Statistics

Investor statistics

14094

Active investors

236

Average number of loans Average loans per investor

14.69 %

Average interest rate Return on investment it will always be lower than the interest rate

3 771 €

Average active investment amount Average amount invested per investor

72 787 159 €

Principal received Principal received, including principal paid from Provision fund

21 431 406 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

10885

Total active borrowers

3392 €

Average loan amount

62 months

Average loan term Weighted average loan term

767 €

Average income

859 €

A+ rating

777 €

A rating

756 €

B rating

722 €

C rating

905 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 124 070 696 € 9 165 233 € 40 916 782 € 42 295 255 € 28 617 350 € 3 076 075 €
Amount of issued credits 53 144 270 € 5 621 031 € 16 171 078 € 17 540 633 € 11 907 859 € 1 903 668 €
Amount of issued credits 36 574 3 037 12 086 11 913 8 784 754
Amount of issued credits 36 557 3 037 12 074 11 909 8 783 754
Not overdue and returned 105 523 618 €
85.05%
8 904 058 €
97.15%
38 257 102 €
93.50%
35 550 649 €
84.05%
20 806 952 €
72.71%
2 004 857 €
65.18%
Not overdue and returned 34 597 192 €
65.10%
5 359 856 €
95.35%
13 511 398 €
83.55%
10 796 028 €
61.55%
4 097 461 €
34.41%
832 450 €
43.73%
Not overdue and returned 31 320
85.63%
2 954
97.27%
11 322
93.68%
10 124
84.98%
6 446
73.38%
474
62.86%
Not overdue and returned 31 303
85.63%
2 954
97.27%
11 310
93.67%
10 120
84.98%
6 445
73.38%
474
62.86%
Overdue 18 547 078 €
14.95%
261 176 €
2.85%
2 659 681 €
6.50%
6 744 606 €
15.95%
7 810 398 €
27.29%
1 071 218 €
34.82%
Overdue 18 547 078 €
34.90%
261 176 €
4.65%
2 659 681 €
16.45%
6 744 606 €
38.45%
7 810 398 €
65.59%
1 071 218 €
56.27%
Overdue 5 254
14.37%
83
2.73%
764
6.32%
1 789
15.02%
2 338
26.62%
280
37.14%
Overdue 5 254
14.37%
83
2.73%
764
6.33%
1 789
15.02%
2 338
26.62%
280
37.14%
1-30 days 5 829 638 €
4.70%
231 041 €
2.52%
1 455 712 €
3.56%
2 552 870 €
6.04%
1 232 250 €
4.31%
357 765 €
11.63%
1-30 days 5 829 638 €
10.97%
231 041 €
4.11%
1 455 712 €
9.00%
2 552 870 €
14.55%
1 232 250 €
10.35%
357 765 €
18.79%
1-30 days 1 615
4.42%
67
2.21%
399
3.30%
636
5.34%
419
4.77%
94
12.47%
1-30 days 1 615
4.42%
67
2.21%
399
3.30%
636
5.34%
419
4.77%
94
12.47%
31-60 days 1 290 401 €
1.04%
9 110 €
0.10%
270 401 €
0.66%
522 687 €
1.24%
377 219 €
1.32%
110 983 €
3.61%
31-60 days 1 290 401 €
2.43%
9 110 €
0.16%
270 401 €
1.67%
522 687 €
2.98%
377 219 €
3.17%
110 983 €
5.83%
31-60 days 330
0.90%
7
0.23%
46
0.38%
133
1.12%
116
1.32%
28
3.71%
31-60 days 330
0.90%
7
0.23%
46
0.38%
133
1.12%
116
1.32%
28
3.71%
61-90 days 720 882 €
0.58%
171 €
0.00%
171 026 €
0.42%
249 900 €
0.59%
247 782 €
0.87%
52 003 €
1.69%
61-90 days 720 882 €
1.36%
171 €
0.00%
171 026 €
1.06%
249 900 €
1.42%
247 782 €
2.08%
52 003 €
2.73%
61-90 days 184
0.50%
2
0.07%
30
0.25%
68
0.57%
68
0.77%
16
2.12%
61-90 days 184
0.50%
2
0.07%
30
0.25%
68
0.57%
68
0.77%
16
2.12%
91-720 days 5 032 136 €
4.06%
20 853 €
0.23%
355 740 €
0.87%
1 608 527 €
3.80%
2 496 549 €
8.72%
550 467 €
17.90%
91-720 days 5 032 136 €
9.47%
20 853 €
0.37%
355 740 €
2.20%
1 608 527 €
9.17%
2 496 549 €
20.97%
550 467 €
28.92%
91-720 days 1 508
4.12%
7
0.23%
151
1.25%
456
3.83%
752
8.56%
142
18.83%
91-720 days 1 508
4.13%
7
0.23%
151
1.25%
456
3.83%
752
8.56%
142
18.83%
> 720 days 5 674 021 €
4.57%
0 €
0.00%
406 801 €
0.99%
1 810 622 €
4.28%
3 456 598 €
12.08%
0 €
0.00%
> 720 days 5 674 021 €
10.68%
0 €
0.00%
406 801 €
2.52%
1 810 622 €
10.32%
3 456 598 €
29.03%
0 €
0.00%
> 720 days 1 617
4.42%
0
0.00%
138
1.14%
496
4.16%
983
11.19%
0
0.00%
> 720 days 1 617
4.42%
0
0.00%
138
1.14%
496
4.16%
983
11.19%
0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 33 186 480 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 4 520 142 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 11 299 770 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 12 052 301 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 039 341 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 274 927 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 344 030 € 7 833 273 € 11 931 154 € 14 050 026 € 12 450 804 € 13 487 973 € 8 818 941 €
