Statistics

Investor statistics

13936

Active investors

221

Average number of loans Average loans per investor

15.21 %

Average interest rate Return on investment it will always be lower than the interest rate

3 401 €

Average active investment amount Average amount invested per investor

58 620 120 €

Principal received Principal received, including principal paid from Provision fund

18 194 257 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10643

Total active borrowers

3230 €

Average loan amount

59 months

Average loan term Weighted average loan term

749 €

Average income

826 €

A+ rating

762 €

A rating

738 €

B rating

712 €

C rating

881 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 104 415 355 € 6 755 283 € 33 727 747 € 34 787 129 € 26 657 980 € 2 487 215 €
Amount of issued credits 47 399 158 € 4 519 228 € 13 503 279 € 15 146 136 € 12 493 170 € 1 737 345 €
Amount of issued credits 32 322 2 230 10 593 10 566 8 326 607
Amount of issued credits 32 305 2 230 10 581 10 562 8 325 607
Not overdue and returned 88 946 048 €
85.18% 		6 598 739 €
97.68% 		31 983 112 €
94.83% 		29 612 877 €
85.13% 		19 000 774 €
71.28% 		1 750 546 €
70.38%
Not overdue and returned 31 929 852 €
67.36% 		4 362 684 €
96.54% 		11 758 643 €
87.08% 		9 971 884 €
65.84% 		4 835 964 €
38.71% 		1 000 676 €
57.60%
Not overdue and returned 27 548
85.23% 		2 175
97.53% 		9 946
93.89% 		9 015
85.32% 		6 002
72.09% 		410
67.55%
Not overdue and returned 27 531
85.22% 		2 175
97.53% 		9 934
93.89% 		9 011
85.32% 		6 001
72.08% 		410
67.55%
Overdue 15 469 306 €
14.82% 		156 544 €
2.32% 		1 744 635 €
5.17% 		5 174 252 €
14.87% 		7 657 206 €
28.72% 		736 669 €
29.62%
Overdue 15 469 306 €
32.64% 		156 544 €
3.46% 		1 744 635 €
12.92% 		5 174 252 €
34.16% 		7 657 206 €
61.29% 		736 669 €
42.40%
Overdue 4 774
14.77% 		55
2.47% 		647
6.11% 		1 551
14.68% 		2 324
27.91% 		197
32.45%
Overdue 4 774
14.78% 		55
2.47% 		647
6.11% 		1 551
14.68% 		2 324
27.92% 		197
32.45%
1-30 days 4 172 446 €
4.00% 		137 415 €
2.03% 		870 460 €
2.58% 		1 664 255 €
4.78% 		1 301 743 €
4.88% 		198 574 €
7.98%
1-30 days 4 172 446 €
8.80% 		137 415 €
3.04% 		870 460 €
6.45% 		1 664 255 €
10.99% 		1 301 743 €
10.42% 		198 574 €
11.43%
1-30 days 1 348
4.17% 		47
2.11% 		305
2.88% 		512
4.85% 		430
5.16% 		54
8.90%
1-30 days 1 348
4.17% 		47
2.11% 		305
2.88% 		512
4.85% 		430
5.17% 		54
8.90%
31-60 days 957 907 €
0.92% 		4 756 €
0.07% 		112 642 €
0.33% 		317 372 €
0.91% 		407 788 €
1.53% 		115 349 €
4.64%
31-60 days 957 907 €
2.02% 		4 756 €
0.11% 		112 642 €
0.83% 		317 372 €
2.10% 		407 788 €
3.26% 		115 349 €
6.64%
31-60 days 295
0.91% 		2
0.09% 		46
0.43% 		94
0.89% 		123
1.48% 		30
4.94%
31-60 days 295
0.91% 		2
0.09% 		46
0.43% 		94
0.89% 		123
1.48% 		30
4.94%
61-90 days 617 916 €
0.59% 		12 762 €
0.19% 		45 185 €
0.13% 		211 152 €
0.61% 		282 758 €
1.06% 		66 058 €
2.66%
61-90 days 617 916 €
1.30% 		12 762 €
0.28% 		45 185 €
0.33% 		211 152 €
1.39% 		282 758 €
2.26% 		66 058 €
3.80%
61-90 days 179
0.55% 		3
0.13% 		25
0.24% 		56
0.53% 		78
0.94% 		17
2.80%
61-90 days 179
0.55% 		3
0.13% 		25
0.24% 		56
0.53% 		78
0.94% 		17
2.80%
91-720 days 4 985 844 €
4.78% 		1 610 €
0.02% 		364 179 €
1.08% 		1 484 586 €
4.27% 		2 778 780 €
10.42% 		356 688 €
14.34%
91-720 days 4 985 844 €
10.52% 		1 610 €
0.04% 		364 179 €
2.70% 		1 484 586 €
9.80% 		2 778 780 €
22.24% 		356 688 €
20.53%
91-720 days 1 521
4.71% 		3
0.13% 		150
1.42% 		432
4.09% 		840
10.09% 		96
15.82%
91-720 days 1 521
4.71% 		3
0.13% 		150
1.42% 		432
4.09% 		840
10.09% 		96
15.82%
> 720 days 4 735 193 €
4.53% 		0 €
0.00% 		352 170 €
1.04% 		1 496 887 €
4.30% 		2 886 136 €
10.83% 		0 €
0.00%
> 720 days 4 735 193 €
9.99% 		0 €
0.00% 		352 170 €
2.61% 		1 496 887 €
9.88% 		2 886 136 €
23.10% 		0 €
0.00%
> 720 days 1 431
4.43% 		0
0.00% 		121
1.14% 		457
4.33% 		853
10.25% 		0
0.00%
> 720 days 1 431
4.43% 		0
0.00% 		121
1.14% 		457
4.33% 		853
10.25% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 13 531 139 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 2 110 192 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 4 110 735 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 4 544 174 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 079 971 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 686 067 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 329 619 € 7 647 998 € 11 308 110 € 12 810 439 € 10 711 964 € 10 055 153 € 2 143 302 €
