Statistics

Investor statistics

14393

Active investors

243

Average number of loans Average loans per investor

14.46 %

Average interest rate Return on investment it will always be lower than the interest rate

3 987 €

Average active investment amount Average amount invested per investor

81 849 143 €

Principal received Principal received, including principal paid from Provision fund

23 514 390 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11228

Total active borrowers

3486 €

Average loan amount

64 months

Average loan term Weighted average loan term

777 €

Average income

876 €

A+ rating

786 €

A rating

765 €

B rating

728 €

C rating

921 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 137 113 923 € 10 813 823 € 45 834 952 € 46 970 192 € 29 938 170 € 3 556 785 €
Amount of issued credits 57 391 645 € 6 248 662 € 18 159 174 € 18 920 900 € 11 983 758 € 2 079 152 €
Amount of issued credits 39 333 3 538 13 020 12 805 9 089 881
Amount of issued credits 39 316 3 538 13 008 12 801 9 088 881
Not overdue and returned 117 672 612 €
85.82% 		10 530 967 €
97.38% 		42 829 937 €
93.44% 		39 961 990 €
85.08% 		21 929 532 €
73.25% 		2 420 186 €
68.04%
Not overdue and returned 37 950 334 €
66.13% 		5 965 805 €
95.47% 		15 154 159 €
83.45% 		11 912 697 €
62.96% 		3 975 119 €
33.17% 		942 553 €
45.33%
Not overdue and returned 34 075
86.63% 		3 459
97.77% 		12 284
94.35% 		11 025
86.10% 		6 735
74.10% 		572
64.93%
Not overdue and returned 34 058
86.63% 		3 459
97.77% 		12 272
94.34% 		11 021
86.09% 		6 734
74.10% 		572
64.93%
Overdue 19 441 311 €
14.18% 		282 856 €
2.62% 		3 005 015 €
6.56% 		7 008 202 €
14.92% 		8 008 638 €
26.75% 		1 136 599 €
31.96%
Overdue 19 441 311 €
33.87% 		282 856 €
4.53% 		3 005 015 €
16.55% 		7 008 202 €
37.04% 		8 008 638 €
66.83% 		1 136 599 €
54.67%
Overdue 5 258
13.37% 		79
2.23% 		736
5.65% 		1 780
13.90% 		2 354
25.90% 		309
35.07%
Overdue 5 258
13.37% 		79
2.23% 		736
5.66% 		1 780
13.91% 		2 354
25.90% 		309
35.07%
1-30 days 5 616 399 €
4.10% 		218 686 €
2.02% 		1 591 380 €
3.47% 		2 299 540 €
4.90% 		1 222 885 €
4.08% 		283 908 €
7.98%
1-30 days 5 616 399 €
9.79% 		218 686 €
3.50% 		1 591 380 €
8.76% 		2 299 540 €
12.15% 		1 222 885 €
10.20% 		283 908 €
13.65%
1-30 days 1 419
3.61% 		64
1.81% 		345
2.65% 		558
4.36% 		379
4.17% 		73
8.29%
1-30 days 1 419
3.61% 		64
1.81% 		345
2.65% 		558
4.36% 		379
4.17% 		73
8.29%
31-60 days 1 279 670 €
0.93% 		3 386 €
0.03% 		289 501 €
0.63% 		549 579 €
1.17% 		323 105 €
1.08% 		114 099 €
3.21%
31-60 days 1 279 670 €
2.23% 		3 386 €
0.05% 		289 501 €
1.59% 		549 579 €
2.90% 		323 105 €
2.70% 		114 099 €
5.49%
31-60 days 310
0.79% 		4
0.11% 		56
0.43% 		115
0.90% 		96
1.06% 		39
4.43%
31-60 days 310
0.79% 		4
0.11% 		56
0.43% 		115
0.90% 		96
1.06% 		39
4.43%
61-90 days 852 851 €
0.62% 		8 871 €
0.08% 		113 977 €
0.25% 		347 518 €
0.74% 		263 966 €
0.88% 		118 520 €
3.33%
61-90 days 852 851 €
1.49% 		8 871 €
0.14% 		113 977 €
0.63% 		347 518 €
1.84% 		263 966 €
