Statistics

Investor statistics

15579

Active investors

275

Average number of loans Average loans per investor

14.60 %

Average interest rate Return on investment it will always be lower than the interest rate

4 770 €

Average active investment amount Average amount invested per investor

117 294 713 €

Principal received Principal received, including principal paid from Provision fund

32 519 356 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12385

Total active borrowers

3767 €

Average loan amount

68 months

Average loan term Weighted average loan term

820 €

Average income

908 €

A+ rating

822 €

A rating

815 €

B rating

761 €

C rating

942 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 187 462 518 € 16 703 899 € 63 288 707 € 65 113 286 € 36 119 287 € 6 236 562 €
Amount of issued credits 74 318 666 € 8 100 964 € 24 049 812 € 25 401 735 € 13 290 946 € 3 474 431 €
Amount of issued credits 49 760 4 975 16 359 16 649 10 300 1 476
Amount of issued credits 49 743 4 975 16 347 16 645 10 299 1 476
Not overdue and returned 158 227 958 €
84.41% 		16 041 804 €
96.04% 		57 736 777 €
91.23% 		53 835 745 €
82.68% 		26 676 007 €
73.86% 		3 936 848 €
63.13%
Not overdue and returned 45 084 105 €
60.66% 		7 438 869 €
91.83% 		18 497 882 €
76.91% 		14 124 195 €
55.60% 		3 847 666 €
28.95% 		1 174 717 €
33.81%
Not overdue and returned 43 171
86.76% 		4 841
97.31% 		15 371
93.96% 		14 296
85.87% 		7 784
75.57% 		878
59.49%
Not overdue and returned 43 154
86.75% 		4 841
97.31% 		15 359
93.96% 		14 292
85.86% 		7 783
75.57% 		878
59.49%
Overdue 29 234 561 €
15.59% 		662 095 €
3.96% 		5 551 930 €
8.77% 		11 277 541 €
17.32% 		9 443 280 €
26.14% 		2 299 714 €
36.87%
Overdue 29 234 561 €
39.34% 		662 095 €
8.17% 		5 551 930 €
23.09% 		11 277 541 €
44.40% 		9 443 280 €
71.05% 		2 299 714 €
66.19%
Overdue 6 589
13.24% 		134
2.69% 		988
6.04% 		2 353
14.13% 		2 516
24.43% 		598
40.51%
Overdue 6 589
13.25% 		134
2.69% 		988
6.04% 		2 353
14.14% 		2 516
24.43% 		598
40.51%
1-30 days 8 499 416 €
4.53% 		341 733 €
2.05% 		2 583 075 €
4.08% 		3 631 738 €
5.58% 		1 446 463 €
4.00% 		496 406 €
7.96%
1-30 days 8 499 416 €
11.44% 		341 733 €
4.22% 		2 583 075 €
10.74% 		3 631 738 €
14.30% 		1 446 463 €
10.88% 		496 406 €
14.29%
1-30 days 1 804
3.63% 		92
1.85% 		452
2.76% 		747
4.49% 		368
3.57% 		145
9.82%
1-30 days 1 804
3.63% 		92
1.85% 		452
2.77% 		747
4.49% 		368
3.57% 		145
9.82%
31-60 days 2 129 640 €
1.14% 		83 732 €
0.50% 		477 059 €
0.75% 		820 658 €
1.26% 		544 442 €
1.51% 		203 748 €
3.27%
31-60 days 2 129 640 €
2.87% 		83 732 €
1.03% 		477 059 €
1.98% 		820 658 €
3.23% 		544 442 €
4.10% 		203 748 €
5.86%
31-60 days 451
0.91% 		13
0.26% 		77
0.47% 		180
1.08% 		127
1.23% 		54
3.66%
31-60 days 451
0.91% 		13
0.26% 		77
0.47% 		180
1.08% 		127
1.23% 		54
3.66%
61-90 days 1 557 403 €
0.83% 		63 497 €
0.38% 		493 932 €
0.78% 		617 593 €
0.95% 		243 486 €
0.67% 		138 895 €
2.23%
61-90 days 1 557 403 €
2.10% 		63 497 €
0.78% 		493 932 €
2.05% 		617 593 €
2.43% 		243 486 €
1.83% 		138 895 €
4.00%
61-90 days 253
0.51% 		7
0.14% 		61
0.37% 		90
0.54% 		63
0.61% 		32
2.17%
61-90 days 253
0.51% 		7
0.14% 		61
0.37% 		90
0.54% 		63
