Cookie policy

COOKIE POLICY

In this Cookie Policy (hereinafter, the Policy), we inform you about the technologies used on this website that help ensure the proper functioning of the website or monitor and analyse the behaviour of visitors of the website during their browsing sessions.

WHAT ARE COOKIES?

A cookie is a small text file that a website sends to your web browser when you visit it and stores it on the device that you are using. For this reason, the site may "remember" your actions and options (such as registration name, language, font size, and other display options) for a certain period of time so that you do not have to re-enter them each time you visit the site.

WHAT ARE COOKIES?

The websites use own/first party and/or third-party cookies. According to the function they perform, the cookies classify to:

Necessary cookies. These cookies activate the basic browsing or access functions of the website. Without these cookies, the website will not work properly
Statistical or analytic cookies that collect anonymous information and provide reports from which the website manager can learn how visitors use the website information aggregated into reports that allow the website owner to understand how visitors use the website.
Marketing or advertising cookies. They are used to track visitors on many websites to serve advertising that are tailored to them. They also limit the number of advertisings displayed and help evaluate the effectiveness of advertising campaigns. These are mostly cookies from third-party advertisers.

Cookies are divided into session and persistent cookies according to their validity period.

In terms of the location of their creation, there are two types of cookies:

First-party or own cookies are created on the website that you are visiting.;
Third-party cookies are created by other websites. As a rule, these sites own and include certain content, such as ads or images, that appears on the website you are visiting,

Trackers and digital fingerprinting are more sophisticated technologies that work without cookies (files stored on the user's device). For example, when a webpage uses tracking pixels / tags, a 1-pixel "image" is loaded each time a user accesses a particular webpage element, so that the server learns that a particular user with a specific IP address was in that webpage element, and that information is stored on the server. If the user does not consent to the collection of personal data, such elements of the website are disabled immediately. Digital IDs are highly accurate, generated by a user’s smart device, and unique IDs allow the same user to be identified at any time later.

Web beacons, uXDT, or Ultrasonic tracking technology work in such a way that when a website is visited, the computer generates an ultrasonic signal that is inaudible to humans but received by other smart devices running a certain app at the same time. The use of this technology requires a data protection impact assessment

HOW WE USE COOKIES?

We use cookies so that:

the website could recognize you and remember your settings and preferences;
by analysing your actions on the website, we could constantly improve its performance.

We do not use cookies to identify you. The cookies on our website are not used for any purpose other than those described here.

WHAT COOKIES DO WE USE?

We use the following cookies on the website:

Cookie Name	Cookie Category	Description	validity period
PHPSESSID	Necessary cookie	Session ID cookie used to ensure page functionality (e.g., returning to the last list position).	Session
hl	Necessary cookie	Cookie used to store language settings.	1 year
_vwo_uuid_v2	Statistics cookie	Cookie used for testing and analyzing user behavior.	1 year
CookieConsent	Necessary cookie	Cookie used to store the website visitor’s cookie consent preference.	1 year
soundestID	Marketing cookie	Cookie used for email marketing (Omnisend).	Session
omnisendSessionID	Marketing cookie	Tracking cookie from Omnisend – used for email automation.	1 day
_fbp	Marketing cookie	Helps deliver targeted advertising to the user.	3 months
_ga_1QNMPY3YPM	Statistics cookie	Used by Google Analytics to track user activity.	1 year 1 month
_gcl_au	Marketing cookie	Cookie used by Google AdSense. Helps deliver targeted advertising to the user.	2 months
_ga	Statistics cookie	Google Analytics cookies used to distinguish users.	1 year 1 month
datr	Marketing cookie	Cookie that identifies whether the browser was used to log into Facebook, regardless of the user.	Session
VISITOR_PRIVACY_METADATA	Necessary cookie	ouTube cookie used to store user privacy and consent settings.	6 months
VISITOR_INFO1_LIVE	Marketing cookie	Cookie that allows embedding YouTube videos.	6 months
YSC	Marketing cookie	Cookie that allows embedding YouTube videos.	Session
bcookie	Marketing cookie	LinkedIn browser ID cookie used for tracking and identifying users.	1 year
C	Marketing cookie	Used to identify the user across websites for advertising purposes.	1 year 1 month
li_gc	Necessary cookie	Stores user consent for LinkedIn cookies.	5 months
lidc	Marketing cookie	Optimizes data routing and performance for LinkedIn.	1 day
partner-eb0ef7ea	Marketing cookie	Used for tracking users and personalizing ads across partner network.	1 day
test_cookie	Marketing cookie	Used to check if the user’s browser supports cookies.	1 day

THIRD-pARTY Services

We regularly use Google Analytics software to optimize marketing messages from Google LLC. It allows tracking visitors online behaviour: the time spent on the website, geographic location and usage specifics of the website. This information is collected through tracking pixels and/or cookies. The information obtained through tracking pixels and/or cookies is anonymous and is not bundled with personal data. Google processes personal information on its servers in various countries around the world. Personal information can be processed on a server that is not in the country where the user resides. We do not share this information with any other third parties that would be able to access it freely.