2.20% 		118 520 €
5.70%
61-90 days 216
0.55% 		1
0.03% 		27
0.21% 		79
0.62% 		76
0.84% 		33
3.75%
61-90 days 216
0.55% 		1
0.03% 		27
0.21% 		79
0.62% 		76
0.84% 		33
3.75%
91-720 days 5 746 553 €
4.19% 		51 914 €
0.48% 		602 013 €
1.31% 		1 938 225 €
4.13% 		2 540 964 €
8.49% 		613 437 €
17.25%
91-720 days 5 746 553 €
10.01% 		51 914 €
0.83% 		602 013 €
3.32% 		1 938 225 €
10.24% 		2 540 964 €
21.20% 		613 437 €
29.50%
91-720 days 1 612
4.10% 		10
0.28% 		166
1.27% 		516
4.03% 		758
8.34% 		162
18.39%
91-720 days 1 612
4.10% 		10
0.28% 		166
1.28% 		516
4.03% 		758
8.34% 		162
18.39%
> 720 days 5 945 838 €
4.34% 		0 €
0.00% 		408 144 €
0.89% 		1 873 341 €
3.99% 		3 657 718 €
12.22% 		6 635 €
0.19%
> 720 days 5 945 838 €
10.36% 		0 €
0.00% 		408 144 €
2.25% 		1 873 341 €
9.90% 		3 657 718 €
30.52% 		6 635 €
0.32%
> 720 days 1 701
4.32% 		0
0.00% 		142
1.09% 		512
4.00% 		1 045
11.50% 		2
0.23%
> 720 days 1 701
4.33% 		0
0.00% 		142
1.09% 		512
4.00% 		1 045
11.50% 		2
0.23%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 9 040 977 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 1 125 910 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 3 379 250 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 3 238 537 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 957 920 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 339 360 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 348 075 € 7 879 533 € 12 185 651 € 14 662 897 € 13 263 145 € 15 028 855 € 13 524 968 € 818 550 €
A+
 0 € 0 € 0 € 0 € 0 € 1 224 909 € 1 596 413 € 1 675 642 € 66 760 €
A
 1 400 € 595 766 € 3 001 674 € 5 169 766 € 6 089 557 € 4 104 114 € 4 319 871 € 4 128 186 € 263 580 €
B
 2 750 € 826 225 € 2 826 221 € 3 802 445 € 4 874 179 € 4 542 292 € 5 314 706 € 5 480 706 € 379 696 €
C
 2 700 € 926 084 € 2 051 638 € 3 213 440 € 3 699 160 € 3 391 829 € 2 856 203 € 1 738 432 € 74 545 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 941 662 € 502 001 € 33 969 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.55 % 88.12 % 85.37 % 78.73 % 69.50 % 54.87 % 36.37 % 9.05 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 78.99 % 51.59 % 33.23 % 5.93 %
A
 100.00 % 90.81 % 96.12 % 95.42 % 88.18 % 74.32 % 54.06 % 32.15 % 7.80 %
B
 100.00 % 95.01 % 87.37 % 85.81 % 80.25 % 68.64 % 58.96 % 40.63 % 11.72 %
C
 100.00 % 89.13 % 79.38 % 72.61 % 65.53 % 62.90 % 52.03 % 39.49 % 7.78 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 52.28 % 35.45 % 10.01 %
Outstanding principal, EUR 0 € 216 590 € 1 062 514 € 2 088 771 € 3 961 269 € 5 819 825 € 12 360 241 € 23 663 763 € 8 222 427 €
A+
 0 € 0 € 0 € 0 € 0 € 325 873 € 1 497 897 € 3 367 180 € 1 059 150 €
A
 0 € 60 308 € 121 325 € 248 068 € 816 348 € 1 417 809 € 3 671 006 € 8 710 503 € 3 115 670 €
B
 0 € 43 378 € 408 375 € 628 537 € 1 199 394 € 2 075 504 € 3 698 946 € 8 007 994 € 2 858 841 €
C
