Statistics

Investor statistics

15567

Active investors

274

Average number of loans Average loans per investor

14.60 %

Average interest rate Return on investment it will always be lower than the interest rate

4 760 €

Average active investment amount Average amount invested per investor

116 095 572 €

Principal received Principal received, including principal paid from Provision fund

32 208 312 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12384

Total active borrowers

3761 €

Average loan amount

68 months

Average loan term Weighted average loan term

819 €

Average income

908 €

A+ rating

820 €

A rating

814 €

B rating

760 €

C rating

942 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 186 110 626 € 16 638 194 € 62 775 137 € 64 516 636 € 35 986 447 € 6 194 212 €
Amount of issued credits 74 097 247 € 8 167 326 € 23 951 617 € 25 224 410 € 13 301 618 € 3 452 276 €
Amount of issued credits 49 485 4 962 16 249 16 536 10 272 1 466
Amount of issued credits 49 468 4 962 16 237 16 532 10 271 1 466
Not overdue and returned 155 849 370 €
83.74% 		15 866 455 €
95.36% 		56 937 515 €
90.70% 		52 625 130 €
81.57% 		26 501 647 €
73.64% 		3 918 623 €
63.26%
Not overdue and returned 43 835 991 €
59.16% 		7 395 588 €
90.55% 		18 113 994 €
75.63% 		13 332 904 €
52.86% 		3 816 818 €
28.69% 		1 176 687 €
34.08%
Not overdue and returned 42 825
86.54% 		4 834
97.42% 		15 244
93.82% 		14 124
85.41% 		7 738
75.33% 		885
60.37%
Not overdue and returned 42 808
86.54% 		4 834
97.42% 		15 232
93.81% 		14 120
85.41% 		7 737
75.33% 		885
60.37%
Overdue 30 261 257 €
16.26% 		771 739 €
4.64% 		5 837 622 €
9.30% 		11 891 506 €
18.43% 		9 484 800 €
26.36% 		2 275 589 €
36.74%
Overdue 30 261 257 €
40.84% 		771 739 €
9.45% 		5 837 622 €
24.37% 		11 891 506 €
47.14% 		9 484 800 €
71.31% 		2 275 589 €
65.92%
Overdue 6 660
13.46% 		128
2.58% 		1 005
6.18% 		2 412
14.59% 		2 534
24.67% 		581
39.63%
Overdue 6 660
13.46% 		128
2.58% 		1 005
6.19% 		2 412
14.59% 		2 534
24.67% 		581
39.63%
1-30 days 9 251 212 €
4.97% 		450 428 €
2.71% 		2 730 822 €
4.35% 		4 068 472 €
6.31% 		1 534 463 €
4.26% 		467 027 €
7.54%
1-30 days 9 251 212 €
12.49% 		450 428 €
5.51% 		2 730 822 €
11.40% 		4 068 472 €
16.13% 		1 534 463 €
11.54% 		467 027 €
13.53%
1-30 days 1 839
3.72% 		86
1.73% 		451
2.78% 		786
4.75% 		387
3.77% 		129
8.80%
1-30 days 1 839
3.72% 		86
1.73% 		451
2.78% 		786
4.75% 		387
3.77% 		129
8.80%
31-60 days 2 519 196 €
1.35% 		89 834 €
0.54% 		603 708 €
0.96% 		1 070 208 €
1.66% 		533 636 €
1.48% 		221 809 €
3.58%
31-60 days 2 519 196 €
3.40% 		89 834 €
1.10% 		603 708 €
2.52% 		1 070 208 €
4.24% 		533 636 €
4.01% 		221 809 €
6.43%
31-60 days 495
1.00% 		14
0.28% 		98
0.60% 		200
1.21% 		131
1.28% 		52
3.55%
31-60 days 495
1.00% 		14
0.28% 		98
0.60% 		200
1.21% 		131
1.28% 		52
3.55%
61-90 days 1 724 306 €
0.93% 		29 199 €
0.18% 		582 139 €
0.93% 		663 945 €
1.03% 		283 385 €
0.79% 		165 638 €
2.67%
61-90 days 1 724 306 €
2.33% 		29 199 €
0.36% 		582 139 €
2.43% 		663 945 €
2.63% 		283 385 €
2.13% 		165 638 €
4.80%
61-90 days 253
0.51% 		5
0.10% 		62
0.38% 		88
0.53% 		60
0.58% 		38
2.59%
61-90 days 253
0.51% 		5
0.10% 		62