0.61% 		32
2.17%
91-720 days 9 615 173 €
5.13% 		166 897 €
1.00% 		1 516 737 €
2.40% 		3 926 143 €
6.03% 		2 805 237 €
7.77% 		1 200 158 €
19.24%
91-720 days 9 615 173 €
12.94% 		166 897 €
2.06% 		1 516 737 €
6.31% 		3 926 143 €
15.46% 		2 805 237 €
21.11% 		1 200 158 €
34.54%
91-720 days 1 976
3.97% 		20
0.40% 		242
1.48% 		708
4.25% 		703
6.83% 		303
20.53%
91-720 days 1 976
3.97% 		20
0.40% 		242
1.48% 		708
4.25% 		703
6.83% 		303
20.53%
> 720 days 7 432 929 €
3.97% 		6 236 €
0.04% 		481 127 €
0.76% 		2 281 408 €
3.50% 		4 403 652 €
12.19% 		260 507 €
4.18%
> 720 days 7 432 929 €
10.00% 		6 236 €
0.08% 		481 127 €
2.00% 		2 281 408 €
8.98% 		4 403 652 €
33.13% 		260 507 €
7.50%
> 720 days 2 105
4.23% 		2
0.04% 		156
0.95% 		628
3.77% 		1 255
12.18% 		64
4.34%
> 720 days 2 105
4.23% 		2
0.04% 		156
0.95% 		628
3.77% 		1 255
12.19% 		64
4.34%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 15 449 602 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 1 595 204 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 5 646 593 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 5 695 031 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 1 768 537 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 743 460 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 369 385 € 8 012 434 € 12 620 532 € 16 093 132 € 15 264 184 € 19 092 203 € 20 702 197 € 16 202 903 € 2 778 384 €
A+
 0 € 0 € 0 € 0 € 0 € 1 383 986 € 2 122 046 € 2 895 636 € 1 971 908 € 229 360 €
A
 1 400 € 597 423 € 3 027 573 € 5 302 335 € 6 648 428 € 4 702 421 € 5 564 515 € 6 831 627 € 5 637 612 € 925 325 €
B
 2 750 € 833 575 € 2 878 004 € 3 911 744 € 5 321 917 € 5 231 255 € 6 612 644 € 7 730 850 € 6 015 128 € 1 172 905 €
C
 2 700 € 938 387 € 2 106 857 € 3 406 454 € 4 122 787 € 3 946 521 € 3 628 338 € 2 482 572 € 1 857 577 € 335 514 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 164 661 € 761 513 € 720 678 € 115 280 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.39 % 89.60 % 88.41 % 86.41 % 79.99 % 69.71 % 55.67 % 36.88 % 17.98 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 89.24 % 68.58 % 57.42 % 36.38 % 14.38 %
A
 100.00 % 91.06 % 96.94 % 97.87 % 96.27 % 85.16 % 69.64 % 53.21 % 37.12 % 16.39 %
B
 100.00 % 95.86 % 88.98 % 88.28 % 87.62 % 79.05 % 73.36 % 57.31 % 38.35 % 20.60 %
C
 100.00 % 90.32 % 81.52 % 76.97 % 73.04 % 73.19 % 66.10 % 56.39 % 34.59 % 18.97 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 64.66 % 53.77 % 31.67 % 15.51 %
Outstanding principal, EUR 0 € 195 280 € 929 613 € 1 653 890 € 2 531 034 € 3 818 786 € 8 296 893 € 16 486 533 € 27 737 067 € 12 671 218 €
A+
 0 € 0 € 0 € 0 € 0 € 166 796 € 972 264 € 2 147 186 € 3 448 873 € 1 365 845 €
A
 0 € 58 651 € 95 425 € 115 500 € 257 477 € 819 502 € 2 426 363 € 6 007 063 € 9 548 800 € 4 721 268 €
B
 0 € 36 028 € 356 593 € 519 238 € 751 657 € 1 386 541 € 2 401 008 € 5 757 851 € 9 671 472 € 4 522 126 €
C
 0 € 100 601 € 477 594 € 1 019 151 € 1 521 901 € 1 445 947 € 1 860 771 € 1 919 669 € 3 512 923 € 1 433 023 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 636 487 € 654 765 € 1 555 000 € 628 180 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 195 280 € 929 613 € 1 653 890 € 2 272 913 € 1 981 869 € 2 313 615 € 3 787 299 € 3 848 723 € 64 900 €
