PEER TO PEER LENDING Let your money work for you

5700.00 EUR loan financed by 158 investors Market
7200.00 EUR loan financed by 92 investors Market
9200.00 EUR loan financed by 245 investors Market
1000.00 EUR loan financed by 37 investors Market
4530.00 EUR loan financed by 88 investors Market

Why invest via NEO Finance?

What do we offer?

Unlimited e-money institution licence (EMI)

Unlimited e-money institution licence (EMI)

The first and, so far, the only Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania.

Buyback and Provision fund services

Buyback and Provision fund services

When agreements with borrowers are terminated, investors can sell their investments for 50-80% of their face value to NEO Finance. Also, a unique service of Provision Fund allows investors to reduce their investment risk: if a loan defaults, NEO Finance guarantees to repay investors with all the company assets as collateral.

Average return rate of 12 percent

Average return rate of 12 percent

Historically, Lithuanian consumer loans had high interest rates, as the market was not regulated until 2016. However, even after the regulation was implemented, the interest rates remained high (16.8% for banking consumer loans, and 78.9% for other financial institutions’ loans in 2016). Therefore, risk / reward ratio is one of the highest in Europe.

Personal IBAN accounts free of charge

Personal IBAN accounts free of charge

Every user account is linked to a personal IBAN account, which is free of charge. Payments sent to other financial institutions are also free of charge for VIP investors. In addition, one can have multiple IBAN accounts under their name at NEO Finance, which enables them to test and employ different investment strategies.

Built inhouse IT system

Built inhouse IT system

The Lending Platform is very similar in its functionality to a banking system with IBAN accounts, support of payment transactions, and similar functions. It was built and is being constantly developed in-house by highly experienced IT and banking professionals.

Close long-term partnership with debt collection and recovery company

Close long-term partnership with debt collection and recovery company

All debts are handled by a single firm, which has been a long-term partner of NEO Finance. The company has 8+ years of experience in delinquent loans recovery, which ensures speed and quality of the service: 65% of debts have been collected within two years.

Statistics and reports of "NEO Finance"

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13724

Number of investors

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83 502 257 €

Sum of granted loans

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14983

Issued loans count

Introducing P2P Lending platform NEO Finance

Loan proposals to select
Refinancing Loan
Refinancing Loan
15300.00 € 14847.74 € collected from 15300.00 €
96 months Maturity
10.00 % Interest
A Rating
consumer loan
consumer loan
19300.00 € 11114.20 € collected from 19300.00 €
120 months Maturity
11.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
22015.00 € 11990.63 € collected from 22015.00 €
100 months Maturity
11.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
12600.00 € 4336.07 € collected from 12600.00 €
84 months Maturity
9.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
5900.00 € 2198.83 € collected from 5900.00 €
84 months Maturity
9.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
10355.00 € 4046.70 € collected from 10355.00 €
72 months Maturity
19.00 % Interest
C Rating
Refinancing Loan
Refinancing Loan
6500.00 € 5274.61 € collected from 6500.00 €
68 months Maturity
9.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
13600.00 € 13086.75 € collected from 13600.00 €
80 months Maturity
15.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
14300.00 € 10194.43 € collected from 14300.00 €
84 months Maturity
15.00 % Interest
B Rating
auto-invest

or invest automatically

Select criteria for your Auto Invest and we will invest for you based on your criteria. Save your time and earn solid returns. More
ensure-fond

Provision fund
Guaranteed return on investment

Invest in loans using a Provision fund service. In the case of delay, payments are covered from the accumulated Provision fund fees. Its annual fee is between 0.44% and 22.91%. The fee depends on the credit receiver's creditworthiness rating and maturity of the loan. More

NEWS

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