Statistics

Investor statistics

14988

Active investors

256

Average number of loans Average loans per investor

14.47 %

Average interest rate Return on investment it will always be lower than the interest rate

4 403 €

Average active investment amount Average amount invested per investor

95 634 388 €

Principal received Principal received, including principal paid from Provision fund

27 215 680 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11924

Total active borrowers

3600 €

Average loan amount

66 months

Average loan term Weighted average loan term

797 €

Average income

897 €

A+ rating

802 €

A rating

787 €

B rating

743 €

C rating

923 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 158 677 969 € 13 869 144 € 53 211 469 € 54 384 053 € 32 518 800 € 4 694 502 €
Amount of issued credits 65 993 498 € 7 568 255 € 21 046 352 € 22 090 263 € 12 549 933 € 2 738 696 €
Amount of issued credits 44 079 4 370 14 550 14 416 9 596 1 147
Amount of issued credits 44 062 4 370 14 538 14 412 9 595 1 147
Not overdue and returned 134 275 064 €
84.62% 		13 361 587 €
96.34% 		48 695 419 €
91.51% 		45 230 180 €
83.17% 		23 963 559 €
73.69% 		3 024 320 €
64.42%
Not overdue and returned 41 590 593 €
63.02% 		7 060 697 €
93.29% 		16 530 301 €
78.54% 		12 936 390 €
58.56% 		3 994 691 €
31.83% 		1 068 513 €
39.02%
Not overdue and returned 38 131
86.51% 		4 271
97.73% 		13 658
93.87% 		12 343
85.62% 		7 147
74.48% 		712
62.07%
Not overdue and returned 38 114
86.50% 		4 271
97.73% 		13 646
93.86% 		12 339
85.62% 		7 146
74.48% 		712
62.07%
Overdue 24 402 905 €
15.38% 		507 557 €
3.66% 		4 516 051 €
8.49% 		9 153 873 €
16.83% 		8 555 241 €
26.31% 		1 670 182 €
35.58%
Overdue 24 402 905 €
36.98% 		507 557 €
6.71% 		4 516 051 €
21.46% 		9 153 873 €
41.44% 		8 555 241 €
68.17% 		1 670 182 €
60.98%
Overdue 5 948
13.49% 		99
2.27% 		892
6.13% 		2 073
14.38% 		2 449
25.52% 		435
37.93%
Overdue 5 948
13.50% 		99
2.27% 		892
6.14% 		2 073
14.38% 		2 449
25.52% 		435
37.93%
1-30 days 8 036 452 €
5.06% 		372 096 €
2.68% 		2 437 774 €
4.58% 		3 385 102 €
6.22% 		1 396 761 €
4.30% 		444 719 €
9.47%
1-30 days 8 036 452 €
12.18% 		372 096 €
4.92% 		2 437 774 €
11.58% 		3 385 102 €
15.32% 		1 396 761 €
11.13% 		444 719 €
16.24%
1-30 days 1 668
3.78% 		70
1.60% 		426
2.93% 		675
4.68% 		387
4.03% 		110
9.59%
1-30 days 1 668
3.79% 		70
1.60% 		426
2.93% 		675
4.68% 		387
4.03% 		110
9.59%
31-60 days 1 881 534 €
1.19% 		45 399 €
0.33% 		454 983 €
0.86% 		772 153 €
1.42% 		444 950 €
1.37% 		164 049 €
3.49%
31-60 days 1 881 534 €
2.85% 		45 399 €
0.60% 		454 983 €
2.16% 		772 153 €
3.50% 		444 950 €
3.55% 		164 049 €
5.99%
31-60 days 395
0.90% 		13
0.30% 		73
0.50% 		165
1.14% 		106
1.10% 		38
3.31%
31-60 days 395
0.90% 		13
0.30% 		73
0.50% 		165
1.14% 		106
1.10% 		38
3.31%
61-90 days 1 253 384 €
0.79% 		37 151 €
0.27% 		325 056 €
0.61% 		480 520 €
0.88% 		261 891 €
0.81% 		148 767 €
3.17%
61-90 days 1 253 384 €
1.90% 		37 151 €
0.49% 		325 056 €
1.54% 		480 520 €
2.18% 		261 891 €
2.09% 		148 767 €
5.43%