A+
 0 € 0 € 0 € 0 € 0 € 5 788 € 3 505 € 44 466 € 119 374 € 0 €
A
 0 € 58 651 € 95 426 € 115 500 € 148 198 € 80 749 € 225 012 € 723 435 € 538 394 € 12 500 €
B
 0 € 36 028 € 356 594 € 519 238 € 658 929 € 695 105 € 710 555 € 1 679 807 € 1 518 494 € 32 800 €
C
 0 € 100 601 € 477 594 € 1 019 151 € 1 465 785 € 1 200 227 € 951 694 € 950 737 € 1 032 199 € 10 900 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 422 849 € 388 853 € 640 262 € 8 700 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.61 % 10.40 % 11.59 % 12.20 % 10.39 % 8.45 % 10.18 % 8.76 % 0.42 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.37 % 0.11 % 0.88 % 2.20 % 0.00 %
A
 0.00 % 8.94 % 3.06 % 2.13 % 2.15 % 1.46 % 2.82 % 5.63 % 3.55 % 0.22 %
B
 0.00 % 4.14 % 11.02 % 11.72 % 10.85 % 10.50 % 7.88 % 12.45 % 9.68 % 0.58 %
C
 0.00 % 9.68 % 18.48 % 23.03 % 25.97 % 22.26 % 17.34 % 21.60 % 19.22 % 0.62 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.48 % 27.46 % 28.14 % 1.17 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 14.71 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.62 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 11.24 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.41 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.85 %
Interest paid, EUR 1 142 € 1 010 431 € 3 301 511 € 4 609 508 € 5 836 791 € 4 686 686 € 5 070 453 € 4 332 055 € 3 286 303 € 232 779 €
A+
 0 € 0 € 0 € 0 € 0 € 210 096 € 360 994 € 401 723 € 293 249 € 14 640 €
A
 61 € 192 094 € 853 126 € 1 246 748 € 1 490 419 € 1 025 086 € 1 161 812 € 1 304 135 € 1 014 206 € 74 545 €
B
 416 € 338 548 € 1 226 709 € 1 409 582 € 1 930 070 € 1 729 916 € 1 694 862 € 1 664 042 € 1 271 187 € 91 822 €
C
 664 € 479 790 € 1 221 676 € 1 953 177 € 2 416 301 € 1 721 589 € 1 360 555 € 687 770 € 496 655 € 36 285 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 492 229 € 274 384 € 211 006 € 15 487 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 212 823 € 926 597 € 1 328 407 € 1 541 930 € 1 039 971 € 716 240 € 638 444 € 506 379 € 28 669 €
A+
 0 € 0 € 0 € 0 € 0 € 1 340 € 660 € 4 063 € 7 932 € 220 €
A
 0 € 54 661 € 64 547 € 56 236 € 50 183 € 23 876 € 35 874 € 67 648 € 61 567 € 3 654 €
B
 0 € 38 466 € 313 897 € 346 419 € 376 129 € 320 280 € 169 776 € 256 360 € 180 294 € 10 453 €
C
 0 € 119 695 € 548 153 € 925 753 € 1 115 618 € 694 476 € 326 353 € 208 879 € 147 434 € 7 412 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 183 576 € 101 494 € 109 153 € 6 931 €
>90 days overdue, EUR 0 € 212 823 € 926 597 € 1 328 407 € 1 526 090 € 987 178 € 624 573 € 470 165 € 242 341 € 721 €
A+
 0 € 0 € 0 € 0 € 0 € 1 111 € 66 € 2 293 € 2 932 € 0 €
A
 0 € 54 661 € 64 547 € 56 236 € 49 016 € 21 505 € 29 114 € 40 026 € 23 301 € 136 €
B
 0 € 38 466 € 313 897 € 346 419 € 371 998 € 298 575 € 143 445 € 184 832 € 79 518 € 216 €
C
 0 € 119 696 € 548 153 € 925 753 € 1 105 076 € 665 988 € 286 203 € 164 274 € 74 027 € 183 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 165 745 € 78 739 € 62 563 € 186 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 433 654 €
Receivable fee amount 11 516 765 €
Historical Returns