 0 € 112 905 € 532 813 € 1 212 165 € 1 945 527 € 2 000 639 € 2 632 906 € 2 663 809 € 883 375 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 859 485 € 914 277 € 305 391 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 216 590 € 1 062 515 € 1 911 554 € 2 599 685 € 2 067 474 € 2 224 061 € 1 610 513 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 28 609 € 0 €
A
 0 € 60 308 € 121 325 € 161 509 € 189 811 € 81 364 € 192 434 € 203 405 € 0 €
B
 0 € 43 378 € 408 376 € 579 225 € 769 545 € 673 713 € 674 369 € 662 961 € 0 €
C
 0 € 112 904 € 532 813 € 1 170 820 € 1 640 328 € 1 305 455 € 889 931 € 546 431 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 450 966 € 169 106 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.45 % 11.88 % 13.39 % 13.96 % 10.83 % 8.12 % 4.33 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.57 % 0.00 %
A
 0.00 % 9.19 % 3.88 % 2.98 % 2.75 % 1.47 % 2.41 % 1.58 % 0.00 %
B
 0.00 % 4.99 % 12.63 % 13.07 % 12.67 % 10.18 % 7.48 % 4.91 % 0.00 %
C
 0.00 % 10.87 % 20.62 % 26.46 % 29.06 % 24.21 % 16.21 % 12.41 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 25.04 % 11.94 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 12.34 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.05 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 9.88 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 13.87 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 18.46 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 22.62 %
Interest paid, EUR 1 142 € 966 573 € 3 077 883 € 4 266 850 € 5 256 728 € 4 023 477 € 3 688 767 € 2 007 681 € 74 146 €
A+
 0 € 0 € 0 € 0 € 0 € 184 156 € 256 270 € 183 574 € 6 066 €
A
 61 € 186 499 € 816 057 € 1 213 989 € 1 415 435 € 889 183 € 834 207 € 564 609 € 22 635 €
B
 416 € 328 791 € 1 149 361 € 1 324 855 € 1 752 528 € 1 489 968 € 1 252 688 € 781 041 € 30 382 €
C
 664 € 451 283 € 1 112 465 € 1 728 006 € 2 088 766 € 1 460 171 € 993 811 € 337 932 € 11 144 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 351 791 € 140 525 € 3 918 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 186 693 € 828 605 € 1 167 603 € 1 315 486 € 764 332 € 448 578 € 201 296 € 6 791 €
A+
 0 € 0 € 0 € 0 € 0 € 726 € 1 311 € 1 509 € 128 €
A
 0 € 46 901 € 66 466 € 54 213 € 44 149 € 15 329 € 18 737 € 18 604 € 1 358 €
B
 0 € 33 561 € 286 160 € 298 697 € 328 936 € 225 108 € 106 765 € 74 644 € 2 651 €
C
 0 € 106 231 € 475 979 € 814 693 € 942 402 € 523 169 € 200 793 € 74 019 € 2 278 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 120 972 € 32 520 € 376 €
>90 days overdue, EUR 0 € 186 693 € 828 570 € 1 147 031 € 1 250 244 € 683 793 € 336 282 € 75 931 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 490 € 733 € 87 € 0 €
A
 0 € 46 901 € 66 466 € 52 971 € 39 497 € 12 372 € 10 644 € 2 896 € 0 €
B
 0 € 33 561 € 286 158 € 294 092 € 311 594 € 197 560 € 76 741 € 24 533 € 0 €
C
 0 € 106 231 € 475 946 € 799 968 € 899 153 € 473 371 € 153 189 € 34 942 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 94 974 € 13 473 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 980 946 €
Receivable fee amount 8 827 060 €
Historical Returns