0.38% 		88
0.53% 		60
0.58% 		38
2.59%
91-720 days 9 449 037 €
5.08% 		196 042 €
1.18% 		1 457 584 €
2.32% 		3 845 646 €
5.96% 		2 781 880 €
7.73% 		1 167 885 €
18.85%
91-720 days 9 449 037 €
12.75% 		196 042 €
2.40% 		1 457 584 €
6.09% 		3 845 646 €
15.25% 		2 781 880 €
20.91% 		1 167 885 €
33.83%
91-720 days 1 982
4.01% 		21
0.42% 		239
1.47% 		713
4.31% 		710
6.91% 		299
20.40%
91-720 days 1 982
4.01% 		21
0.42% 		239
1.47% 		713
4.31% 		710
6.91% 		299
20.40%
> 720 days 7 317 506 €
3.93% 		6 236 €
0.04% 		463 369 €
0.74% 		2 243 235 €
3.48% 		4 351 436 €
12.09% 		253 230 €
4.09%
> 720 days 7 317 506 €
9.88% 		6 236 €
0.08% 		463 369 €
1.93% 		2 243 235 €
8.89% 		4 351 436 €
32.71% 		253 230 €
7.34%
> 720 days 2 091
4.23% 		2
0.04% 		155
0.95% 		625
3.78% 		1 246
12.13% 		63
4.30%
> 720 days 2 091
4.23% 		2
0.04% 		155
0.95% 		625
3.78% 		1 246
12.13% 		63
4.30%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 14 097 710 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 1 529 499 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 5 133 023 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 5 098 381 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 1 635 697 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 701 110 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 368 091 € 8 010 710 € 12 614 978 € 16 059 824 € 15 213 769 € 18 950 720 € 20 563 652 € 15 832 182 € 2 392 064 €
A+
 0 € 0 € 0 € 0 € 0 € 1 381 006 € 2 094 470 € 2 879 914 € 1 913 881 € 201 595 €
A
 1 400 € 597 423 € 3 027 573 € 5 301 709 € 6 638 342 € 4 687 238 € 5 506 335 € 6 772 025 € 5 494 951 € 796 525 €
B
 2 750 € 832 493 € 2 876 938 € 3 910 644 € 5 306 922 € 5 209 688 € 6 580 463 € 7 691 073 € 5 890 865 € 990 389 €
C
 2 700 € 938 176 € 2 106 198 € 3 402 625 € 4 114 560 € 3 935 838 € 3 610 038 € 2 462 024 € 1 821 082 € 291 049 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 159 414 € 758 615 € 711 402 € 112 505 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.34 % 89.58 % 88.37 % 86.23 % 79.72 % 69.19 % 55.30 % 36.03 % 16.97 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 89.05 % 67.69 % 57.11 % 35.31 % 13.18 %
A
 100.00 % 91.06 % 96.94 % 97.86 % 96.13 % 84.88 % 68.91 % 52.75 % 36.18 % 15.52 %
B
 100.00 % 95.73 % 88.94 % 88.26 % 87.38 % 78.72 % 73.01 % 57.02 % 37.55 % 19.43 %
C
 100.00 % 90.30 % 81.49 % 76.88 % 72.89 % 72.99 % 65.77 % 55.93 % 33.91 % 17.79 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 64.37 % 53.56 % 31.26 % 16.05 %
Outstanding principal, EUR 0 € 196 574 € 931 337 € 1 659 444 € 2 564 342 € 3 869 200 € 8 438 376 € 16 625 079 € 28 107 788 € 11 705 646 €
A+
 0 € 0 € 0 € 0 € 0 € 169 776 € 999 839 € 2 162 907 € 3 506 900 € 1 327 904 €
A
 0 € 58 651 € 95 425 € 116 125 € 267 563 € 834 685 € 2 484 543 € 6 066 665 € 9 691 461 € 4 336 498 €
B
 0 € 37 110 € 357 658 € 520 338 € 766 651 € 1 408 109 € 2 433 189 € 5 797 628 € 9 795 734 € 4 107 991 €
C
 0 € 100 813 € 478 253 € 1 022 980 € 1 530 128 € 1 456 630 € 1 879 070 € 1 940 217 € 3 549 418 € 1 344 648 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 641 734 € 657 662 € 1 564 275 € 588 605 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 196 573 € 931 338 € 1 659 444 € 2 283 658 € 2 006 901 € 2 330 030 € 3 739 910 € 3 618 689 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 5 788 € 3 519 € 44 466 € 148 505 € 0 €
