Statistics

Investor statistics

16017

Active investors

323

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 782 €

Average active investment amount Average amount invested per investor

170 737 242 €

Principal received Principal received, including principal paid from Provision fund

48 292 883 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13716

Total active borrowers

4081 €

Average loan amount

67 months

Average loan term Weighted average loan term

881 €

Average income

965 €

A+ rating

871 €

A rating

892 €

B rating

813 €

C rating

981 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 257 661 259 € 18 413 919 € 75 896 976 € 103 588 246 € 48 827 042 € 10 926 745 €
Amount of issued credits 92 610 114 € 5 548 392 € 23 106 141 € 40 137 729 € 18 166 960 € 5 648 529 €
Amount of issued credits 63 121 6 515 19 747 22 477 12 169 2 197
Amount of issued credits 63 104 6 515 19 735 22 473 12 168 2 197
Not overdue and returned 215 643 592 €
83.69% 		17 599 602 €
95.58% 		68 700 482 €
90.52% 		86 170 384 €
83.19% 		36 276 711 €
74.30% 		6 888 083 €
63.04%
Not overdue and returned 50 733 300 €
54.78% 		4 734 075 €
85.32% 		15 928 393 €
68.94% 		22 788 659 €
56.78% 		5 669 945 €
31.21% 		1 609 867 €
28.50%
Not overdue and returned 55 306
87.62% 		6 389
98.07% 		18 693
94.66% 		19 471
86.63% 		9 408
77.31% 		1 329
60.49%
Not overdue and returned 55 289
87.62% 		6 389
98.07% 		18 681
94.66% 		19 467
86.62% 		9 407
77.31% 		1 329
60.49%
Overdue 41 876 813 €
16.25% 		814 317 €
4.42% 		7 177 749 €
9.46% 		17 349 070 €
16.75% 		12 497 015 €
25.59% 		4 038 663 €
36.96%
Overdue 41 876 813 €
45.22% 		814 317 €
14.68% 		7 177 749 €
31.06% 		17 349 070 €
43.22% 		12 497 015 €
68.79% 		4 038 663 €
71.50%
Overdue 7 784
12.33% 		126
1.93% 		1 048
5.31% 		2 994
13.32% 		2 748
22.58% 		868
39.51%
Overdue 7 784
12.34% 		126
1.93% 		1 048
5.31% 		2 994
13.32% 		2 748
22.58% 		868
39.51%
1-30 days 12 152 433 €
4.72% 		496 123 €
2.69% 		3 098 536 €
4.08% 		5 742 295 €
5.54% 		2 137 190 €
4.38% 		678 288 €
6.21%
1-30 days 12 152 433 €
13.12% 		496 123 €
8.94% 		3 098 536 €
13.41% 		5 742 295 €
14.31% 		2 137 190 €
11.76% 		678 288 €
12.01%
1-30 days 1 972
3.12% 		83
1.27% 		438
2.22% 		919
4.09% 		387
3.18% 		145
6.60%
1-30 days 1 972
3.13% 		83
1.27% 		438
2.22% 		919
4.09% 		387
3.18% 		145
6.60%
31-60 days 2 309 129 €
0.90% 		4 755 €
0.03% 		410 705 €
0.54% 		1 169 798 €
1.13% 		504 016 €
1.03% 		219 854 €
2.01%
31-60 days 2 309 129 €
2.49% 		4 755 €
0.09% 		410 705 €
1.78% 		1 169 798 €
2.91% 		504 016 €
2.77% 		219 854 €
3.89%
31-60 days 409
0.65% 		6
0.09% 		58
0.29% 		199
0.89% 		98
0.81% 		48
2.18%
31-60 days 409
0.65% 		6
0.09% 		58
0.29% 		199
0.89% 		98
0.81% 		48
2.18%
61-90 days 1 609 435 €
0.62% 		28 699 €
0.16% 		234 631 €
0.31% 		667 367 €
0.64% 		437 296 €
0.90% 		241 443 €
2.21%
61-90 days 1 609 435 €
1.74% 		28 699 €
0.52% 		234 631 €
1.02% 		667 367 €
1.66% 		437 296 €
2.41% 		241 443 €
4.27%
61-90 days 258
0.41% 		3
0.05% 		41
0.21% 		92
0.41% 		75
0.62% 		47
2.14%
61-90 days 258
0.41% 		3
0.05% 		41
0.21% 		92
0.41% 		75
0.62% 		47
2.14%
91-720 days 13 948 716 €
5.41% 		248 987 €
1.35% 		2 272 495 €
2.99% 		5 605 194 €
5.41% 		3 843 385 €
7.87% 		1 978 655 €
18.11%
91-720 days 13 948 716 €
15.06% 		248 987 €
