PEER TO PEER LENDING Let your money work for you

5650.00 EUR loan financed by 217 investors Market
1329.00 EUR loan financed by 78 investors Market
2000.00 EUR loan financed by 92 investors Market
2000.00 EUR loan financed by 113 investors Market
2270.00 EUR loan financed by 70 investors Market

Statistics and reports of "NEO Finance"

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12628

Number of investors

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64 703 940 €

Sum of granted loans

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12905

Issued loans count

Introducing P2P Lending platform NEO Finance

Loan proposals to select
consumer loan
consumer loan
20000.00 € 17759.21 € collected from 20000.00 €
120 months Maturity
11.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
3100.00 € 2963.81 € collected from 3100.00 €
44 months Maturity
21.00 % Interest
C- Rating
consumer loan
consumer loan
9100.00 € 8096.99 € collected from 9100.00 €
72 months Maturity
19.00 % Interest
C Rating
Refinancing Loan
Refinancing Loan
6700.00 € 2234.03 € collected from 6700.00 €
60 months Maturity
24.00 % Interest
C- Rating
Refinancing Loan
Refinancing Loan
23075.00 € 10072.02 € collected from 23075.00 €
84 months Maturity
10.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
8400.00 € 2231.49 € collected from 8400.00 €
60 months Maturity
24.00 % Interest
C- Rating
Refinancing Loan
Refinancing Loan
2270.00 € 1984.94 € collected from 2270.00 €
30 months Maturity
17.00 % Interest
C Rating
auto-invest

or invest automatically

Select criteria for your Auto Invest and we will invest for you based on your criteria. Save your time and earn solid returns. More

Why invest via NEO Finance?

What do we offer?

Unlimited e-money institution licence (EMI)

Unlimited e-money institution licence (EMI)

The first and, so far, the only Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania.

Buyback and Provision fund services

Buyback and Provision fund services

When agreements with borrowers are terminated, investors can sell their investments for 50-80% of their face value to NEO Finance. Also, a unique service of Provision Fund allows investors to reduce their investment risk: if a loan defaults, NEO Finance guarantees to repay investors with all the company assets as collateral.

Average return rate of 12 percent

Average return rate of 12 percent

Historically, Lithuanian consumer loans had high interest rates, as the market was not regulated until 2016. However, even after the regulation was implemented, the interest rates remained high (16.8% for banking consumer loans, and 78.9% for other financial institutions’ loans in 2016). Therefore, risk / reward ratio is one of the highest in Europe.

Personal IBAN accounts free of charge

Personal IBAN accounts free of charge

Every user account is linked to a personal IBAN account, which is free of charge. Payments sent to other financial institutions are also free of charge for VIP investors. In addition, one can have multiple IBAN accounts under their name at NEO Finance, which enables them to test and employ different investment strategies.

Built inhouse IT system

Built inhouse IT system

The Lending Platform is very similar in its functionality to a banking system with IBAN accounts, support of payment transactions, and similar functions. It was built and is being constantly developed in-house by highly experienced IT and banking professionals.

Close long-term partnership with debt collection and recovery company

Close long-term partnership with debt collection and recovery company

All debts are handled by a single firm, which has been a long-term partner of NEO Finance. The company has 8+ years of experience in delinquent loans recovery, which ensures speed and quality of the service: 65% of debts have been collected within two years.

ensure-fond

Provision fund
Guaranteed return on investment

Invest in loans using a Provision fund service. In the case of delay, payments are covered from the accumulated Provision fund fees. Its annual fee is between 0.44% and 22.91%. The fee depends on the credit receiver's creditworthiness rating and maturity of the loan. More

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