This website has an interface with third-party communication channels “Linkedin”, “Facebook” and “Youtube” where we place information about the Company's activities and act as separate data controllers. The cookies used by this channel allow us to obtain aggregated statistics and insights into how visitors interact with our posts, ads, this website, videos and other content on these social media.

You can learn more about the third-party monitoring technologies used on our website here:

Cookie identifier	Description	The moment of creation	Expiry date
„Linkedin“ visitor monitoring technologies used	„Linkedin“ visitor monitoring technologies are used to identify the visitor, ensure the safety of the visitor's account, monitor his behavior and provide adapted content, including advertisements.	During the visit	More information about Linkedin cookies: https://www.linkedin.com/legal/cookie-policy
User monitoring technologies used by Facebook	Facebook visitor and Messenger user monitoring technologies are used to identify the visitor, monitor their behavior and improve their content.	During the visit	More information about Facebook and Facebook Messenger cookies: https://www.facebook.com/policies/cookies
Youtube user monitoring technologies	Youtube visitor monitoring technologies are used to identify the visitor, monitor his / her behavior and provide customized content.	During the visit	More information on Youtube cookies: https://policies.google.com/technologies/cookies?hl=en

Cookie identifier

Description

The moment of creation

Expiry date

„Linkedin“ visitor monitoring technologies used

„Linkedin“ visitor monitoring technologies are used to identify the visitor, ensure the safety of the visitor's account, monitor his behavior and provide adapted content, including advertisements.

During the visit

More information about Linkedin cookies: https://www.linkedin.com/legal/cookie-policy

User monitoring technologies used by Facebook

Facebook visitor and Messenger user monitoring technologies are used to identify the visitor, monitor their behavior and improve their content.

During the visit

More information about Facebook and Facebook Messenger cookies: https://www.facebook.com/policies/cookies

Youtube user monitoring technologies

Youtube visitor monitoring technologies are used to identify the visitor, monitor his / her behavior and provide customized content.

During the visit

More information on Youtube cookies: https://policies.google.com/technologies/cookies?hl=en

HOW TO MANAGE COOKIES?

In order for the website to function properly, you do not have to accept all the cookies used here but doing so will make browsing easier for you. You can block all but the necessary cookies, however, some features of this website may not work as intended and you may need to reset some options each time you visit our website.

Most browsers allow you:

to check which cookies are stored and to delete cookies one by one;
block all third-party cookies;
block cookies from specific websites;
block all cookies on the website;
delete all cookie preferences when closing the browser.

How to disable cookies?

You can refuse cookies by adjusting the cookie settings on our website. When you open the page, you will see a cookie icon at the bottom right corner. By clicking this icon, you will access the cookie settings. You can disable all cookies except those that are necessary. After making your changes, click the “Save” button at the bottom.

It is important to remember that the website requires "Required cookies" to function properly, it is not possible to disable these cookies.

Versions of the cookie policy

We regularly review the cookies used on the website and, if necessary, notify you of any material changes to the visitor tracking technology used here by updating this Cookie Policy.

The latest revision of this Policy was made on 05/28/2025.

Cookie name	Provider	Purpose	Valid period	Type
hl	paskoluklubas.lt	Used to save website language	1 year	Necessary
PHPSESSID	NEO Finance, AB	Cookie is designed to realize the functionality of a website.	Session	Necessary
cookies_warning_dismissed	neofinance.com	Remembers that you dismissed the cookies notification	Until obtaining consent.	Necessery
JSESSIONID	neofinance.com	Is a cookie in J2EE web application which is used in session tracking	Session	Necessery

Cookie name	Provider	Purpose	Valid period	Type
_fbp	Facebook	Is used to distinguish and keep track of your unique users	90 d.	Marketing
_clck	Microsoft Clarity	to store a unique user ID.	1 year	Marketing
_fbc	Facebook	Is only set when a user arrives at website from an Ad	90 d.	Marketing
_webpushrEndPoint	Webpushr	To store user preferences	Session	Marketing
_webpushrLastVisit	Webpushr	This cookie stores timestamp associated with the user’s last visit on the site.	Session	Marketing
aid	Google Analytics	This cookie links your activities on other devices previously logged into using your Google account.	2 y.	Marketing
rl_trait	RudderStack	To store performed actions on the website.	1 y.	Marketing
CONSENT	neofinance.com	The cookie is intended to indicate that the user has accepted cookies.	1 y.	Marketing
__Secure-3PAPISID	Google	Builds a profile of website visitor interests to show relevant and personalised ads through retargeting.	2 y.	Marketing
__Secure-3PSID	Google	Builds a profile of website visitor interests to show relevant and personalised ads through retargeting.	2 y.	Marketing
BITRIX_SM_GUEST_ID	Bitrix	Stores information about the unique ID of the website authorized user	1 y.	Marketing
_ptref	Prezi	Cookie targets ads based on behavioural profiling and geographical location.	1 d.	Marketing
ANONCHK	Microsoft Clarity	This cookie ensures that clicks from advertisement on the Bing search engine are verified and it is used for reporting purposes and for personalization.	10 minutes	Marketing
MUID	Microsoft Clarity	To store and track visits across websites.	1 year	Marketing