A+
 0 € 0 € 0 € 0 € 0 € 1 005 336 € 1 042 966 € 187 753 €
A
 1 400 € 590 294 € 2 935 617 € 4 841 520 € 5 354 773 € 3 244 516 € 2 808 110 € 447 996 €
B
 2 750 € 821 353 € 2 751 169 € 3 542 981 € 4 299 041 € 3 682 401 € 3 646 082 € 894 985 €
C
 2 700 € 917 973 € 1 961 212 € 2 923 609 € 3 156 625 € 2 779 711 € 1 943 507 € 477 186 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 614 488 € 135 382 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 90.84 % 85.53 % 79.22 % 68.78 % 56.13 % 36.71 % 15.84 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 64.83 % 33.71 % 8.90 %
A
 100.00 % 89.97 % 94.00 % 89.36 % 77.54 % 58.76 % 35.14 % 10.90 %
B
 100.00 % 94.45 % 85.05 % 79.96 % 70.78 % 55.64 % 40.45 % 19.70 %
C
 100.00 % 88.35 % 75.89 % 66.06 % 55.92 % 51.55 % 35.41 % 22.94 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 34.12 % 19.73 %
Outstanding principal, EUR 0 € 235 046 € 1 294 049 € 2 966 312 € 5 813 727 € 8 371 006 € 17 333 943 € 11 387 837 €
A+
 0 € 0 € 0 € 0 € 0 € 545 446 € 2 051 343 € 1 922 439 €
A
 0 € 65 780 € 187 382 € 576 314 € 1 551 132 € 2 277 407 € 5 182 768 € 3 662 739 €
B
 0 € 48 250 € 483 427 € 888 001 € 1 774 533 € 2 935 395 € 5 367 571 € 3 649 190 €
C
 0 € 121 016 € 623 240 € 1 501 996 € 2 488 062 € 2 612 757 € 3 545 601 € 1 602 784 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 186 660 € 550 685 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 235 045 € 1 197 164 € 2 118 049 € 2 801 977 € 1 942 447 € 1 411 954 € 14 400 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 1 610 € 0 €
A
 0 € 65 780 € 143 982 € 177 942 € 196 234 € 63 574 € 68 836 € 0 €
B
 0 € 48 250 € 448 056 € 641 454 € 842 409 € 607 274 € 390 031 € 4 000 €
C
 0 € 121 016 € 605 127 € 1 298 653 € 1 763 334 € 1 271 599 € 596 988 € 8 200 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 354 488 € 2 200 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 9.16 % 13.39 % 14.84 % 15.04 % 10.18 % 5.16 % 0.11 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.05 % 0.00 %
A
 0.00 % 10.03 % 4.61 % 3.28 % 2.84 % 1.15 % 0.86 % 0.00 %
B
 0.00 % 5.55 % 13.85 % 14.48 % 13.87 % 9.18 % 4.33 % 0.09 %
C
 0.00 % 11.65 % 23.41 % 29.34 % 31.24 % 23.58 % 10.88 % 0.39 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 19.68 % 0.32 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.31 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.58 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.78 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.66 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.59 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 23.18 %
Interest paid, EUR 1 142 € 931 545 € 2 878 525 € 3 918 933 € 4 614 595 € 3 267 564 € 2 243 261 € 194 184 €
A+
 0 € 0 € 0 € 0 € 0 € 151 014 € 149 018 € 12 773 €
A
 61 € 181 102 € 796 189 € 1 173 516 € 1 297 603 € 722 677 € 497 232 € 39 042 €
B
 416 € 322 156 € 1 082 514 € 1 226 839 € 1 549 875 € 1 210 873 € 771 742 € 69 959 €
C
 664 € 428 287 € 999 822 € 1 518 578 € 1 767 116 € 1 182 999 € 612 067 € 52 171 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 213 202 € 20 239 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 172 885 € 778 726 € 1 053 881 € 1 121 930 € 541 633 € 213 576 € 13 263 €
A+
 0 € 0 € 0 € 0 € 0 € 259 € 626 € 313 €
A
 0 € 41 717 € 64 118 € 47 876 € 37 589 € 9 942 € 7 604 € 835 €
B
 0 € 30 763 € 263 440 € 271 400 € 290 304 € 154 679 € 49 202 € 4 029 €
C
 0 € 100 405 € 451 168 € 734 604 € 794 037 € 376 753 € 97 812 € 5 634 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 58 332 € 2 451 €
>90 days overdue, EUR 0 € 172 885 € 768 292 € 1 003 363 € 1 014 279 € 444 554 € 107 208 € 204 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 48 € 0 €
A
 0 € 41 717 € 63 158 € 44 750 € 30 782 € 6 962 € 2 377 € 0 €
B
 0 € 30 763 € 259 911 € 258 562 € 260 955 € 124 718 € 21 654 € 33 €
C
 0 € 100 405 € 445 223 € 700 050 € 722 542 € 312 874 € 52 693 € 126 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 30 436 € 45 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 866 051 €
Receivable fee amount 7 287 210 €
Historical Returns