Statistics
Investor statistics
14393
Active investors
243
Average number of loans Average loans per investor
14.46 %
Average interest rate Return on investment it will always be lower than the interest rate
3 987 €
Average active investment amount Average amount invested per investor
81 849 143 €
Principal received Principal received, including principal paid from Provision fund
23 514 390 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
11228
Total active borrowers
3486 €
Average loan amount
64 months
Average loan term Weighted average loan term
777 €
Average income
876 €
A+ rating
786 €
A rating
765 €
B rating
728 €
C rating
921 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 137 113 923 € | 10 813 823 € | 45 834 952 € | 46 970 192 € | 29 938 170 € | 3 556 785 € |
Not overdue and returned |
117 672 612 €
85.82% |
10 530 967 €
97.38% |
42 829 937 €
93.44% |
39 961 990 €
85.08% |
21 929 532 €
73.25% |
2 420 186 €
68.04% |
Overdue |
19 441 311 €
14.18% |
282 856 €
2.62% |
3 005 015 €
6.56% |
7 008 202 €
14.92% |
8 008 638 €
26.75% |
1 136 599 €
31.96% |
1-30 days |
5 616 399 €
4.10% |
218 686 €
2.02% |
1 591 380 €
3.47% |
2 299 540 €
4.90% |
1 222 885 €
4.08% |
283 908 €
7.98% |
31-60 days |
1 279 670 €
0.93% |
3 386 €
0.03% |
289 501 €
0.63% |
549 579 €
1.17% |
323 105 €
1.08% |
114 099 €
3.21% |
61-90 days |
852 851 €
0.62% |
8 871 €
0.08% |
113 977 €
0.25% |
347 518 €
0.74% |
263 966 €
0.88% |
118 520 €
3.33% |
91-720 days |
5 746 553 €
4.19% |
51 914 €
0.48% |
602 013 €
1.31% |
1 938 225 €
4.13% |
2 540 964 €
8.49% |
613 437 €
17.25% |
> 720 days |
5 945 838 €
4.34% |
0 €
0.00% |
408 144 €
0.89% |
1 873 341 €
3.99% |
3 657 718 €
12.22% |
6 635 €
0.19% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 9 040 977 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 348 075 € | 7 879 533 € | 12 185 651 € | 14 662 897 € | 13 263 145 € | 15 028 855 € | 13 524 968 € | 818 550 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 91.55 % | 88.12 % | 85.37 % | 78.73 % | 69.50 % | 54.87 % | 36.37 % | 9.05 % |
Outstanding principal, EUR | 0 € | 216 590 € | 1 062 514 € | 2 088 771 € | 3 961 269 € | 5 819 825 € | 12 360 241 € | 23 663 763 € | 8 222 427 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 216 590 € | 1 062 515 € | 1 911 554 € | 2 599 685 € | 2 067 474 € | 2 224 061 € | 1 610 513 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 8.45 % | 11.88 % | 13.39 % | 13.96 % | 10.83 % | 8.12 % | 4.33 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 12.34 % |
Interest paid, EUR | 1 142 € | 966 573 € | 3 077 883 € | 4 266 850 € | 5 256 728 € | 4 023 477 € | 3 688 767 € | 2 007 681 € | 74 146 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 186 693 € | 828 605 € | 1 167 603 € | 1 315 486 € | 764 332 € | 448 578 € | 201 296 € | 6 791 € |
>90 days overdue, EUR | 0 € | 186 693 € | 828 570 € | 1 147 031 € | 1 250 244 € | 683 793 € | 336 282 € | 75 931 € | 0 € |