Cookie name	Provider	Purpose	Valid period	Type
_vwo_uuid_v2	Visual Website Optimiser (VWO)	Used to track visitor movements anonymously.	366 d.	Statistics
_hjid	Hotjar	It is used to persist the Hotjar User ID	365 d.	Statistics
_gcl_au	Google Ads	Is used by Google AdSense for experimenting with advertisement efficiency	90 d.	Statistics
_ga	Google Analitics	Used to distinguish users.	90 d.	Statistics
_gid	Google Analitics	Used to distinguish users.	90 d.	Statistics
_hjAbsoluteSessionInProgress	Hotjar	This cookie is used to detect the first pageview session of a user.	30 min.	Statistics
_gcl_aw	Google Ads	Is used by the conversion linker for click information	90 d.	Statistics
_gaexp	Google Analitics	To store ID's of experiments and sessions for A/B testing.	90 d.	Statistics
_ga_1QNMPY3YPM	G4 Analytics	Used to persist session state.	2 years	Statistic
_hjIncludedInSample	Hotjar	Helps with Hotjar features by identifying visitors during a session.	Session	Statistics
_clsk	Microsoft Clarity	To store and combine pageviews by a user into a single session recording.	1 day	Statistical
_uetsid	Microsoft Bing Ads	It allows to engage with a user that has previously visited website.	30 min after session	Statistics
_uetvid	Microsoft Bing Ads	It allows to engage with a user that has previously visited website.	16 d.	Statistics
_hjSessionRejected	Hotjar	This cookie is only applied in extremely rare situations to prevent severe performance issues	Session	Statistics
_hjTLDTest	Hotjar	When the Hotjar script executes try to determine the most generic cookie path should use, instead of the page hostname. This is done so that cookies can be shared across subdomains (where applicable).	Session	Statistics
__utmc	Google Analitics	Information to the server sent anonymously. Cookies identify unique visitors and monitors the user sessions	6 m.	Statistics
_gat_myTracker	Google Analytics, VWO	Cookie required for testing	Session	Statistics
_hjIncludedInPageviewSample	Hotjar	This cookie is set to let Hotjar know whether that user is included in the data sampling defined by your site's pageview limit.	30 min.	Statistics
__utmz	Google Analytics	This cookie stores how the user reached website, whether it is directly by.	Session	Statistics
_hjFirstSeen	Hotjar	This is set to identify a new user's first session.	Session	Statistics
__utma	Google Analytics	This cookie is typically written to the browser upon the first visit to site from that web browser.	2 y.	Statistics
__utmt	Google Analytics	To store number of service requests.	10 min.	Statistics
__utmb	Google Analytics	To store time of visit.	Session	Statistics
_vis_opt_test_cookie	Visual Website Optimizer	This is a session cookie generated to detect if the cookies are enabled on the browser of the user or not.	Session	Statistics
_uetmsclkid	Microsoft Bing Ads	The advertiser’s site to capture the Microsoft Click ID from the URL.	90 d.	Statistics
_hjIncludedInSessionSample	Hotjar	This cookie is set to let Hotjar know whether that user is included in the data sampling defined by site's daily session limit.	30 min.	Statistics
_vwo	Visual Website Optimizer (VWO)	It generates a unique id for every visitor and is used for the report segmentation feature in VWO, and it also allows you to view data in a more refined manner.	74 y.	Statistics
_v	neofinance.com	To register a unique page load ID.	Session	Statistics
OTZ	Google Analytics	Cookie used to provides an aggregate analysis of Website visitors	7 min.	Statistics
_gat	Google Analitics	These cookies are used to collect information about how visitors use website.	1 d.	Statistics
_gaexp_rc	Google Analytics	This cookie is used by Google Analytics to determine if the visitor is included in campaigns.	10 sec.	Statistics
_opt_expid	Google Ads	This cookie is generated by testing the redirect page version. It stores the test ID, the variation ID, and the redirect to the page that is being redirected.	10 sek.	Statistics
prli_visitor	Pretty Links	Cookie collect information in an anonymous form, including the tracking of visitor activity across clicks, the number of clicks per link and where visitors have come to the site from.	1 y.	Statistics
ai_user	Microsoft Application	This is a unique user identifier cookie enabling counting of the number of users accessing the application over time.	1 y.	Statistics
CLID	Microsoft Clarity	The purpose of this cookie is for heatmap and session recording.	1 year	Statistical
MR	Microsoft Clarity	Indicates whether to refresh MUID.	1 week	Statistical
SM	Microsoft Clarity	Used by Microsoft's Clarity analytics service to synchronise the MUID across Microsoft domains	End of session	Statistical