98 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.83 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.46 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.38 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.99 %
Interest paid, EUR 1 142 € 941 660 € 2 922 400 € 4 017 960 € 4 789 746 € 3 476 307 € 2 641 637 € 482 860 €
A+
 0 € 0 € 0 € 0 € 0 € 160 694 € 177 006 € 41 851 €
A
 61 € 182 758 € 801 238 € 1 187 092 € 1 333 590 € 770 621 € 589 377 € 113 042 €
B
 416 € 323 993 € 1 099 385 € 1 259 801 € 1 601 137 € 1 290 112 € 905 764 € 178 537 €
C
 664 € 434 909 € 1 021 777 € 1 571 067 € 1 855 019 € 1 254 880 € 717 509 € 107 453 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 251 982 € 41 978 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 176 313 € 800 354 € 1 081 361 € 1 176 455 € 602 917 € 272 200 € 40 477 €
A+
 0 € 0 € 0 € 0 € 0 € 355 € 1 009 € 926 €
A
 0 € 42 568 € 65 111 € 49 296 € 39 455 € 11 334 € 10 483 € 3 940 €
B
 0 € 31 453 € 272 239 € 272 545 € 304 007 € 173 481 € 63 226 € 12 561 €
C
 0 € 102 292 € 463 004 € 759 519 € 832 993 € 417 747 € 123 440 € 14 474 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 74 043 € 8 575 €
>90 days overdue, EUR 0 € 176 314 € 794 079 € 1 039 915 € 1 079 968 € 508 111 € 162 248 € 3 208 €
A+
 0 € 0 € 0 € 0 € 0 € 48 € 214 € 25 €
A
 0 € 42 568 € 64 546 € 46 648 € 32 781 € 8 330 € 3 766 € 0 €
B
 0 € 31 453 € 270 143 € 262 132 € 277 298 € 143 424 € 33 681 € 500 €
C
 0 € 102 292 € 459 390 € 731 134 € 769 889 € 356 310 € 77 296 € 1 451 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 47 291 € 1 232 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 602 532 €
Receivable fee amount 7 884 445 €
Historical Returns