61-90 days 274
0.62% 		5
0.11% 		49
0.34% 		108
0.75% 		80
0.83% 		32
2.79%
61-90 days 274
0.62% 		5
0.11% 		49
0.34% 		108
0.75% 		80
0.83% 		32
2.79%
91-720 days 6 676 452 €
4.21% 		52 911 €
0.38% 		856 874 €
1.61% 		2 486 711 €
4.57% 		2 442 503 €
7.51% 		837 453 €
17.84%
91-720 days 6 676 452 €
10.12% 		52 911 €
0.70% 		856 874 €
4.07% 		2 486 711 €
11.26% 		2 442 503 €
19.46% 		837 453 €
30.58%
91-720 days 1 707
3.87% 		11
0.25% 		194
1.33% 		553
3.84% 		713
7.43% 		236
20.58%
91-720 days 1 707
3.87% 		11
0.25% 		194
1.33% 		553
3.84% 		713
7.43% 		236
20.58%
> 720 days 6 555 083 €
4.13% 		0 €
0.00% 		441 363 €
0.83% 		2 029 388 €
3.73% 		4 009 137 €
12.33% 		75 195 €
1.60%
> 720 days 6 555 083 €
9.93% 		0 €
0.00% 		441 363 €
2.10% 		2 029 388 €
9.19% 		4 009 137 €
31.95% 		75 195 €
2.75%
> 720 days 1 904
4.32% 		0
0.00% 		150
1.03% 		572
3.97% 		1 163
12.12% 		19
1.66%
> 720 days 1 904
4.32% 		0
0.00% 		150
1.03% 		572
3.97% 		1 163
12.12% 		19
1.66%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 30 605 023 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 4 181 231 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 10 755 767 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 10 652 398 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 3 538 550 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 1 477 077 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 360 124 € 7 949 347 € 12 460 634 € 15 395 780 € 14 317 209 € 17 068 095 € 17 378 296 € 5 745 389 €
A+
 0 € 0 € 0 € 0 € 0 € 1 310 998 € 1 870 974 € 2 331 956 € 786 218 €
A
 1 400 € 595 959 € 3 013 008 € 5 272 847 € 6 380 996 € 4 413 583 € 4 929 999 € 5 536 469 € 2 020 690 €
B
 2 750 € 829 660 € 2 853 524 € 3 870 195 € 5 104 445 € 4 905 464 € 5 964 312 € 6 748 313 € 2 014 462 €
C
 2 700 € 934 504 € 2 082 815 € 3 317 592 € 3 910 339 € 3 687 164 € 3 248 610 € 2 110 029 € 673 942 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 054 200 € 651 529 € 250 077 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.02 % 88.90 % 87.29 % 82.67 % 75.03 % 62.32 % 46.73 % 18.77 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 84.54 % 60.46 % 46.24 % 18.80 %
A
 100.00 % 90.84 % 96.48 % 97.32 % 92.40 % 79.93 % 61.70 % 43.12 % 18.79 %
B
 100.00 % 95.41 % 88.22 % 87.34 % 84.04 % 74.13 % 66.17 % 50.03 % 18.91 %
C
 100.00 % 89.94 % 80.59 % 74.96 % 69.27 % 68.38 % 59.18 % 47.93 % 19.05 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 58.53 % 46.00 % 16.93 %
Outstanding principal, EUR 0 € 204 541 € 992 700 € 1 813 788 € 3 228 386 € 4 765 761 € 10 321 001 € 19 810 434 € 24 859 634 €
A+
 0 € 0 € 0 € 0 € 0 € 239 785 € 1 223 336 € 2 710 866 € 3 395 013 €
A
 0 € 60 115 € 109 991 € 144 987 € 524 909 € 1 108 340 € 3 060 878 € 7 302 221 € 8 735 077 €
B
 0 € 39 943 € 381 073 € 560 787 € 969 129 € 1 712 332 € 3 049 341 € 6 740 387 € 8 637 936 €
C
