Statistics
Investor statistics
9191
Active investors
169
Average number of loans Average loans per investor
17.33 %
Average interest rate
2 944 €
Avarge active investment amount Average amount invested per investor
16 477 785 €
Principal received Principal received, including principal paid from Provision fund
5 890 558 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
7754
Total active borrowers
2715 €
Average loan amount
49 months
Average loan term Weighted average loan term
699 €
Average income
743 €
A rating
689 €
B rating
654 €
C rating
Granted loans
Loan statistics
Rating | Total | |||
Amount of issued credits | 43 077 675 € | 15 667 064 € | 14 097 601 € | 13 313 010 € |
Not overdue and returned |
32 625 835 €
75.74% |
14 018 644 €
89.48% |
10 548 824 €
74.83% |
8 058 367 €
60.53% |
Overdue |
10 451 839 €
24.26% |
1 648 420 €
10.52% |
3 548 776 €
25.17% |
5 254 643 €
39.47% |
1-30 days |
3 928 791 €
9.12% |
951 356 €
6.07% |
1 419 155 €
10.07% |
1 558 281 €
11.70% |
31-60 days |
810 895 €
1.88% |
74 192 €
0.47% |
310 353 €
2.20% |
426 350 €
3.20% |
61-90 days |
610 690 €
1.42% |
94 198 €
0.60% |
233 095 €
1.65% |
283 397 €
2.13% |
91-720 days |
4 649 396 €
10.79% |
464 959 €
2.97% |
1 438 735 €
10.21% |
2 745 702 €
20.62% |
> 720 days |
452 067 €
1.05% |
63 716 €
0.41% |
147 438 €
1.05% |
240 912 €
1.81% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 17 289 691 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 1 992 533 € | 5 414 744 € | 6 023 337 € | 2 577 269 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 77.69 % | 60.55 % | 42.20 % | 14.91 % |
Outstanding principal, EUR | 0 € | 572 132 € | 3 527 303 € | 8 251 085 € | 14 712 422 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 292 836 € | 1 514 280 € | 2 186 169 € | 1 108 177 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 11.42 % | 16.93 % | 15.32 % | 6.41 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 17.06 % |
Interest paid, EUR | 1 135 € | 760 381 € | 2 020 982 € | 2 049 069 € | 950 141 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 120 290 € | 461 543 € | 428 600 € | 183 331 € |
>90 days overdue, EUR | 0 € | 110 314 € | 390 210 € | 294 798 € | 69 412 € |