Statistics
Investor statistics
12665
Active investors
183
Average number of loans Average loans per investor
16.59 %
Average interest rate Return on investment it will always be lower than the interest rate
2 736 €
Average active investment amount Average amount invested per investor
31 196 692 €
Principal received Principal received, including principal paid from Provision fund
10 953 750 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
9349
Total active borrowers
2880 €
Average loan amount
52 months
Average loan term Weighted average loan term
720 €
Average income
782 €
A+ rating
746 €
A rating
710 €
B rating
690 €
C rating
877 €
pk_front_statistics_averageIncome_RATING_CM
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 64 975 599 € | 1 706 723 € | 21 989 268 € | 21 713 049 € | 19 508 818 € | 57 740 € |
Not overdue and returned |
52 185 459 €
80.32% |
1 660 631 €
97.30% |
20 496 605 €
93.21% |
17 427 598 €
80.26% |
12 542 885 €
64.29% |
57 740 €
100.00% |
Overdue |
12 790 139 €
19.68% |
46 092 €
2.70% |
1 492 664 €
6.79% |
4 285 451 €
19.74% |
6 965 933 €
35.71% |
0 €
0.00% |
1-30 days |
3 451 868 €
5.31% |
46 092 €
2.70% |
632 293 €
2.88% |
1 358 239 €
6.26% |
1 415 245 €
7.25% |
0 €
0.00% |
31-60 days |
848 670 €
1.31% |
0 €
0.00% |
107 954 €
0.49% |
282 258 €
1.30% |
458 458 €
2.35% |
0 €
0.00% |
61-90 days |
566 656 €
0.87% |
0 €
0.00% |
81 268 €
0.37% |
181 198 €
0.83% |
304 190 €
1.56% |
0 €
0.00% |
91-720 days |
5 942 238 €
9.15% |
0 €
0.00% |
502 070 €
2.28% |
1 872 366 €
8.62% |
3 567 802 €
18.29% |
0 €
0.00% |
> 720 days |
1 980 707 €
3.05% |
0 €
0.00% |
169 078 €
0.77% |
591 390 €
2.72% |
1 220 238 €
6.25% |
0 €
0.00% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 1 480 479 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 228 754 € | 6 756 685 € | 9 012 534 € | 8 317 725 € | 3 966 051 € | 35 722 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 86.90 % | 75.56 % | 63.14 % | 44.66 % | 20.78 % | 2.41 % |
Outstanding principal, EUR | 0 € | 335 911 € | 2 185 362 € | 5 261 888 € | 10 306 442 € | 15 116 919 € | 1 444 756 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 267 871 € | 1 397 324 € | 2 381 221 € | 2 831 228 € | 1 045 300 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 10.44 % | 15.63 % | 16.68 % | 15.20 % | 5.48 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.95 % |
Interest paid, EUR | 1 142 € | 867 441 € | 2 518 854 € | 3 129 318 € | 3 075 719 € | 1 221 966 € | 194 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 145 364 € | 625 825 € | 774 146 € | 684 955 € | 160 330 € | 0 € |
>90 days overdue, EUR | 0 € | 141 875 € | 584 970 € | 676 718 € | 525 865 € | 72 333 € | 0 € |