 0 € 104 484 € 501 636 € 1 108 013 € 1 734 349 € 1 705 304 € 2 240 499 € 2 292 212 € 2 864 608 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 746 948 € 764 748 € 1 227 000 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 204 541 € 992 701 € 1 788 727 € 2 453 641 € 2 046 844 € 2 336 277 € 2 681 429 € 728 132 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 14 872 € 25 797 € 5 300 €
A
 0 € 60 115 € 109 991 € 135 197 € 189 372 € 81 174 € 249 569 € 381 684 € 91 185 €
B
 0 € 39 943 € 381 074 € 551 973 € 707 825 € 702 902 € 722 687 € 1 154 765 € 255 274 €
C
 0 € 104 484 € 501 636 € 1 101 557 € 1 556 443 € 1 255 826 € 922 680 € 789 444 € 219 934 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 426 468 € 329 740 € 156 439 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.98 % 11.10 % 12.53 % 13.17 % 10.73 % 8.53 % 7.21 % 2.38 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.48 % 0.51 % 0.13 %
A
 0.00 % 9.16 % 3.52 % 2.50 % 2.74 % 1.47 % 3.12 % 2.97 % 0.85 %
B
 0.00 % 4.59 % 11.78 % 12.46 % 11.65 % 10.62 % 8.02 % 8.56 % 2.40 %
C
 0.00 % 10.06 % 19.41 % 24.89 % 27.57 % 23.29 % 16.81 % 17.93 % 6.22 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.68 % 23.28 % 10.59 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.87 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.46 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.19 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.33 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.02 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.53 %
Interest paid, EUR 1 142 € 988 885 € 3 196 188 € 4 424 021 € 5 552 538 € 4 368 313 € 4 366 779 € 3 174 565 € 990 483 €
A+
 0 € 0 € 0 € 0 € 0 € 197 727 € 307 766 € 294 282 € 92 136 €
A
 61 € 188 555 € 831 510 € 1 233 444 € 1 455 822 € 960 432 € 994 562 € 929 275 € 313 189 €
B
 416 € 332 037 € 1 194 612 € 1 360 998 € 1 849 947 € 1 613 714 € 1 469 509 € 1 231 356 € 384 517 €
C
 664 € 468 294 € 1 170 066 € 1 829 580 € 2 246 769 € 1 596 440 € 1 170 382 € 507 327 € 142 223 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 424 559 € 212 324 € 58 418 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 197 296 € 867 765 € 1 244 065 € 1 420 480 € 889 169 € 581 583 € 384 152 € 127 889 €
A+
 0 € 0 € 0 € 0 € 0 € 1 122 € 1 046 € 2 641 € 1 730 €
A
 0 € 50 873 € 66 480 € 53 157 € 49 437 € 19 127 € 28 644 € 39 228 € 18 507 €
B
 0 € 35 362 € 296 198 € 323 274 € 346 828 € 268 489 € 142 006 € 145 822 € 43 714 €
C
 0 € 111 061 € 505 086 € 867 634 € 1 024 215 € 600 430 € 260 985 € 135 708 € 37 691 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 148 901 € 60 752 € 26 246 €
>90 days overdue, EUR 0 € 197 296 € 867 765 € 1 237 269 € 1 379 418 € 822 587 € 479 119 € 230 596 € 24 797 €
A+
 0 € 0 € 0 € 0 € 0 € 918 € 532 € 808 € 123 €
A
 0 € 50 873 € 66 480 € 52 825 € 46 383 € 16 671 € 19 690 € 15 628 € 1 894 €
B
 0 € 35 362 € 296 198 € 321 802 € 335 728 € 243 752 € 113 718 € 82 030 € 6 965 €
C
 0 € 111 061 € 505 086 € 862 642 € 997 307 € 561 246 € 217 850 € 93 656 € 9 534 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 127 328 € 38 474 € 6 281 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 672 169 €
Receivable fee amount 10 492 610 €
Historical Returns