A+
0 € 0 € 0 € 0 € 0 € 1 159 459 € 1 361 827 € 1 022 894 €
A
1 400 € 595 020 € 2 991 852 € 5 070 996 € 5 866 578 € 3 828 590 € 3 870 143 € 2 521 125 €
B
2 750 € 824 872 € 2 811 175 € 3 727 695 € 4 666 089 € 4 271 303 € 4 810 142 € 3 638 006 €
C
2 700 € 924 138 € 2 030 247 € 3 132 463 € 3 517 359 € 3 191 452 € 2 614 423 € 1 295 947 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 831 438 € 340 969 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.40 % 87.60 % 83.58 % 75.44 % 65.25 % 49.25 % 26.57 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 74.77 % 44.01 % 22.63 %
A
100.00 % 90.69 % 95.80 % 93.60 % 84.95 % 69.33 % 48.43 % 22.31 %
B
100.00 % 94.86 % 86.91 % 84.13 % 76.83 % 64.54 % 53.37 % 30.19 %
C
100.00 % 88.95 % 78.56 % 70.78 % 62.31 % 59.18 % 47.63 % 32.08 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 46.16 % 26.74 %
Outstanding principal, EUR 0 € 220 635 € 1 108 774 € 2 343 268 € 4 574 140 € 6 632 165 € 13 901 123 € 24 367 540 €
A+
0 € 0 € 0 € 0 € 0 € 391 323 € 1 732 482 € 3 497 248 €
A
0 € 61 054 € 131 147 € 346 839 € 1 039 327 € 1 693 333 € 4 120 734 € 8 778 645 €
B
0 € 44 731 € 423 422 € 703 287 € 1 407 485 € 2 346 493 € 4 203 511 € 8 414 295 €
C
0 € 114 850 € 554 205 € 1 293 142 € 2 127 328 € 2 201 016 € 2 874 686 € 2 743 394 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 969 709 € 933 959 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 220 635 € 1 103 276 € 1 968 664 € 2 667 191 € 2 026 113 € 2 046 839 € 673 440 €
A+
0 € 0 € 0 € 0 € 0 € 7 124 € 11 930 € 1 800 €
A
0 € 61 054 € 128 849 € 168 238 € 192 267 € 65 566 € 141 431 € 5 138 €
B
0 € 44 731 € 420 766 € 599 143 € 802 169 € 652 433 € 601 176 € 298 731 €
C
0 € 114 850 € 553 660 € 1 201 283 € 1 672 755 € 1 300 991 € 837 736 € 271 871 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 454 566 € 95 900 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.60 % 12.34 % 13.79 % 14.32 % 10.62 % 7.47 % 2.03 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.46 % 0.39 % 0.04 %
A
0.00 % 9.31 % 4.13 % 3.11 % 2.78 % 1.19 % 1.77 % 0.05 %
B
0.00 % 5.14 % 13.01 % 13.52 % 13.21 % 9.86 % 6.67 % 2.48 %
C
0.00 % 11.05 % 21.42 % 27.14 % 29.63 % 24.13 % 15.26 % 6.73 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 25.24 % 7.52 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.05 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.78 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.09 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.59 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.23 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.85 %
Interest paid, EUR 1 142 € 955 290 € 3 011 495 € 4 167 822 € 5 040 272 € 3 768 071 € 3 198 284 € 1 142 718 €
A+
0 € 0 € 0 € 0 € 0 € 173 334 € 217 153 € 104 716 €
A
61 € 185 298 € 808 628 € 1 202 701 € 1 378 720 € 833 844 € 716 593 € 302 793 €
B
416 € 326 991 € 1 125 281 € 1 297 360 € 1 677 553 € 1 394 507 € 1 092 094 € 439 649 €
C
664 € 443 001 € 1 077 586 € 1 667 761 € 1 983 999 € 1 366 386 € 867 256 € 211 463 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 305 189 € 84 097 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 180 509 € 806 521 € 1 111 766 € 1 248 088 € 682 566 € 356 748 € 103 449 €
A+
0 € 0 € 0 € 0 € 0 € 519 € 1 056 € 971 €
A
0 € 44 306 € 65 202 € 51 669 € 41 895 € 13 447 € 15 105 € 10 229 €
B
0 € 32 288 € 278 643 € 283 231 € 321 583 € 200 856 € 82 976 € 39 133 €
C
0 € 103 915 € 462 676 € 776 866 € 884 611 € 467 744 € 159 466 € 35 532 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 98 145 € 17 585 €
>90 days overdue, EUR 0 € 180 509 € 804 706 € 1 082 938 € 1 169 192 € 595 045 € 246 049 € 23 288 €
A+
0 € 0 € 0 € 0 € 0 € 240 € 477 € 52 €
A
0 € 44 306 € 65 072 € 49 701 € 36 522 € 10 419 € 7 770 € 38 €
B
0 € 32 288 € 277 984 € 276 102 € 299 527 € 171 717 € 52 537 € 6 513 €
C
0 € 103 915 € 461 649 € 757 135 € 833 144 € 412 668 € 114 164 € 11 208 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 71 101 € 5 477 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 1 248 409 €
Receivable fee amount 8 123 559 €
Historical Returns