Statistics

Investor statistics

13962

Active investors

225

Average number of loans Average loans per investor

15.04 %

Average interest rate Return on investment it will always be lower than the interest rate

3 503 €

Average active investment amount Average amount invested per investor

61 800 855 €

Principal received Principal received, including principal paid from Provision fund

18 876 430 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10652

Total active borrowers

3276 €

Average loan amount

60 months

Average loan term Weighted average loan term

752 €

Average income

838 €

A+ rating

764 €

A rating

741 €

B rating

714 €

C rating

880 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 109 033 180 € 7 439 783 € 35 386 392 € 36 563 859 € 27 044 630 € 2 598 515 €
Amount of issued credits 48 904 174 € 4 930 319 € 14 132 446 € 15 813 615 € 12 304 990 € 1 722 804 €
Amount of issued credits 33 280 2 438 10 923 10 872 8 411 636
Amount of issued credits 33 263 2 438 10 911 10 868 8 410 636
Not overdue and returned 92 004 530 €
84.38% 		7 202 266 €
96.81% 		33 288 302 €
94.07% 		30 936 185 €
84.61% 		18 886 341 €
69.83% 		1 691 436 €
65.09%
Not overdue and returned 31 875 524 €
65.18% 		4 692 801 €
95.18% 		12 034 355 €
85.15% 		10 185 942 €
64.41% 		4 146 701 €
33.70% 		815 724 €
47.35%
Not overdue and returned 28 075
84.36% 		2 366
97.05% 		10 164
93.05% 		9 184
84.47% 		5 963
70.90% 		398
62.58%
Not overdue and returned 28 058
84.35% 		2 366
97.05% 		10 152
93.04% 		9 180
84.47% 		5 962
70.89% 		398
62.58%
Overdue 17 028 650 €
15.62% 		237 517 €
3.19% 		2 098 090 €
5.93% 		5 627 674 €
15.39% 		8 158 290 €
30.17% 		907 079 €
34.91%
Overdue 17 028 650 €
34.82% 		237 517 €
4.82% 		2 098 090 €
14.85% 		5 627 674 €
35.59% 		8 158 290 €
66.30% 		907 079 €
52.65%
Overdue 5 205
15.64% 		72
2.95% 		759
6.95% 		1 688
15.53% 		2 448
29.10% 		238
37.42%
Overdue 5 205
15.65% 		72
2.95% 		759
6.96% 		1 688
15.53% 		2 448
29.11% 		238
37.42%
1-30 days 5 329 055 €
4.89% 		202 034 €
2.72% 		1 145 101 €
3.24% 		1 982 427 €
5.42% 		1 665 984 €
6.16% 		333 509 €
12.83%
1-30 days 5 329 055 €
10.90% 		202 034 €
4.10% 		1 145 101 €
8.10% 		1 982 427 €
12.54% 		1 665 984 €
13.54% 		333 509 €
19.36%
1-30 days 1 674
5.03% 		59
2.42% 		412
3.77% 		612
5.63% 		501
5.96% 		90
14.15%
1-30 days 1 674
5.03% 		59
2.42% 		412
3.78% 		612
5.63% 		501
5.96% 		90
14.15%
31-60 days 1 203 180 €
1.10% 		16 940 €
0.23% 		172 701 €
0.49% 		418 990 €
1.15% 		483 455 €
1.79% 		111 094 €
4.28%
31-60 days 1 203 180 €
2.46% 		16 940 €
0.34% 		172 701 €
1.22% 		418 990 €
2.65% 		483 455 €
3.93% 		111 094 €
6.45%
31-60 days 364
1.09% 		7
0.29% 		48
0.44% 		123
1.13% 		162
1.93% 		24
3.77%
31-60 days 364
1.09% 		7
0.29% 		48
0.44% 		123
1.13% 		162
1.93% 		24
3.77%
61-90 days 636 936 €
0.58% 		4 436 €
0.06% 		70 234 €
0.20% 		190 506 €
0.52% 		291 459 €
1.08% 		80 301 €
3.09%
61-90 days 636 936 €
1.30% 		4 436 €
0.09% 		70 234 €
0.50% 		190 506 €
1.20% 		291 459 €
2.37% 		80 301 €
4.66%
61-90 days 180
0.54% 		1
0.04% 		22
0.20% 		52
0.48% 		84
1.00% 		21
3.30%
61-90 days 180
0.54% 		1
0.04% 		22
0.20% 		52
0.48% 		84
1.00% 		21
3.30%
91-720 days 4 874 917 €
4.47% 		14 108 €
0.19% 		350 481 €
0.99% 		1 470 994 €
4.02% 		2 657 158 €
9.83% 		382 176 €
14.71%
91-720 days 4 874 917 €
9.97% 		14 108 €
0.29% 		350 481 €
2.48% 		1 470 994 €
9.30% 		2 657 158 €
21.59% 		382 176 €
22.18%
91-720 days 1 491
4.48% 		5
0.21% 		153
1.40% 		429
3.95% 		801
9.52% 		103
16.19%
91-720 days 1 491
4.48% 		5
0.21% 		153
1.40% 		429
3.95% 		801
9.52% 		103
16.19%
> 720 days 4 984 563 €
4.57% 		0 €
0.00% 		359 573 €
1.02% 		1 564 756 €
4.28% 		3 060 233 €
11.32% 		0 €
0.00%
> 720 days 4 984 563 €
10.19% 		0 €
0.00% 		359 573 €
2.54% 		1 564 756 €
9.89% 		3 060 233 €
24.87% 		0 €
0.00%
> 720 days 1 496
4.50% 		0
0.00% 		124
1.14% 		472
4.34% 		900
10.70% 		0
0.00%
> 720 days 1 496
4.50% 		0
0.00% 		124
1.14% 		472
4.34% 		900
10.70% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 18 148 964 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 2 794 692 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 5 769 380 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 6 320 904 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 2 466 621 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 797 367 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 335 064 € 7 694 666 € 11 464 542 € 13 105 341 € 11 103 256 € 11 033 893 € 3 361 030 €
