PEER TO PEER LENDING Let your money work for you

5000.00 EUR loan financed by 231 investors Market
6970.00 EUR loan financed by 274 investors Market
2000.00 EUR loan financed by 68 investors Market
600.00 EUR loan financed by 23 investors Market
300.00 EUR loan financed by 10 investors Market

Statistics and reports of "NEO Finance"

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7898

Number of investors

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37 648 775 €

Sum of granted loans

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8791

Issued loans count

Introducing P2P Lending platform NEO Finance

Loan proposals to select
Refinancing Loan
Refinancing Loan
12428.00 € 9156.27 € collected from 12428.00 €
60 months Maturity
13.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
10131.19 € 7795.83 € collected from 10131.19 €
60 months Maturity
13.00 % Interest
A Rating
other purpose loan
other purpose loan
5000.00 € 2592.99 € collected from 5000.00 €
60 months Maturity
11.00 % Interest
A Rating
consumer loan
consumer loan
4400.00 € 1891.60 € collected from 4400.00 €
60 months Maturity
22.00 % Interest
C Rating
Refinancing Loan
Refinancing Loan
10000.00 € 4793.27 € collected from 10000.00 €
58 months Maturity
21.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
10000.00 € 6855.00 € collected from 10000.00 €
60 months Maturity
20.00 % Interest
B Rating
Refinancing Loan
Refinancing Loan
2990.00 € 2296.10 € collected from 2990.00 €
60 months Maturity
25.00 % Interest
C Rating
consumer loan
consumer loan
1400.00 € 1283.32 € collected from 1400.00 €
60 months Maturity
10.00 % Interest
A Rating
Refinancing Loan
Refinancing Loan
4000.00 € 2141.26 € collected from 4000.00 €
24 months Maturity
20.00 % Interest
C Rating
Refinancing Loan
Refinancing Loan
4237.00 € 643.43 € collected from 4237.00 €
60 months Maturity
10.00 % Interest
A Rating
auto-invest

or invest automatically

Select criteria for your Auto Invest and we will invest for you based on your criteria. Save your time and earn solid returns. More

Why to invest through NEO Finance?

What do we offer?

Unlimited e-money institution licence (EMI)

Unlimited e-money institution licence (EMI)

The first and, so far, the only Lithuanian P2P platform operator to hold the unlimited EMI licence which allows operations in entire European Union. This ensures safety of clients’ money, as it is kept in an account separate from that of the company. In addition, the company is constantly supervised by the Bank of Lithuania.

Buyback and Provision fund services

Buyback and Provision fund services

When agreements with borrowers are terminated, investors can sell their investments for 50-80% of their face value to NEO Finance. Also, a unique service of Provision Fund allows investors to reduce their investment risk: if a loan defaults, NEO Finance guarantees to repay investors with all the company assets as collateral.

Average return rate of 12 percent

Average return rate of 12 percent

Historically, Lithuanian consumer loans had high interest rates, as the market was not regulated until 2016. However, even after the regulation was implemented, the interest rates remained high (16.8% for banking consumer loans, and 78.9% for other financial institutions’ loans in 2016). Therefore, risk / reward ratio is one of the highest in Europe.

Personal IBAN accounts free of charge

Personal IBAN accounts free of charge

Every user account is linked to a personal IBAN account, which is free of charge. Payments sent to other financial institutions are also free of charge for VIP investors. In addition, one can have multiple IBAN accounts under their name at NEO Finance, which enables them to test and employ different investment strategies.

Built inhouse IT system

Built inhouse IT system

The Lending Platform is very similar in its functionality to a banking system with IBAN accounts, support of payment transactions, and similar functions. It was built and is being constantly developed in-house by highly experienced IT and banking professionals.

Close long-term partnership with debt collection and recovery company

Close long-term partnership with debt collection and recovery company

All debts are handled by a single firm, which has been a long-term partner of NEO Finance. The company has 8+ years of experience in delinquent loans recovery, which ensures speed and quality of the service: 65% of debts have been collected within two years.

ensure-fond

Provision fund
Guaranteed return on investment

Invest in loans using a Provision fund service. In the case of delay, payments are covered from the accumulated Provision fund fees. Its annual fee is between 0.44% and 22.91%. The fee depends on the credit receiver's creditworthiness rating and maturity of the loan.
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