Statistics
Investor statistics
14988
Active investors
256
Average number of loans Average loans per investor
14.47 %
Average interest rate Return on investment it will always be lower than the interest rate
4 403 €
Average active investment amount Average amount invested per investor
95 634 388 €
Principal received Principal received, including principal paid from Provision fund
27 215 680 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
11924
Total active borrowers
3600 €
Average loan amount
66 months
Average loan term Weighted average loan term
797 €
Average income
897 €
A+ rating
802 €
A rating
787 €
B rating
743 €
C rating
923 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 158 677 969 € | 13 869 144 € | 53 211 469 € | 54 384 053 € | 32 518 800 € | 4 694 502 € |
Not overdue and returned |
134 275 064 €
84.62% |
13 361 587 €
96.34% |
48 695 419 €
91.51% |
45 230 180 €
83.17% |
23 963 559 €
73.69% |
3 024 320 €
64.42% |
Overdue |
24 402 905 €
15.38% |
507 557 €
3.66% |
4 516 051 €
8.49% |
9 153 873 €
16.83% |
8 555 241 €
26.31% |
1 670 182 €
35.58% |
1-30 days |
8 036 452 €
5.06% |
372 096 €
2.68% |
2 437 774 €
4.58% |
3 385 102 €
6.22% |
1 396 761 €
4.30% |
444 719 €
9.47% |
31-60 days |
1 881 534 €
1.19% |
45 399 €
0.33% |
454 983 €
0.86% |
772 153 €
1.42% |
444 950 €
1.37% |
164 049 €
3.49% |
61-90 days |
1 253 384 €
0.79% |
37 151 €
0.27% |
325 056 €
0.61% |
480 520 €
0.88% |
261 891 €
0.81% |
148 767 €
3.17% |
91-720 days |
6 676 452 €
4.21% |
52 911 €
0.38% |
856 874 €
1.61% |
2 486 711 €
4.57% |
2 442 503 €
7.51% |
837 453 €
17.84% |
> 720 days |
6 555 083 €
4.13% |
0 €
0.00% |
441 363 €
0.83% |
2 029 388 €
3.73% |
4 009 137 €
12.33% |
75 195 €
1.60% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 30 605 023 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 360 124 € | 7 949 347 € | 12 460 634 € | 15 395 780 € | 14 317 209 € | 17 068 095 € | 17 378 296 € | 5 745 389 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.02 % | 88.90 % | 87.29 % | 82.67 % | 75.03 % | 62.32 % | 46.73 % | 18.77 % |
Outstanding principal, EUR | 0 € | 204 541 € | 992 700 € | 1 813 788 € | 3 228 386 € | 4 765 761 € | 10 321 001 € | 19 810 434 € | 24 859 634 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 204 541 € | 992 701 € | 1 788 727 € | 2 453 641 € | 2 046 844 € | 2 336 277 € | 2 681 429 € | 728 132 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.98 % | 11.10 % | 12.53 % | 13.17 % | 10.73 % | 8.53 % | 7.21 % | 2.38 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 13.87 % |
Interest paid, EUR | 1 142 € | 988 885 € | 3 196 188 € | 4 424 021 € | 5 552 538 € | 4 368 313 € | 4 366 779 € | 3 174 565 € | 990 483 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 197 296 € | 867 765 € | 1 244 065 € | 1 420 480 € | 889 169 € | 581 583 € | 384 152 € | 127 889 € |
>90 days overdue, EUR | 0 € | 197 296 € | 867 765 € | 1 237 269 € | 1 379 418 € | 822 587 € | 479 119 € | 230 596 € | 24 797 € |