4.49% 		2 272 495 €
9.84% 		5 605 194 €
13.96% 		3 843 385 €
21.16% 		1 978 655 €
35.03%
91-720 days 2 239
3.55% 		25
0.38% 		266
1.35% 		855
3.80% 		690
5.67% 		403
18.34%
91-720 days 2 239
3.55% 		25
0.38% 		266
1.35% 		855
3.80% 		690
5.67% 		403
18.34%
> 720 days 11 857 100 €
4.60% 		35 753 €
0.19% 		1 161 382 €
1.53% 		4 164 417 €
4.02% 		5 575 128 €
11.42% 		920 422 €
8.42%
> 720 days 11 857 100 €
12.80% 		35 753 €
0.64% 		1 161 382 €
5.03% 		4 164 417 €
10.38% 		5 575 128 €
30.69% 		920 422 €
16.29%
> 720 days 2 906
4.60% 		9
0.14% 		245
1.24% 		929
4.13% 		1 498
12.31% 		225
10.24%
> 720 days 2 906
4.61% 		9
0.14% 		245
1.24% 		929
4.13% 		1 498
12.31% 		225
10.24%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 43 055 449 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 908 258 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 601 357 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 258 550 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 128 668 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 154 896 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 250 € 8 090 167 € 12 786 349 € 16 579 884 € 16 718 250 € 22 319 799 € 25 842 098 € 25 275 732 € 21 429 716 € 13 464 198 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 523 € 2 548 126 € 3 714 009 € 3 241 495 € 1 431 353 € 423 022 €
A
 1 400 € 612 219 € 3 032 706 € 5 319 956 € 6 780 170 € 5 197 876 € 6 520 365 € 8 714 714 € 8 647 564 € 5 846 599 € 2 098 520 €
B
 2 750 € 835 585 € 2 907 517 € 3 970 184 € 5 482 920 € 5 723 473 € 7 606 070 € 9 373 414 € 9 313 978 € 10 459 615 € 7 706 220 €
C
 2 700 € 949 446 € 2 149 944 € 3 496 208 € 4 316 794 € 4 289 378 € 4 285 324 € 3 049 268 € 2 906 168 € 2 796 409 € 2 365 128 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 359 914 € 990 694 € 1 166 527 € 891 493 € 869 588 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.58 % 89.02 % 87.61 % 81.49 % 69.49 % 57.52 % 50.31 % 31.27 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.21 % 82.35 % 73.65 % 59.80 % 59.72 % 46.58 %
A
 100.00 % 93.32 % 97.11 % 98.19 % 98.18 % 94.13 % 81.60 % 67.88 % 56.94 % 50.17 % 31.79 %
B
 100.00 % 96.09 % 89.89 % 89.60 % 90.28 % 86.49 % 84.38 % 69.49 % 59.38 % 52.53 % 31.77 %
C
 100.00 % 91.38 % 83.19 % 79.00 % 76.48 % 79.54 % 78.07 % 69.27 % 54.11 % 44.05 % 29.10 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.50 % 69.95 % 51.26 % 39.12 % 27.56 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 914 € 813 678 € 1 456 831 € 2 010 412 € 2 348 683 € 5 069 297 € 11 346 632 € 18 664 238 € 21 163 177 € 29 591 252 €
A+
 0 € 0 € 0 € 0 € 0 € 43 259 € 546 184 € 1 328 813 € 2 179 286 € 965 614 € 485 236 €
A
 0 € 36 788 € 84 141 € 97 878 € 120 208 € 324 047 € 1 470 513 € 4 123 976 € 6 538 848 € 5 806 905 € 4 502 837 €
B
 0 € 34 018 € 309 345 € 444 461 € 571 971 € 878 286 € 1 407 583 € 4 115 287 € 6 372 621 € 9 451 826 € 16 552 330 €
C
 0 € 75 108 € 420 193 € 914 491 € 1 318 233 € 1 103 090 € 1 203 785 € 1 352 973 € 2 464 332 € 3 551 215 € 5 763 540 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 441 233 € 425 584 € 1 109 150 € 1 387 254 € 2 285 308 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 914 € 813 679 € 1 456 831 € 1 989 385 € 1 811 452 € 2 190 849 € 3 992 111 € 6 505 835 € 5 304 718 € 1 595 043 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 158 € 189 528 € 23 959 € 0 €
