Statistics
Investor statistics
14000
Active investors
227
Average number of loans Average loans per investor
14.94 %
Average interest rate Return on investment it will always be lower than the interest rate
3 561 €
Average active investment amount Average amount invested per investor
64 190 472 €
Principal received Principal received, including principal paid from Provision fund
19 418 114 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
10661
Total active borrowers
3306 €
Average loan amount
60 months
Average loan term Weighted average loan term
755 €
Average income
843 €
A+ rating
766 €
A rating
744 €
B rating
716 €
C rating
887 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 112 345 056 € | 7 872 033 € | 36 447 092 € | 38 026 075 € | 27 340 740 € | 2 659 115 € |
Not overdue and returned |
95 168 232 €
84.71% |
7 595 726 €
96.49% |
34 204 321 €
93.85% |
32 271 817 €
84.87% |
19 361 668 €
70.82% |
1 734 699 €
65.24% |
Overdue |
17 176 825 €
15.29% |
276 307 €
3.51% |
2 242 771 €
6.15% |
5 754 258 €
15.13% |
7 979 072 €
29.18% |
924 416 €
34.76% |
1-30 days |
5 256 007 €
4.68% |
214 317 €
2.72% |
1 287 915 €
3.53% |
1 921 341 €
5.05% |
1 510 874 €
5.53% |
321 561 €
12.09% |
31-60 days |
1 130 000 €
1.01% |
43 452 €
0.55% |
114 220 €
0.31% |
488 812 €
1.29% |
384 880 €
1.41% |
98 636 €
3.71% |
61-90 days |
760 320 €
0.68% |
0 €
0.00% |
113 715 €
0.31% |
240 175 €
0.63% |
320 133 €
1.17% |
86 297 €
3.25% |
91-720 days |
4 901 373 €
4.36% |
18 538 €
0.24% |
351 379 €
0.96% |
1 524 690 €
4.01% |
2 588 844 €
9.47% |
417 922 €
15.72% |
> 720 days |
5 129 124 €
4.57% |
0 €
0.00% |
375 543 €
1.03% |
1 579 240 €
4.15% |
3 174 341 €
11.61% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 21 460 840 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 335 926 € | 7 730 985 € | 11 580 423 € | 13 343 803 € | 11 455 934 € | 11 599 086 € | 4 438 997 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 91.08 % | 86.46 % | 81.13 % | 71.65 % | 60.03 % | 42.35 % | 20.68 % |
Outstanding principal, EUR | 0 € | 228 739 € | 1 211 062 € | 2 693 999 € | 5 280 363 € | 7 627 036 € | 15 790 010 € | 17 021 843 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 228 739 € | 1 167 821 € | 2 068 029 € | 2 758 269 € | 1 967 611 € | 1 668 428 € | 171 601 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 8.92 % | 13.06 % | 14.49 % | 14.81 % | 10.31 % | 6.09 % | 0.80 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 11.98 % |
Interest paid, EUR | 1 142 € | 941 660 € | 2 922 400 € | 4 017 960 € | 4 789 746 € | 3 476 307 € | 2 641 637 € | 482 860 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 176 313 € | 800 354 € | 1 081 361 € | 1 176 455 € | 602 917 € | 272 200 € | 40 477 € |
>90 days overdue, EUR | 0 € | 176 314 € | 794 079 € | 1 039 915 € | 1 079 968 € | 508 111 € | 162 248 € | 3 208 € |