A
 0 € 58 651 € 95 426 € 116 125 € 150 006 € 80 878 € 227 294 € 713 859 € 478 715 € 0 €
B
 0 € 37 110 € 357 659 € 520 338 € 663 810 € 704 206 € 721 918 € 1 656 095 € 1 427 745 € 0 €
C
 0 € 100 813 € 478 253 € 1 022 980 € 1 469 842 € 1 216 029 € 947 122 € 939 203 € 959 074 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 430 177 € 386 287 € 604 651 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.66 % 10.42 % 11.63 % 12.26 % 10.52 % 8.51 % 10.06 % 8.24 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.37 % 0.11 % 0.88 % 2.74 % 0.00 %
A
 0.00 % 8.94 % 3.06 % 2.14 % 2.17 % 1.46 % 2.84 % 5.56 % 3.15 % 0.00 %
B
 0.00 % 4.27 % 11.06 % 11.74 % 10.93 % 10.64 % 8.01 % 12.28 % 9.10 % 0.00 %
C
 0.00 % 9.70 % 18.51 % 23.12 % 26.04 % 22.55 % 17.25 % 21.33 % 17.86 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.88 % 27.27 % 26.57 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 14.72 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.63 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 11.29 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.42 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.84 %
Interest paid, EUR 1 142 € 1 008 483 € 3 296 503 € 4 599 266 € 5 818 855 € 4 670 464 € 5 034 394 € 4 273 116 € 3 163 101 € 186 579 €
A+
 0 € 0 € 0 € 0 € 0 € 209 559 € 357 977 € 396 341 € 283 943 € 11 357 €
A
 61 € 192 029 € 852 981 € 1 245 773 € 1 487 898 € 1 022 336 € 1 152 127 € 1 286 225 € 976 450 € 60 261 €
B
 416 € 337 801 € 1 224 266 € 1 406 450 € 1 924 919 € 1 723 107 € 1 684 171 € 1 639 735 € 1 222 995 € 72 868 €
C
 664 € 478 653 € 1 219 256 € 1 947 044 € 2 406 038 € 1 715 462 € 1 352 123 € 679 501 € 476 102 € 29 835 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 487 997 € 271 313 € 203 612 € 12 258 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 211 909 € 922 411 € 1 322 921 € 1 536 554 € 1 031 680 € 709 148 € 629 696 € 498 296 € 22 542 €
A+
 0 € 0 € 0 € 0 € 0 € 1 218 € 593 € 4 216 € 8 013 € 101 €
A
 0 € 54 321 € 64 094 € 56 008 € 50 650 € 23 444 € 36 318 € 66 762 € 61 938 € 3 412 €
B
 0 € 38 292 € 313 209 € 345 348 € 374 277 € 318 340 € 168 635 € 254 596 € 179 390 € 8 290 €
C
 0 € 119 295 € 545 108 € 921 565 € 1 111 627 € 688 677 € 321 191 € 205 373 € 143 951 € 4 848 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 182 410 € 98 749 € 105 003 € 5 891 €
>90 days overdue, EUR 0 € 211 909 € 922 411 € 1 322 921 € 1 519 918 € 978 901 € 617 973 € 457 801 € 223 550 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 1 091 € 59 € 2 225 € 2 354 € 0 €
A
 0 € 54 321 € 64 094 € 56 008 € 49 479 € 21 184 € 28 715 € 39 132 € 21 493 € 0 €
B
 0 € 38 292 € 313 209 € 345 348 € 369 793 € 296 249 € 142 177 € 179 002 € 73 699 € 0 €
C
 0 € 119 296 € 545 108 € 921 565 € 1 100 646 € 660 377 € 282 488 € 161 557 € 67 897 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 164 533 € 75 885 € 58 107 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 445 430 €
Receivable fee amount 11 516 670 €
Historical Returns