A
 0 € 36 788 € 84 141 € 97 878 € 112 603 € 84 191 € 220 306 € 896 134 € 1 338 691 € 556 194 € 6 951 €
B
 0 € 34 018 € 309 345 € 444 461 € 558 550 € 646 002 € 687 005 € 1 778 735 € 2 638 124 € 2 106 049 € 567 321 €
C
 0 € 75 108 € 420 193 € 914 491 € 1 318 233 € 1 079 696 € 883 646 € 905 225 € 1 528 277 € 1 687 766 € 605 879 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 361 € 343 859 € 811 216 € 930 749 € 414 892 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.21 % 10.68 % 9.49 % 8.00 % 10.73 % 14.81 % 12.45 % 3.70 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.50 % 1.00 % 0.00 %
A
 0.00 % 5.61 % 2.69 % 1.81 % 1.63 % 1.52 % 2.76 % 6.98 % 8.82 % 4.77 % 0.11 %
B
 0.00 % 3.91 % 9.56 % 10.03 % 9.20 % 9.76 % 7.62 % 13.19 % 16.82 % 10.58 % 2.34 %
C
 0.00 % 7.23 % 16.26 % 20.66 % 23.35 % 20.02 % 16.10 % 20.56 % 28.46 % 26.59 % 7.45 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.12 % 24.28 % 35.65 % 40.84 % 13.15 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.63 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.27 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.26 %
Interest paid, EUR 1 142 € 1 087 064 € 3 517 524 € 4 982 661 € 6 353 217 € 5 188 226 € 6 222 003 € 6 530 184 € 7 416 019 € 4 934 210 € 1 906 446 €
A+
 0 € 0 € 0 € 0 € 0 € 227 398 € 453 576 € 597 321 € 688 099 € 187 117 € 17 682 €
A
 61 € 215 243 € 870 124 € 1 271 786 € 1 523 034 € 1 113 282 € 1 458 153 € 2 013 880 € 2 353 432 € 1 161 027 € 225 152 €
B
 416 € 354 695 € 1 319 332 € 1 520 880 € 2 069 131 € 1 913 310 € 2 046 681 € 2 497 639 € 2 788 782 € 2 430 508 € 1 073 665 €
C
 664 € 517 126 € 1 328 068 € 2 189 994 € 2 761 053 € 1 934 236 € 1 666 238 € 1 010 267 € 1 106 625 € 871 942 € 431 737 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 597 354 € 411 077 € 479 081 € 283 320 € 158 211 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 214 684 € 1 063 706 € 1 567 001 € 1 843 162 € 1 386 260 € 1 074 555 € 1 227 186 € 1 818 065 € 1 078 673 € 269 586 €
A+
 0 € 0 € 0 € 0 € 0 € 174 € 161 € 8 772 € 22 992 € 2 788 € 37 €
A
 0 € 50 767 € 71 169 € 69 183 € 56 233 € 36 011 € 56 363 € 151 722 € 245 504 € 76 990 € 3 711 €
B
 0 € 41 934 € 349 765 € 398 610 € 441 112 € 430 194 € 257 558 € 531 937 € 693 412 € 353 111 € 83 355 €
C
 0 € 121 983 € 642 772 € 1 099 208 € 1 345 817 € 919 882 € 486 585 € 368 097 € 512 146 € 382 088 € 107 498 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 273 888 € 166 658 € 344 012 € 263 696 € 74 985 €
>90 days overdue, EUR 0 € 214 684 € 1 063 706 € 1 567 001 € 1 842 959 € 1 372 092 € 1 028 511 € 1 108 621 € 1 608 950 € 940 802 € 111 190 €
A+
 0 € 0 € 0 € 0 € 0 € 173 € 0 € 7 252 € 19 340 € 2 125 € 0 €
A
 0 € 50 767 € 71 169 € 69 183 € 56 225 € 35 218 € 51 187 € 128 558 € 208 197 € 60 529 € 289 €
B
 0 € 41 934 € 349 765 € 398 610 € 440 916 € 419 370 € 243 247 € 477 181 € 610 471 € 284 395 € 25 205 €
C
 0 € 121 983 € 642 772 € 1 099 208 € 1 345 817 € 917 331 € 466 325 € 340 286 € 456 972 € 346 324 € 48 932 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 267 752 € 155 344 € 313 970 € 247 429 € 36 764 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 159 881 €
Receivable fee amount 14 562 293 €
Historical Returns