A+
 0 € 0 € 0 € 0 € 0 € 1 044 289 € 1 136 508 € 317 873 €
A
 1 400 € 590 973 € 2 952 466 € 4 910 704 € 5 490 174 € 3 391 255 € 3 119 627 € 792 452 €
B
 2 750 € 823 709 € 2 768 583 € 3 587 855 € 4 380 891 € 3 805 077 € 3 975 225 € 1 403 577 €
C
 2 700 € 920 382 € 1 973 617 € 2 965 983 € 3 234 276 € 2 862 636 € 2 103 486 € 670 465 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 699 048 € 176 664 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.05 % 86.05 % 80.32 % 70.37 % 58.18 % 40.29 % 18.52 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 67.34 % 36.73 % 11.37 %
A
 100.00 % 90.08 % 94.54 % 90.64 % 79.50 % 61.41 % 39.04 % 13.74 %
B
 100.00 % 94.72 % 85.59 % 80.97 % 72.13 % 57.50 % 44.10 % 22.21 %
C
 100.00 % 88.58 % 76.37 % 67.02 % 57.30 % 53.09 % 38.32 % 27.18 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 38.81 % 22.16 %
Outstanding principal, EUR 0 € 229 601 € 1 247 381 € 2 809 880 € 5 518 826 € 7 979 714 € 16 355 203 € 14 787 934 €
A+
 0 € 0 € 0 € 0 € 0 € 506 494 € 1 957 802 € 2 476 819 €
A
 0 € 65 101 € 170 532 € 507 130 € 1 415 731 € 2 130 668 € 4 871 251 € 4 976 928 €
B
 0 € 45 894 € 466 014 € 843 128 € 1 692 683 € 2 812 720 € 5 038 427 € 4 917 327 €
C
 0 € 118 606 € 610 834 € 1 459 622 € 2 410 412 € 2 529 832 € 3 385 623 € 1 796 156 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 102 100 € 620 703 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 229 601 € 1 182 820 € 2 102 196 € 2 776 413 € 1 959 903 € 1 554 979 € 53 568 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 12 308 € 1 800 €
A
 0 € 65 101 € 141 944 € 174 075 € 193 162 € 65 776 € 69 997 € 0 €
B
 0 € 45 894 € 440 927 € 634 670 € 837 705 € 614 164 € 456 598 € 5 792 €
C
 0 € 118 606 € 599 949 € 1 293 451 € 1 745 547 € 1 279 963 € 650 875 € 29 001 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 365 201 € 16 974 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.95 % 13.23 % 14.73 % 14.91 % 10.27 % 5.68 % 0.30 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.40 % 0.06 %
A
 0.00 % 9.92 % 4.55 % 3.21 % 2.80 % 1.19 % 0.88 % 0.00 %
B
 0.00 % 5.28 % 13.63 % 14.32 % 13.79 % 9.28 % 5.07 % 0.09 %
C
 0.00 % 11.42 % 23.21 % 29.23 % 30.92 % 23.74 % 11.86 % 1.18 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 20.28 % 2.13 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.05 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.64 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 8.82 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.51 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.46 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 23.05 %
Interest paid, EUR 1 142 € 939 599 € 2 902 108 € 3 966 954 € 4 714 813 € 3 386 168 € 2 470 168 € 340 698 €
A+
 0 € 0 € 0 € 0 € 0 € 156 662 € 164 023 € 27 512 €
A
 61 € 182 397 € 798 644 € 1 181 772 € 1 318 540 € 750 237 € 550 208 € 76 120 €
B
 416 € 323 586 € 1 092 528 € 1 240 901 € 1 580 227 € 1 256 561 € 848 990 € 123 551 €
C
 664 € 433 616 € 1 010 935 € 1 544 280 € 1 816 047 € 1 222 708 € 670 639 € 81 860 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 236 307 € 31 655 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 173 115 € 791 903 € 1 077 267 € 1 155 845 € 579 291 € 251 331 € 27 388 €
A+
 0 € 0 € 0 € 0 € 0 € 307 € 1 186 € 479 €
A
 0 € 41 845 € 65 219 € 48 556 € 39 073 € 10 935 € 9 719 € 2 035 €
B
 0 € 30 875 € 267 892 € 276 727 € 297 691 € 165 672 € 58 020 € 7 950 €
C
 0 € 100 396 € 458 792 € 751 984 € 819 081 € 402 378 € 114 705 € 10 636 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 67 701 € 6 289 €
>90 days overdue, EUR 0 € 173 116 € 783 826 € 1 031 409 € 1 052 321 € 480 191 € 137 440 € 834 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 133 € 17 €
A
 0 € 41 845 € 64 455 € 45 535 € 31 930 € 7 807 € 2 993 € 0 €
B
 0 € 30 875 € 265 154 € 265 091 € 269 027 € 135 191 € 28 508 € 98 €
C
 0 € 100 396 € 454 218 € 720 783 € 751 364 € 337 193 € 66 404 € 332 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 39 402 € 387 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 712 035 €
Receivable fee amount 7 680 183 €
Historical Returns