Statistics
Investor statistics
15873
Active investors
313
Average number of loans Average loans per investor
14.87 %
Average interest rate Return on investment it will always be lower than the interest rate
5 603 €
Average active investment amount Average amount invested per investor
157 507 501 €
Principal received Principal received, including principal paid from Provision fund
44 555 974 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13416
Total active borrowers
4006 €
Average loan amount
67 months
Average loan term Weighted average loan term
867 €
Average income
951 €
A+ rating
860 €
A rating
876 €
B rating
800 €
C rating
968 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 241 091 910 € | 18 111 381 € | 74 126 629 € | 93 906 785 € | 45 386 684 € | 9 555 790 € |
Not overdue and returned |
200 835 050 €
83.30% |
17 357 108 €
95.84% |
66 654 922 €
89.92% |
77 141 277 €
82.15% |
33 649 742 €
74.14% |
6 027 359 €
63.08% |
Overdue |
40 256 860 €
16.70% |
754 272 €
4.16% |
7 471 707 €
10.08% |
16 765 508 €
17.85% |
11 736 942 €
25.86% |
3 528 431 €
36.92% |
1-30 days |
12 194 403 €
5.06% |
440 922 €
2.43% |
3 446 137 €
4.65% |
5 815 962 €
6.19% |
1 892 289 €
4.17% |
599 094 €
6.27% |
31-60 days |
2 855 591 €
1.18% |
21 092 €
0.12% |
546 466 €
0.74% |
1 437 664 €
1.53% |
595 155 €
1.31% |
255 214 €
2.67% |
61-90 days |
1 523 341 €
0.63% |
0 €
0.00% |
303 050 €
0.41% |
682 674 €
0.73% |
373 665 €
0.82% |
163 953 €
1.72% |
91-720 days |
13 224 345 €
5.49% |
261 319 €
1.44% |
2 167 498 €
2.92% |
5 325 985 €
5.67% |
3 632 104 €
8.00% |
1 837 439 €
19.23% |
> 720 days |
10 459 180 €
4.34% |
30 940 €
0.17% |
1 008 556 €
1.36% |
3 503 224 €
3.73% |
5 243 729 €
11.55% |
672 732 €
7.04% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 26 486 100 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 820 € | 8 080 401 € | 12 760 238 € | 16 530 820 € | 16 492 175 € | 21 763 342 € | 24 882 206 € | 23 667 559 € | 18 992 849 € | 6 594 020 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.18 % | 90.36 % | 89.39 % | 88.76 % | 86.42 % | 79.46 % | 66.91 % | 53.86 % | 44.59 % | 24.90 % |
Outstanding principal, EUR | 0 € | 174 844 € | 861 646 € | 1 514 184 € | 2 093 346 € | 2 590 795 € | 5 625 754 € | 12 306 524 € | 20 272 411 € | 23 600 045 € | 19 892 080 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 174 844 € | 861 647 € | 1 514 184 € | 2 059 681 € | 1 845 210 € | 2 219 732 € | 3 861 890 € | 6 313 769 € | 4 383 484 € | 449 083 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.82 % | 9.64 % | 10.61 % | 11.06 % | 9.67 % | 8.10 % | 10.38 % | 14.37 % | 10.29 % | 1.70 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.59 % |
Interest paid, EUR | 1 142 € | 1 076 874 € | 3 478 530 € | 4 912 678 € | 6 250 824 € | 5 104 054 € | 6 025 278 € | 6 130 396 € | 6 686 765 € | 3 982 487 € | 747 521 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 231 748 € | 1 061 344 € | 1 536 638 € | 1 794 584 € | 1 319 692 € | 994 251 € | 1 093 475 € | 1 506 581 € | 770 115 € | 98 705 € |
>90 days overdue, EUR | 0 € | 231 748 € | 1 061 344 € | 1 536 638 € | 1 794 381 € | 1 301 371 € | 941 484 € | 968 769 € | 1 274 542 € | 559 905 € | 12 618 € |